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What is a Digital Secure Key?
A Digital Secure Key is an extra layer of security for your bank account, which lets us know it’s really you that’s accessing your account. It’s built into the first direct App, and does all this…
- lets you to log on to Mobile and Online Banking securely
- generates a temporary code you'll need when sending money to someone new
- helps keep your bank account safe from fraudsters
- allows you to log on to Mobile Banking using your face or fingerprint.
How do I get a Digital Secure Key?
You'll be prompted to activate your Digital Secure Key when you register for Mobile and Online Banking.If you didn't activate it then, here's what to do:
- open thefirst directApp on your device
- enter your username
- select an option to verify it's you, either using your full password and an activation code sent by text. Or, if you already have a Secure Key on another device, you can use a QR code from that device
- follow the on-screen instructions to complete the set up
- create and confirm your new Digital Secure Key PIN
You can now log in to our App using the Digital Secure Key PIN you've just created.
Switching over from a Physical Secure Key?
- download thefirst directApp on a compatible device if you haven’t already
- enter your username
- select an option to verify it's you, either using your full password and a one-time passcode sent by text message, or via a code generated on your Physical Secure Key.
- follow the steps to complete the chosen action
- create and confirm your new Digital Secure Key PIN
You can now log on to Mobile Banking from this device or generate a code to access your Online Banking. You can also set up face or fingerprint recognition, if it’s available on your device, to log on next time.
As soon as you've activated your Digital Secure Key, we'll automatically deactivate your old Physical Secure Key to help keep your account secure.
Want to recycle your old Physical Secure Key? You can pop it into any branch of HSBC UK or post it to us for free at:
FREEPOST
HSBC
SKR CENTRE
How does a Digital Secure Key keep my account safe?
Your Digital Secure Key is part of our 'two-factor authentication' security system, and a bit like having an extra lock (a very fancy one) on your front door.
A password is one level of security (or one ‘factor’). But fraudsters can try and guess passwords, making them vulnerable. Two-factor authentication means there’s another layer of security (on top of your password) to keep you even more secure. Your Digital Secure Key generates a one-time security code each time you log on, meaning it’s much harder for fraudsters to breach.
Digital Secure Key FAQs
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- open our App
- if you've got Fingerprint or Face ID set up, select 'Cancel'
- select 'Generate a security code'
- select 'Log on security code' from the list
- enter your Digital Secure Key PIN and select 'Generate a code'. If you have face or fingerprint recognition set-up, this can also be used to generate a code
- your log on security code will be displayed.
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- Apple: compatible with iPhone, iPad and iPod touch. RequiresiOS 14or later.
- Android: any mobile device runningAndroid 9or later.
We regularly update our Mobile App to introduce new features, and make improvements and occasionally, that means the App’s compatibility with operating systems may change. We’ll keep this information updated here, so you can always check.Beta versions of Operating Systems aren't supported and may cause unexpected behaviour with our App.
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You can access our App on up to 3 devices with a Digital Secure Key, but to keep your account safe you can't use someone else's Secure Key. You also can't have a Physical Secure Key and a Digital Secure Key at the same time.
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If you're selling yourphone, make sure you deactivate your Digital Secure Key before you do. You can do this by going to 'Menu' on the App, then 'Security Settings' and selecting 'Manage devices'.
If you've changed your phone, seeSetting up our App on a new phoneto find out what to do.
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Call us on03456100100 as soon as you can, so we can deactivate both your Digital Secure Key and the App.
What happens if you find your phone later? No problem.You'll just need to re-install our App on your phone and then set up your Digital Secure Key again. ViewSetting up our App on a new phoneto find out what to do.
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Our Digital Secure Key is compatible with normal VoiceOver (iOS) or TalkBack (Android) features.
If you can't use the Digital Secure Key and you'd like to discuss other Secure Key options, call us on03456100100
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Criminals pretend to be people you trust, like thefirst direct fraud team or even the police.
Atfirstdirect, we'll never ask you to deactivate your Secure Key unless you've contacted us to report a problem. No other genuine organisation will ever ask you to do this, either.
Only fraudsters will ask you to deactivate your Secure Key or to share an activation code. If in doubt, hang up and call us back on03456100100
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If you see this message, please call us on 03 456 100 100.
If you don't have a smartphone or compatible tablet - you can use a Physical Secure Key
You'll need to call on03456100100 and we’ll send you one out in the post.
Please bear in mind it can take up to 10 working days for your Secure Key to arrive. So if you need to get access to Online Banking sooner, you’ll find a Digital Secure Key much faster to set up and easier to use in the long run.
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