Credit Score Needed for an American Airlines Credit Card (2024)

FAQs

Credit Score Needed for an American Airlines Credit Card? ›

You need a credit score of 700 or higher to get an airline credit card, in most cases. This is because nearly all airline credit cards require good-to-excellent credit for approval, which means a credit score between 700 and 850.

You need a credit score of 700+ to get the Citi AAdvantage Platinum Select Card. That means you need at least good credit for approval. So, make sure you know where you stand before applying.

Cards such as the Amex EveryDay® Preferred Credit Card from American Express and Blue Cash Preferred® Card from American Express usually recommend a 670+ score. However, there is anecdotal evidence of scores in the lower 600s being approved.

Often, airline cards will require you to have good or excellent credit to qualify. That means you'll need a FICO^® Score of 670 or higher. Before you weigh the benefits of specific airline credit cards, check your credit report and score through Experian.

Citi® / AAdvantage® credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi® / AAdvantage® card.

You need a credit score of 700 or higher to get an airline credit card, in most cases. This is because nearly all airline credit cards require good-to-excellent credit for approval, which means a credit score between 700 and 850.

The American Airlines Aviator Red Card mainly uses the TransUnion credit bureau for approval. A hard inquiry will also be conducted if you decide to apply. After approval, the American Airlines Aviator Red Card will report your activity to the three major credit bureaus: Experian, TransUnion and Equifax.

The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...

Centurion® Card from American Express

A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.

No, you cannot get an American Express credit card with a 600 credit score, which is considered bad credit. Most Amex credit cards require a credit score of 700 or better for high chances of approval. This means you need to have at least good credit to get an Amex credit card.

What airline card is easy to get? ›

For people with less-than-good credit, an easy credit card to get for airline purchases is the Bank of America® Customized Cash Rewards Secured Credit Card, which accepts applicants with bad credit.

One of the best credit cards for a 650 score is the Upgrade Cash Rewards Visa® because it has a $0 annual fee and a up to 3% foreign transaction fee, and it offers 1.5% cash back on purchases. The Upgrade Cash Rewards Card isn't the only card worth considering, though.

Secured credit cards and those designed for individuals with poor or limited credit are typically the easiest to get approved for. Cards such as the OpenSky® Secured Visa® and the Capital One Platinum Secured Credit Card are good examples.

Rewards cards, in general, including American Airlines credit cards, typically require good to excellent credit, as defined by FICO. A score in the “good” range of 670 to 739 may be sufficient for a basic rewards card, but for the strongest rewards, you need a score of 740 or higher to qualify.

Citi® / AAdvantage® Executive credit cardmembers will have the following benefits: priority check-in (where available), priority airport screening (where available), and priority boarding privileges. The priority boarding benefit will display on your American Airlines boarding pass as Group 4.

American Airlines credit card

Use UATP at more than 340 airlines, rail and travel agency merchants and you'll get a payment and billing solution that helps you stay on track with your travel expenses. The American Airlines Credit Card program has ended as of April 30, 2024.

The Citi® Secured Mastercard® is the easiest Citi credit card to get because it's the only Citi card that will accept applicants with limited credit (less than 3 years of credit history). The Citi Secured card requires a $200 refundable security deposit, but it has a $0 annual fee.

Bureau Score

The Bureau Score ranges from 1000 to 2000 for risk grades AA to HH. The lower the Bureau Score, the higher the probability of default. If you see an AA on your report, congratulations on having a good credit score!

What Credit Score Do You Need To Get Approved for a Citi Card? Most cards offered by Citi require a good to excellent credit score—670 to over 800. The cards with such requirements are some of the most rewarding cards offered, but there are options if your score is not quite at that level.

It can be pretty hard to get a travel credit card because most require a good to excellent credit score of 700+ for approval. Fortunately, there are some good travel credit cards available to people of all credit levels, including people with limited credit or bad credit, so you just need to choose wisely.