| State | Motorcycle Insurance Requirements |
| Alabama | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage per accident |
| Alaska | $50,000 bodily injury per person $100,000 bodily injury per accident $25,000 property damage liability |
| Arizona | $25,000 bodily injury per person $50,000 bodily injury per accident $35,000 property damage liability |
| Arkansas | $50,000 bodily injury per person $100,000 bodily injury per accident $25,000 property damage liability |
| California | $15,000 bodily injury per person $30,000 bodily injury per accident $5,000 property damage liability |
| Colorado | $25,000 bodily injury per person $50,000 bodily injury per accident $15,000 property damage liability |
| Connecticut | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability You’re also required to carry uninsured/underinsured motorist coverage and can increase these limits up to twice the amount of your liability limits. |
| Delaware | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability $15,000 personal injury protection (PIP) |
| Florida | Not legally required, but you do need to show proof of financial responsibility. If you’re in an accident, you’ll be on the hook for paying for damages plus any penalties and fines the state imposes. |
| Georgia | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Hawaii | $20,000 bodily injury per person $40,000 bodily injury per accident $10,000 property damage liability |
| Idaho | $25,000 bodily injury per person $50,000 bodily injury per accident $15,000 property damage liability |
| Illinois | $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per person |
| Indiana | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Iowa | $20,000 bodily injury per person $40,000 bodily injury per accident $15,000 property damage liability |
| Kansas | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| Kentucky | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Louisiana | $15,000 bodily injury per person $30,000 bodily injury per accident $25,000 property damage liability |
| Maine | $50,000 bodily injury per person $100,000 bodily injury per accident $25,000 property damage liability $50,000 uninsured/underinsured motorist bodily injury per incident |
| Maryland | $30,000 bodily injury per person $60,000 bodily injury per accident $15,000 property damage liability $30,000 uninsured/underinsured motorist bodily injury per incident |
| Massachusetts | $20,000 bodily injury per person $40,000 bodily injury per accident $5,000 property damage liability |
| Michigan | $20,000 bodily injury per person $40,000 bodily injury per accident $10,000 property damage liability |
| Minnesota | $30,000 bodily injury per person $60,000 bodily injury per accident $10,000 property damage liability |
| Mississippi | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Missouri | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $25,000 uninsured motorist bodily injury per incident |
| Montana | $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage liability |
| Nebraska | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Nevada | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| New Hampshire | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $1,000 medical payments (med pay) coverage per person |
| New Jersey | $15,000 bodily injury per person $30,000 bodily injury per accident $5,000 property damage liability $15,000 uninsured/underinsured motorist bodily injury per incident |
| New Mexico | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability |
| New York | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability $50,000 personal injury protection (PIP) |
| North Carolina | $30,000 bodily injury per person $60,000 bodily injury per accident $25,000 property damage liability |
| North Dakota | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| Ohio | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Oklahoma | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Oregon | $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| Pennsylvania | $15,000 bodily injury per person $30,000 bodily injury per accident $5,000 property damage liability $5,000 pedestrian first-party benefits (FPB) coverage |
| Rhode Island | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| South Carolina | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $25,000 uninsured motorist bodily injury per incident |
| South Dakota | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability |
| Tennessee | $25,000 bodily injury per person $50,000 bodily injury per accident $15,000 property damage liability |
| Texas | $30,000 bodily injury per person $60,000 bodily injury per accident $25,000 property damage liability |
| Utah | $25,000 bodily injury per person $65,000 bodily injury per accident $15,000 property damage liability |
| Vermont | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability $50,000 uninsured/underinsured motorist bodily injury per incident |
| Virginia | $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| Washington | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability |
| Washington, D.C. | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| West Virginia | $25,000 bodily injury per person $50,000 bodily injury per accident $25,000 property damage liability $25,000 uninsured motorist bodily injury per incident |
| Wisconsin | $25,000 bodily injury per person $50,000 bodily injury per accident $10,000 property damage liability $25,000 uninsured/underinsured motorist bodily injury per incident |
| Wyoming | $25,000 bodily injury per person $50,000 bodily injury per accident $20,000 property damage liability |
