Discover Interest Rates for Our Deposit Accounts (2024)

Personal Banking
Accounts
Deposit Accounts Interest Rates

Deposit Accounts Interest Rates

Day-to-Day

360 Account
FRANK Account

Savings

Bonus+ Savings Account
Monthly Savings Account

Children's Accounts

Mighty Savers® Account
Child Development Account

Premier Banking Accounts

Current Account (OCBC Wealth Account)
Premier Dividend+ Savings Account
Premier EasiSave
Premier Global Savings Account

Other Accounts

Basic Banking
PLUS-Yield Plus Account
AL-Wadiah Savings Account

Foreign Currency Accounts

Global Savings Account

Time Deposit Accounts

Singapore Dollars Time Deposit Account
Foreign Currency Time Deposit

Day-to-Day

360 Account

FRANK Account

Savings

Bonus+ Savings Account

360 Account

Interest	Account balance	Interest rate
Base interest	Entire account balance	0.05% a year
Salary bonus interest	Up to S$100,000	Up to 4.00% a year
Save bonus interest		Up to 2.40% a year
Spend bonus interest		Up to 0.60% a year
Insure bonus interest		Up to 2.40% a year
Invest bonus interest		Up to 2.40% a year
Grow bonus interest		2.40% a year

For full details, please refer to OCBC 360 Account.

FRANK Account

Account balance First S$25,000 Next S$25,000 Above S$50,000
Interest rate 0.10% a year 0.20% a year 0.05% a year

For full details, please refer to FRANK Account.
See Also
OCBC 360 Account | High Interest Savings Account
Bonus+ Savings Account

Interest rate
Base interest 0.05% a year*
When you make no withdrawal in that month 2.00% a year*
When you make no withdrawal and deposit a minimum of S$500 in that month 0.75% a year*
*Applies to entire account balance
For full details, please refer to Bonus+ Savings Account.

Monthly Savings Account

	Interest rate
Base interest	0.05% a year*
When you deposit a minimum of S$50 and make no withdrawal that month	0.05% a year*
OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest (Not applicable to accounts opened from 2 May 2018 onwards)	0.20% a year*

*Applies to entire account balance

For full details, please refer to Monthly Savings Account.

Mighty Savers^® Account

	Interest rate
Base interest	0.05% a year*
When you deposit a minimum of S$50 and make no withdrawal that month	0.05% a year*
OCBC Child Development Account (CDA) holders get an exclusive CDA Advantage Bonus Interest	0.20% a year*

*Applies to entire account balance

For full details, please refer to Mighty Savers® Account.

Child Development Account (CDA)

Account balance First S$10,000 Above S$10,000
Interest rate 1.2% a year 2.4% a year
For full details, please refer to Child Development Account(CDA).

Current Account (OCBC Wealth Account)

Account balance	Interest Rate (% a year)
	United States Dollar (USD)	Australian Dollar (AUD)	New Zealand Dollar (NZD)	Chinese Yuan Offshore (CNH)	Singapore Dollar (SGD)
First 100,000	0.01	0.01	0.01		0.05 (Applies to entire account balance)
Next 250,000	0.01	0.01	0.01
Next 650,000	0.03	0.03	0.03
Above 1,000,000	0.03	0.03	0.03
First 500,000				0.02
Next 1,500,000				0.05
Next 3,000,000				0.10
Above 5,000,000				0.20

Balances in EUR, GBP, JPY, CHF and HKD currently do not earn any interest.

