Virtual currencies, real risks. In crypto, only the risk is guaranteed. The value of your virtual currencies can fluctuate strongly, and you may lose the full amount of the investment. Learn more here.
Discover N26 Crypto
Welcome to a new kind of crypto experience that's convenient and intuitive.Located right next to your cash, you can now trade crypto in your N26 banking app. No confusion, no waiting times, and no need to download a new app — trying crypto couldn’t be easier. Just give it a tap in your N26 app to begin.
Give crypto a try
Couldn’t be more convenient
An all-in-one app
Manage and monitor both cash and crypto in one place — from your N26 app. No need to download a new app or make a new account to start trading crypto, just scroll down from your bank account to check it out.
Buy and sell — instantly
You can turn your cash into crypto, or vice-versa, in a flash with N26 Crypto. Buy and sell almost 200 coins — including Bitcoin, Ether, and Cardano — right from your N26 app. And all of your crypto transactions are processed faster than you can say ‘that was so fast.’
Start with just €1
Buying crypto doesn’t have to be costly, after all, you only need €1 to get started. And with N26 Crypto, you’ll pay 1.5% in fees on Bitcoin and 2.5% on other cryptocurrencies (deviations for special coins are possible), or less if you upgrade to Metal*.
Easy experience
Our simple app experience lets you browse, buy, and sell crypto with ease. From helpful coin insights to a clear portfolio overview, you’ll soon feel right at home with N26 Crypto.And whether you’re a current customer or a new one, signing up is a piece of cake.
Track the top movers
Now you can get the latest info on coins and make trades with confidence. See which coins have made the biggest gains and losses in the last 24 hours right in your portfolio.
Build your watchlist
Track your favorite coins with ease and become more familiar with the ones you’re most interested in. Just tap the star symbol to add a coin to your watchlist — you can track as many as you like!
Search and filter
Make almost 200 coins much simpler to navigate with our Explore feature. Sort based on lowest or highest price, market cap, or value fluctuation — and see the coins you want at a glance.
Take a deep dive into the new features
Getting started — easy as 1-2-3
Discover N26 Crypto in your N26 app by following these steps:
- Tap the Finances tab and scroll to Trading
- Select Get started with crypto and browse the coins
- If you’re ready, hit Buy and sign up in just a minute
Tada — enjoy being a digital currency owner!
Give crypto a try
The easy way to save on fees
N26 Metal is easy on the eyes and an easy way to save on crypto trading fees. With a Metal account, you get a discount on trading fees — pay 1% for Bitcoin and 2% for other coins (deviations for special coins are possible) .* Metal plans also come with a Mastercard made of stainless steel, comprehensive travel and tech insurance, and dedicated customer support via phone, 7 days a week.
Upgrade to N26 Metal
*The N26 Metal crypto fee discounts only apply to trading amounts up to €5,000 (including fees on purchasing and excluding fees on selling crypto) per calendar month. Above this amount, standard fees apply: 1.5% on Bitcoin and 2.5% on all other coins (fees are always rounded up to the nearest full cent—to a maximum of one cent — which may lead to a slight increase of the fee percentage shown in the order preview. Deviations for special coins are possible).The fees and cryptocurrency prices shown on the N26 app for every transaction and including a possible spread are not determined by N26 but provided by Bitpanda Asset Management GmbH. N26's liability is expressly excluded for any claim or damage arising from the formation of the prices of the assets offered by Bitpanda.
Ease into crypto
Crypto may seem like a tough nut to crack — but, as always, we’ve got your back. Whether you’re wondering about the basics — like what is crypto? and is it safe? — we're here to help.
A few things before getting started
Our goal is to make N26 Crypto as easy as possible, and that means sharing the risks and fine print with you:The market for crypto assets and the purchase of crypto assets constitute a high risk. Crypto assets are subject to high fluctuations in value, and there is no real underlying asset. Declines in value or a rapid, complete loss of the money spent are possible at any time. Past performance is not a reliable indicator of future performance.
The values depicted above are fictional and for illustrative purposes only. The statements and illustrations do not constitute investment advice.N26 Crypto is powered by Bitpanda Asset Management GmbH (HRB 121696), licensed by the German Federal Financial Supervisory Authority and located at Friedrich-Ebert-Anlage 36, 60325 Frankfurt, Germany.
FAQs about N26 Crypto and cryptocurrency
What are cryptocurrencies?
What can I use cryptocurrency for?
Which coins can I buy with N26 Crypto?
Why don’t I see N26 Crypto in my app?
Are there any limits to trading crypto on N26?
Are there fees for trading crypto with N26 Crypto?
Do I need to set up a crypto wallet to use N26 Crypto?
Can I transfer my crypto assets from other wallets to N26 Crypto or vice versa?
Is the cryptocurrency I buy on N26 stored in a safe place?
Are crypto transactions taxable?
Can I use N26 Crypto on my desktop?
What is Bitpanda?
What are the top gainers and top losers?
