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The Discover it approval odds aren’t the same for every applicant. We recommend a 700+ credit score (which means at least good credit) to qualify for most Discover it credit cards. There are, though, some Discover it credit cards that you can apply for if you have a lower credit score.
Generally, besides a certain minimum credit score, issuers require applicants to have enough income or assets to pay the bill, in light of the existing debt obligations. But each credit card company analyzes the data a bit differently.
Here are the credit scores we recommend for good Discover it approval odds:
- Discover it® Secured Credit Card: Bad credit (below 640)
- Discover it® Student Cash Back:Limited History
- Discover it® Student Chrome:Limited History
- Discover it® Cash Back:Good (700+) credit
- Discover it® Miles:Good (700+) credit
- Discover it® Chrome:Good (700+) credit
- NHL® Discover it®:Good (700+) credit
In general, the lower a credit card’s minimum credit score is, the higher your approval odds will be. If you don’t know your credit score, you can check it for free on WalletHub. WalletHub is the only website where credit scores and reports update daily.
This answer was last updated on 01/15/24 and it was first published on 10/16/17. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Lynne Riggs, Member
@lynne_riggs
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There's no such thing as a sure thing when it comes to credit card approval odds, but your best bet is to have really good credit. Definitely over 700.
This answer was first published on 01/29/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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rob_azbell85, Member
@rob_azbell85
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I actually got approved for $1,250 with 646 from Experian. I went to the pre-approval page for the fun of since I've significantly boosted my score over the past year. To my surprise, I was approved!
This answer was first published on 04/30/19. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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Same. Got approved for discover it cash back card with 1k limit. 650 fico on discover scorecard and Experian app. Vantage score 680
People also ask
What's the easiest unsecured credit card to get approved for?
Two of the easiest unsecured credit cards to get are the Credit One Bank® Platinum Visa® for Rebuilding Credit and the Fortiva® Mastercard® Credit Card because you can get approved even with bad credit. The Credit One Visa offers a $300 starting spending limit, while the Fortiva Cash Card offers $350.
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Unsecured credit cards for people with bad credit tend to be very expensive, charging lots of fees and high interest rates. So, if you don’t need a small emergency loan, the...
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What are the best pre approved credit cards?
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MADISON BILLINGS, Member
@madisonb_19
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I was also wondering this
This answer was first published on 01/23/18. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
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