Digital Wallet FAQ | Crypto.com Help Center (2024)

Table of Contents
What if I did not receive my SMS OTP? Can I add my card again after I have removed it from Apple Pay/Google Pay? Do I need to add my card to Apple Pay/Google Pay again if my card has been reissued, replaced, or upgraded? What if my physical card is lost or stolen? I have blocked or frozen my card. Can I still use it on Apple Pay/Google Pay? Will I see Apple Pay/Google Pay transactions in the Crypto.com App? Will I get a notification in the Crypto.com App for declined transactions? I'm receiving an error, “Card Not Added. Contact your issuer” Crypto.com VISA card. What does this mean? How many cards can I add to a single Apple device? On how many devices can I provision a card? Does removing a card from iPhone affect the card on Apple Watch when it's paired to the same phone? I have made a transaction in a shop and on the terminal it says Declined but I have seen a tick mark with a ‘Done’ message on my phone. Did the transaction go through? Does unpairing an Apple Watch from iPhone remove the card on Apple watch? What if I lose my Apple device? What if I find my lost Apple device? Are there any limits or restrictions on Apple Pay purchases? How can I return or get a refund for items purchased using Apple Pay? iPhone or iPad: Apple Watch: How can I turn off notifications? What if I lose my Android device? What if I find my lost Android device? I'm receiving an error message, “Double-check your card details / Your card couldn't be added”, when adding my Crypto.com Visa Card. What does this mean? Are there any limits on Google Pay purchases made with my card? How can I return or get a refund for items purchased using Google Pay? FAQs

What if I did not receive my SMS OTP?

Please follow the steps below if you did not receive an SMS one-time password (OTP):

  1. Call the hotline shown on the back of your Crypto.com Visa Card:

    • Australia: +61 2 7908 5798

    • Brazil: 0800 878 4083

    • Canada: +1 844 707 7788

    • Europe: +33 1 76 42 00 95

  2. To verify your Crypto.com Visa Card for Google Pay & Apple Pay, please press ‘1’ (for Australia, Brazil and Canada only).

  3. A live agent will assist you with your digital wallet registration

  4. The agent will ask you to answer a brief series of questions to verify your identity as the Cardholder

  5. Once your identity is confirmed, the agent will inform you that your request will be escalated to a customer service specialist for further assistance

  6. The agent will inform you that the verification process is complete and you may terminate the call

  7. A confirmation SMS will be sent to your registered phone number within 48 hours

  8. If you don't receive the SMS, please contact our support team via our in-app chat.

Can I add my card again after I have removed it from Apple Pay/Google Pay?

Yes, the card can be added to Apple Pay/Google Pay again.

Do I need to add my card to Apple Pay/Google Pay again if my card has been reissued, replaced, or upgraded?

Yes.

What if my physical card is lost or stolen?

You can block your card immediately in the Crypto.com App. Please contact us in the in-app chat for a replacement.

I have blocked or frozen my card. Can I still use it on Apple Pay/Google Pay?

No. However, it will take up to 10 minutes for the card to reflect as blocked or frozen in Apple Pay/Google Pay.

Will I see Apple Pay/Google Pay transactions in the Crypto.com App?

Yes, the latest transactions made through Apple Pay/Google Pay will be shown.

Will I get a notification in the Crypto.com App for declined transactions?

Yes, you will get notifications for both declined and successful transactions.

I'm receiving an error, “Card Not Added. Contact your issuer” Crypto.com VISA card. What does this mean?

Your card is either closed or you have entered the wrong CVV or expiry date.

How many cards can I add to a single Apple device?

You can add up to 16 cards to a single Apple device depending on your device model.

On how many devices can I provision a card?

You can provision a card on up to 99 devices.

Does removing a card from iPhone affect the card on Apple Watch when it's paired to the same phone?

No, the devices do not interact with each other and are treated separately.

I have made a transaction in a shop and on the terminal it says Declined but I have seen a tick mark with a ‘Done’ message on my phone. Did the transaction go through?

You will see a tick mark with the 'Done' message on the iPhone regardless of whether the transaction is successful or declined. Check your card transaction history in your Crypto.com app to verify if the transaction has gone through.

Does unpairing an Apple Watch from iPhone remove the card on Apple watch?

Card will be removed from Apple Watch if it is unpaired from an iPhone.

What if I lose my Apple device?

Your device’s Wallet is still secured with Face ID, Touch ID, or your passcode.

You can remotely lock, locate, and track your device using Find my iPhone.

You can also log into your Apple ID remotely and remove all cards from Apple Pay.

