DIRECT EXPRESS CARDS AVAILABLE – Empire Justice Center (2024)

FAQs

Where can I shop with my Direct Express card? ›

You can make purchases using your Direct Express^® card, free of charge, anywhere Debit MasterCard^® is accepted.

The Direct Express® Debit MasterCard® card is issued by Comerica Bank, pursuant to a license by MasterCard International Incorporated. MasterCard® and the MasterCard® Brand Mark are registered trademarks of MasterCard International Incorporated.

You can withdraw your money at an ATM machine, by obtaining cash-back at a retail location, or by visiting any bank or credit union that displays the MasterCard® acceptance mark and get cash from a teller. Please note that fees may apply depending upon how you use your card.

You can use the Direct Express Social Security debit card for most purchases, providing the retailer accepts MasterCard debit payments. However, if you need to purchase gas, you can't pay at the pump and must pay inside the gas station.

Insert or scan your card, enter your PIN and present a photo ID. This is an optional service with an 85-cent-per-transaction fee (no additional Walmart fees apply).

A Transaction may not be processed if: (a) the amount of the Transaction exceeds your available balance, (b) the Card has been reported lost or stolen, (c) we are uncertain whether you have authorized the Transaction, or (d) there is a dispute involving your available balance.

Use the Direct Express Mobile App: Log into the Direct Express app and navigate to the transfer section. Transfer Funds to Bank Account: Enter your bank account details and initiate the transfer. Link Bank Account to Cash App: Once the funds are available in your bank account, open Cash App and link your bank account.

They may also look at your bank accounts during SSI redeterminations, which usually happen every 1 to 6 years. To help you better understand this topic, here's what you need to know about the SSA's bank monitoring process.

The Direct Express® card is a debit card you can use to access your benefits and you don't need a bank account. With the Direct Express® card program, your federal benefit payment directly deposits into your card account. Your monthly benefits will be available on your payment day—on time, every time.

What time does SSI hit the direct express card? ›

What time will my SSI direct deposit clear? The funds will be available to you no later than 9:00 AM on the payment date. SSI is paid on the 1st of the month unless the 1st is on a weekend or federal holiday. If the 1st is on a weekend or federal holiday it is paid on the last business day prior to the 1st.

Direct Express® does not impose a daily limit for ATM withdrawals. However, many ATM owners do set limits and you may withdraw up to the maximum amount allowed by the ATM owner. ATM owner's daily ATM withdrawal limits typically range from $200 to $1,000.

To transfer money from your Direct Express card to a bank, call the Direct Express card toll free customer service department number on the back of your card. You can also transfer money from Direct Express to a bank online by going here. A fee of $1.5 will be deducted from your account for each transfer.

No, you do not have to spend all the money on your Direct Express card before your next payment comes in.

In-Network ATM withdrawals – refers to the Direct Express® card surcharge-free ATM network, which offers surcharge- free ATM access at approximately 80,000 ATMs throughout the country including Comerica Bank, Charter One, Privileged Status, Alliance One, PNC Bank, Mastercard® ATM Alliance, and MoneyPass.

A Transaction may not be processed if: (a) the amount of the Transaction exceeds your available balance, (b) the Card has been reported lost or stolen, (c) we are uncertain whether you have authorized the Transaction, or (d) there is a dispute involving your available balance.

There are no Direct Express® fees for using either credit or debit when you pay with your Direct Express® card. When you need cash back, use PIN by selecting “debit” at the checkout. For everything else, use signature by selecting “credit” at the checkout.