Premier Dividend+ Savings Account

Interest rate
Base interest 0.05% a year*
When you make no withdrawal in that month 2.20% a year*
When you make no withdrawal and deposit a minimum of S$3,000 in that month 1.05% a year*
*Applies to entire account balance
Premier EasiSave

This includes Premier Statement Savings, Private Bank EasiSave, Private Bank Statement Savings, Premier Trade SGD Cash Account and EasiSave Gold Accounts.
Account balance Entire account balance
Interest rate 0.05% a year

Premier Global Savings Account

Account Balance	Interest Rate (% a year)
	United States Dollar (USD)	Australian Dollar (AUD)	New Zealand Dollar (NZD)	Chinese Yuan Offshore (CNH)
First 100,000	0.01	0.01	0.01
Next 250,000	0.01	0.01	0.01
Next 650,000	0.03	0.03	0.03
Above 1,000,000	0.03	0.03	0.03
First 500,000				0.02
Next 1,500,000				0.05
Next 3,000,000				0.10
Above 5,000,000				0.20

Balances in EUR, GBP and HKD currently do not earn any interest.

Existing accounts with JPY and CHF balances currently do not earn any interest.

Basic Banking

This includes Moi, MultiSave, OCBC Savers, OCBC SmartSenior, OCBC WealthSavers, Passbook Savings, Passbook Savings (Debit Card), Passbook Trust, Savings (PAR), School Savings, Seniorate, SmartParent, SmartSavings, Special Savings (CPF), Statement Savings, Statement Savings (Debit Card), Statement Savings - Trust, Student EasiStart, Young Savers, EasiSave, and MoneyMax Accounts.
Account balance Entire account balance
Interest rate 0.05% a year
PLUS-Yield Plus Account

Account balance First S$100,000 Next S$250,000 Next S$650,000 Above S$1,000,000
Interest rate 0.05% a year 0.08% a year 0.10% a year 0.15% a year
AL-Wadiah Savings Account

This includes AL-Wadiah Savings (Debit Card) Account.
Account balance Entire account balance
Hibah (Dividends) 0.05% a year

Global Savings Account

Account Balance	Interest Rate (% a year)
	United States Dollar (USD)	Australian Dollar (AUD)	New Zealand Dollar (NZD)	Chinese Yuan Offshore (CNH)
First 100,000	0.01	0.01	0.01
Next 250,000	0.01	0.01	0.01
Next 650,000	0.02	0.02	0.02
Above 1,000,000	0.02	0.02	0.02
First 500,000				0.01
Next 1,500,000				0.05
Next 3,000,000				0.08
Above 5,000,000				0.15

Existing accounts with JPY, GBP, CHF, EUR and HKD do not earn any interest.

For full details, please refer to Global Savings Account.

Singapore Dollars Time Deposit Account

View board rates
For full details, please refer to Time Deposit.
Foreign Currency Time Deposit

View board rates
For full details, please refer to Time Deposit.

Terms and conditions

For the full terms and conditions of deposit accounts, please refer to the Terms and conditions governing Deposit Accounts. Individual product T&Cs apply.

Prime Lending Rate: 5% a year
All rates are for information only and are subject to change without prior notice.

Account balance	First S$25,000	Next S$25,000	Above S$50,000
Interest rate	0.10% a year	0.20% a year	0.05% a year

Account balance	First S$10,000	Above S$10,000
Interest rate	1.2% a year	2.4% a year

Account balance	Entire account balance
Interest rate	0.05% a year

Account balance	First S$100,000	Next S$250,000	Next S$650,000	Above S$1,000,000
Interest rate	0.05% a year	0.08% a year	0.10% a year	0.15% a year

Account balance	Entire account balance
Hibah (Dividends)	0.05% a year

Discover Interest Rates for Our Deposit Accounts (2024)

Deposit Accounts Interest Rates

Day-to-Day

Savings

Children's Accounts

Premier Banking Accounts

Other Accounts

Foreign Currency Accounts

Time Deposit Accounts

360 Account

FRANK Account

Bonus+ Savings Account

Monthly Savings Account

Mighty Savers® Account

Child Development Account (CDA)

Current Account (OCBC Wealth Account)

Premier Dividend+ Savings Account

Premier EasiSave

Premier Global Savings Account

Basic Banking

PLUS-Yield Plus Account

AL-Wadiah Savings Account

Global Savings Account

Singapore Dollars Time Deposit Account

Foreign Currency Time Deposit

Mighty Savers^® Account