You can also contact Crypto.com through chat.crypto.com or the in-app chat to suspend your card.

What if I find my lost Apple device?

You can contact Crypto.com through chat.crypto.com or the in-app chat to remove the suspension of your card. You can resume usage of your card on ApplePay once the suspension is lifted.

Are there any limits or restrictions on Apple Pay purchases?

Australia

The same daily transaction limits from your card apply to Apple Pay.

Contactless transactions of more than A$200 or any other amount the merchant might set may require a PIN.

If you have set any blocks or card controls in the app, these will also apply to your card in Apple Pay.

Brazil
Contactless transactions of more than BRL 50 or any other amount the merchant might set may require a PIN.

Canada

Use Apple Pay for purchases up to C$250 on your iPhone or Apple Watch at any business that accepts contactless (tap) debit and/or credit payments.

EU

Contactless transactions of more than € 50 or any other amount the merchant may require a PIN.

How can I return or get a refund for items purchased using Apple Pay?

When you make a purchase using your Apple Pay in a retail store, the store receipt will show the last four digits of the device account number used to make the purchase instead of the digits of the card number that the purchase was debited from.

If you need to return an item, the retailer can refer to the device account number to process your return. Follow these instructions to find your device account number.

iPhone or iPad:

  1. Open the settings app.

  2. Select Wallet and Apple Pay.

  3. Tap the card that the purchase was debited from.

  4. Scroll to Device Account Number.

Apple Watch:

  1. Open Apple Watch app on your iPhone.

  2. Go to My Watch tab and select Wallet and Apple Pay.

  3. Tap the card that the purchase was debited from.

  4. Scroll to Device Account Number.

The retailer can process the refund back onto your Apple Pay.

For iPhone, hold the device near the terminal and authorise.

For Apple Watch, double-click the side button and hold your Apple Watch near the device.

How can I turn off notifications?

  1. After logging into Apple Pay and selecting the Crypto.com card, tap the circle with 3 dots in the upper right corner

  2. Scroll to the bottom of thе screen

  3. Select the toggle button next to Allow Notifications

What if I lose my Android device?

Android Device Manager can help you find, lock, and erase your phone. Also, you can search “Find my phone”, and Google will show you where it is on a map.

Reach out to us at chat.crypto.com or via in-app chat to suspend your card.

What if I find my lost Android device?

Reach out to us at chat.crypto.com or via in-app chat to remove the suspension of your card. You can resume card usage on Google Pay once the suspension is lifted.

I'm receiving an error message, “Double-check your card details / Your card couldn't be added”, when adding my Crypto.com Visa Card. What does this mean?

Your card is either closed, or you have entered the wrong CVV or expiry date.

Are there any limits on Google Pay purchases made with my card?

Please see the limits based on your jurisdiction below:

Australia

  • The same daily transaction limits for your card apply to Google Pay.

  • Contactless transactions exceeding AU$200 or the amount set by the merchant may require a PIN.

  • If you have set any blocks or card controls in the Crypto.com App, these will also apply to your card in Google Pay.

Brazil

  • The same daily transaction limits for your card apply to Google Pay.

  • Certain merchants might set limits, which may require PIN verification for contactless transactions.

Canada

  • Use Google Pay for purchases up to CA$250 on your Android device at any business that accepts contactless debit and/or credit card payments.

Singapore

  • The same daily transaction limits for your card apply to Google Pay.

  • Certain merchants might set a limit, which may require PIN verification for contactless transactions.

Europe

  • The same daily transaction limits for your card apply to Google Pay.

  • Certain merchants might set a limit, which may require PIN/device verification for contactless transactions.

  • Contactless transactions exceeding €50 or the amount set by the merchant may require PIN/device verification.

How can I return or get a refund for items purchased using Google Pay?

  1. Bring the receipt and item to the store

  2. If the merchant asks you to swipe your card, hold the back of your phone to the contactless payment terminal

    • For some returns, you might have to provide the last 4 digits of your virtual account number. You can find your virtual account number on the card details screen in your Google Pay app. This is not your virtual card number in Crypto.com App.

Digital Wallet FAQ | Crypto.com Help Center (1)

Note: The merchant will let you know when you should expect your refund.

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Digital Wallet FAQ | Crypto.com Help Center (2024)

FAQs

Why is crypto declining my card? ›

Insufficient Funds: Ensure your card has enough balance to cover the transaction. Spending Limits: Banks often set limits on accounts or cards, which can hinder transactions if exceeded. Details Mismatch: The name and billing address associated with your Blockchain.com Pay account must match those of the card.

