Yes, the Best Buy® Credit Card does have a late fee, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the Best Buy® Credit Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your Best Buy® Credit Card due date entirely, you can always ask customer service to waive the late fee by calling 1 (888) 574-1301. This is much more likely to work if you have a great payment history with Citibank, but even if not, there’s no harm in asking.
To avoid getting hit with late fees in the future, make sure to pay at least your minimum required payment each month. The best way to ensure that you never miss a payment is by setting up autopay.
This answer was last updated on 09/02/24 and it was first published on 11/01/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
