Dinakar Vaidya, MBA, CFP on LinkedIn: What exactly is responsible investing? (2024)

Aligning your financial goals with your beliefs and values by investing in companies that act in a socially responsible way can be empowering. If you're interested in applying an ESG investing approach to your portfolio, give me a call.

If you have GICs maturing soon you may be wondering what to do next. Should you reinvest, cash in, or allocate the funds to another investment? I can help you assess your overall financial situation, and together we can determine the best option for you.

An option worth considering if you’re renewing your mortgage is to increase the frequency of your payments. When you do this, more of your payments go towards the principal, meaning you'll pay less interest over the life of the mortgage, and you'll be able to pay it down faster.

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It’s important to first consider how ESG investments might fit into your portfolio and whether these will help you achieve your long-term financial goals before deciding to invest. Some ESG investments likely won’t provide your portfolio with extra diversification and could actually reduce your expected return.

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Wealth Professional has named Edward Jones Canada a 5-Star Brokerage. This award recognizes Edward Jones' commitment to corporate culture, training, compliance, and technology. I'm proud to work for a firm which provides such great support to my branch team, allowing me to focus on what's most important - building trusted relationships with my clients to help them achieve their financial goals, and partnering with them for positive impact in every community we serve.

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I'm honoured to be among the nearly 850 Edward Jones financial advisors in Canada who help our clients achieve financially what is most important to them and their families. Thank you to our clients for rating us "#1 in Investor Satisfaction with Full-Service Wealth Management Firms" in the J.D. Power 2023 Canada Full-Service Investor Satisfaction study. It's an honour to be recognized by you – our clients. Learn more here.

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Wishing you a joyful holiday season and a happy new year.

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A Will is one of the most important documents in your estate plan. At a minimum, a Will names your executor, beneficiaries and how you’d like your assets to be distributed. But it can go beyond that, including stipulating conditions on when distributions are made and providing additional executor powers to aid them in implementing your wishes. Learn more about the importance of having a Will here.

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First-time homebuyers now have two main options to help them save for their dream home – the new First Home Savings Account (FHSA) and the RRSP Homebuyers Plan (HBP). But how do these compare? And which one is right for you? To help you decide, Edward Jones has compiled a detailed comparison of the two savings options. Call me if you’d like to review your options together.