What is the verification process for crypto com? ›

Identity Verification Process

Provide an identity document (i.e., passport, driver's license, ID card) and a video showing the front and sides of your face via a secure upload link. The secure upload link is sent to your registered Crypto.com email address or phone number via SMS.

How long does it take to transfer from crypto.com to DeFi wallet? ›

Important Note: If this is the first time you are connecting (or reconnecting) your Crypto.com DeFi Wallet to your Crypto.com App account, you will have to wait 24 hours before you will be able to withdraw any crypto from your Crypto.com App to your newly connected Crypto.com DeFi Wallet.

How do I unfreeze my Crypto.com card? ›

If you have a Crypto.com Visa Card, please be reminded to unfreeze your card on the Crypto.com App following the steps below:
  1. Go to the Card tab.
  2. Click 'Card' icon on the upper right corner.
  3. Tap Unfreeze your card.

Why is my card declining even though I have enough? ›

Why might my debit card be denied even if I have money in the account? It indicates an expandable section or menu, or sometimes previous / next navigation options. Your debit card may be denied due to overdrafting, reaching daily purchase limits, or your bank suspecting fraud.

Why won't crypto accept my card? ›

Unfortunately, there can be many reasons why card payments are failing or getting rejected whether by our payment systems or your own bank systems starting from security flags, insufficient funds, bank account spending limits, details mismatch or unusual usage of the card/bank account being used.

Is crypto.com having problems today? ›

Current Crypto.com status is UP.

Why does crypto com take so long to verify? ›

Crypto.com verification times vary based on several factors, including the volume of applications they receive and the completeness of your submission. Typically, verification can take anywhere from a few minutes to a few days.

What is the 6 digit verification code on Crypto com? ›

Crypto.com offers 2FA for all of its products to keep users secure — always. Crypto.com uses a Time-based One-time Password (TOTP) for 2FA, which involves generating a temporary, unique one-time, six-digit code that only works for 30 seconds.

How do I get my money out of Crypto com DeFi wallet? ›

To withdraw money, you must paste a withdrawal address that matches an external wallet or exchange address you control into your DeFi wallet. You also need to ensure enough crypto to cover network fees arising from the transfer. Afterward, you can preview fees and confirm the transfer to begin your withdrawal.

Why is Crypto.com rejecting my deposit? ›

The most common reasons your bank transfer is on hold or is unsuccessful are: The name on the bank account you transferred from does not match the name you used to register on Crypto.com. Your transferred funds came from a joint account.

Why is my DeFi wallet not working? ›

Frequently, users encounter error messages in their DeFi wallet app when funds fail to transfer, which can indicate problems ranging from network issues to potential scams. This often occurs due to network congestion, where high volumes of transactions overwhelm the blockchain, slowing down confirmation times.

Why does my card keep getting declined on Crypto com? ›

What can I do if my payment is declined? Here are a few things to check if your payment didn't go through: Check that your card's billing details, such as the security code and billing address, match what you've entered into our system. Please retry with another payment method if needed.

Can I withdraw cash from my Crypto com card? ›

Yes, you can withdraw cash from your Crypto.com Visa Card. To do so, ensure that you have funds loaded onto your Crypto.com card, either through cryptocurrencies or fiat currency using the Crypto.com app. Once your card is funded, you can use any ATM to withdraw cash.

What is the maximum amount for Crypto com card? ›

Top Up and Transfer Limit
Midnight Blue
Fiat to card transfer limitDaily: C$15,000 Monthly: C$35,000 Yearly: No limit
Crypto to card transfer limitDaily: C$15,000 Monthly: C$35,000 Yearly: No limit
Card to card transfer limitDaily: C$100 Monthly: C$3,000 Yearly: No limit
1 more row

Why is my card declining on wallet? ›

Your card or the transaction account has insufficient funds or limit for the transaction. An incorrect card PIN has been entered at the terminal. The terminal does not support contactless payments.

Why does Coinbase keep declining my card? ›

Common reasons for declined purchases: Insufficient funds. Open orders impacting your available balance. Exceeding the daily limit.

Why is my crypto transaction failing? ›

The most prevalent cause of transaction rejection is utilizing an insufficient fee or omitting the fee entirely. During periods of network congestion, low fees become more likely to hinder successful transaction completion.

Why is my bank blocking me from buying crypto? ›

Blocking or Limiting Certain Transactions

If you ever had the problem, why won't my bank let me buy crypto, It's because the crypto industry is a high-risk one, and transactions related to this industry have a higher chance of chargeback, and banks want to avoid absorbing losses from such irreversible transactions.

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