Yes, Capital One does give instant card numbers upon approval, but not everyone is eligible for this feature. To check if you’re eligible, download theCapital One mobile appand check for your card details under the “Your Card Number” section. If you aren’t seeing this option, you would have to wait for your physical card before you can use it.
What you should know about the Capital One instant card numbers:
- According to Capital One reps, not all existing customers can access their card number using the mobile app before their physical card arrives. Eligible accounts would have to pass certain security checks, but Capital One does not disclose in detail how they determine which cardholders can use this feature.
- Those who won’t instantly get card numbers upon approval will have to wait to receive their cards in the mail. Keep in mind that you need toactivateyour new Capital One credit card before you can use it.
Generally, new unsecured credit cards arrive within 7-10 business days from the date of approval. Those approved for a secured credit card will need to pay the deposit in full before the card ships. Once this is taken care of, it’ll take up to 2-3 weeks for the secured card to arrive.
Please note: The Capital One Walmart Rewards® Mastercard® may no longer be available to new applicants. Information presented on this page may no longer be accurate.
This answer was last updated on 01/09/24 and it was first published on 06/18/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
Yes, Capital One does give instant card numbers upon approval, but not everyone is eligible for this feature. To check if you're eligible, download the Capital One mobile app and check for your card details under the “Your Card Number” section.
Does Capital One give you an instant card number? ›
Capital One Venture Rewards Credit Card
Earn 5X miles per dollar on hotel stays, vacation rentals or rental cars booked through Capital One Travel and 2X miles on all other purchases. Upon approval, you can instantly get a virtual card number through the Capital One app or Eno.
Can I use my Capital One credit card before it arrives? ›
If your credit card issuer allows you to use a virtual credit card, you can use your card as soon as you're approved. If not, you'll have to wait seven to 10 business days for it to arrive in the mail if you haven't paid for expedited shipping. Just don't forget to activate your card once you receive it.
How do I get my Capital One credit card number before it arrives? ›
To get a Capital One virtual credit card number, log in to a Capital One account and sign up for Capital One Eno. Once Capital One generates a virtual card number, you will be able to make online purchases with increased protection against credit card fraud.
What cards give you an instant card number? ›
If you're approved for an American Express Card, and you're eligible, you'll be invited to get your Card number instantly. number to your digital wallet1 or shop online before your Card arrives in the mail.
Can I get my credit card number before it arrives? ›
Instant credit card numbers give you access to all or part of your new line of credit before the physical credit card arrives in the mail. While several issuers offer instant credit card numbers for some of their cards, American Express offers them for all cards.
Can Capital One give me a temporary card? ›
While you're waiting for the physical card to arrive in the mail, you may receive a virtual credit card you can use for online purchases or you could add your card information to a digital wallet. That way, you can start using your card and potentially earn rewards immediately.
Can I use my Capital One virtual card right away? ›
Instant access: As a new credit card customer, you may be able to start spending and earning rewards with a virtual card as soon as you're approved without having to wait for your physical card to arrive in the mail.
Does Capital One give cards same day? ›
If you're approved, you should receive your Capital One card, credit limit information, and welcome materials by mail within approximately 7 to 10 business days.
Can I use my Capital One card without the card? ›
You can easily access your virtual card through the Capital One Mobile app. Or, if you're shopping on your desktop, either the Eno browser extension or Google Pay on Chrome can make it easy to create or use a virtual card at checkout without needing your physical card on hand.
If you apply by phone or online, you'll typically get a response within 60 seconds. If you submit a paper application, it will take longer. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application.
How to get my credit one credit card number before it arrives? ›
You cannot get a virtual credit card number for your Credit One Visa card through Credit One because it does not offer this service. You can, however, get a virtual card number for your Credit One Visa card through Click to Pay instead.
How to get a temporary credit card number? ›
How to generate a virtual credit card number
- Check to see if the credit provider offers virtual credit cards.
- Log in to the card's online account.
- Enroll in the virtual credit card program if required.
- Request a virtual credit card number to be generated.
Yes, Chase does give you an instant card number when you're approved for a credit card, as long as you applied for an eligible Chase credit card. To see if an instant card number is available, log in to your Chase account on the mobile app and navigate to “Digital Wallets“ in Account Services.
What is the easiest credit card to get approved for? ›
The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants.
How can I get my 16 digit card number without my card? ›
How to Find Debit Card Number without Card
- Check Your Bank's Mobile App or Online Banking: ...
- Check Account Statements: ...
- Contact Your Bank: ...
- Visit a Local Branch: ...
- Check Debit Card Documents: ...
- Use a Card Replacement Service:
You can use a virtual card number for all sorts of online payments, including streaming services, one-time checkouts and subscriptions. Capital One cardholders can access virtual cards through the Eno browser extension, the Capital One Mobile app, online banking and Google Pay™.
Which Capital One card gives you instant access? ›
The Capital One® Walmart Rewards® Mastercard® also offers instant access to credit through the Walmart app for online and in-store purchases.
Does credit one give instant card numbers? ›
Christie Matherne, Credit Card Writer
No, the Credit One Visa does not offer temporary credit card numbers, so you'll need to wait until your physical card arrives to use it. Your Credit One Visa should arrive within 10 business days after you're approved.
