Credit Cards - Apply for a New Credit Card Online (2024)

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Browse Our Card Categories Citi Simplicity® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Citi® Diamond Preferred® Credit Card Low intro APRon balance transfers for months Low intro APRon purchases for months No annual fee1 Citi Custom Cash® Card Low intro APRon purchases & balance transfers % |or 1%Cash Back No annual fee1 Citi Double Cash® Card Low intro APRon balance transfers for months 2%Cash Back No annual fee1 Citi® / AAdvantage® Platinum Select® World Elite Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 Intro Annual Fee, after the first year.1 Citi Premier® Card Bonus Points 10 timesx | or 3 timesx | or 1 timesx Points No Foreign Transaction Fees1 Citi Rewards+® Credit Card Low intro APRon purchases & balance transfers Bonus Points No annual fee1 Citi® / AAdvantage® Executive World Elite Mastercard® Bonus Miles 4 timesxMiles AdmiralsClub® membership2 Costco Anywhere Visa® Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. American Airlines AAdvantage® MileUp® Card Bonus Miles 2 timesx | or 1 timesx Miles No annual fee1 CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Bonus Miles 2 timesx | or 1 timesx Miles $0 intro annual fee, after the first year1 Citi® Secured Mastercard® How It Works $0 Liability on unauthorized charges No Annual Fee1 Costco Anywhere Visa® Business Card by Citi 4% |or 3% Cash Back 2% |or 1% Cash Back No Annual Fee1with your active/paid Costco membership. AT&T Points Plus® Card From Citi $ Statement Credit 3 timesx | or 2 timesx | or 1 timesx Points No Annual Fee1 FAQs

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Offers available if you apply here today. Offers may vary and theseoffers may not be available in other places where the cards are offered.

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Browse Our Card Categories

  • All Credit Cards
  • Rewards
  • Travel
  • 0% Intro APR
  • Balance Transfer
  • Cash Back
  • Business
  • More Categories

Citi Simplicity® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - %, based on your creditworthiness.1

Intro balance transfer fee of $ or % of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening. After that, % of each transfer (minimum $).1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - %, based on your creditworthiness.1

No annual fee1

And more…

  • No Late Fees1
  • No Penalty Rate1
  • $0 liability on unauthorized charges

Citi® Diamond Preferred® Credit Card

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Low intro APRon balance transfers for months

% Intro APR for months on balance transfers from date of first transfer; after that, the variable APR will be % - % based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each transfer, whichever is greater.1

Low intro APRon purchases for months

% Intro APR for months on purchases from date of account opening; after that, the variable APR will be % - % based on your creditworthiness.1

No annual fee1

And more…

  • Free Access to Your Fico® Score
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

EARN CASH BACK

Citi Custom Cash® Card

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Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance transfer fee of either $ or % of the amount of each credit card balance transfer, whichever is greater.1

Balance Transfers must be completed within 4 months of account opening.

% |or 1%Cash Back

Earn % cash back on your top eligible spend category each billing cycle up to $500 spent.2

Earn 1% cash back thereafter on all other purchases.2

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…

  • $0 liability on unauthorized charges

New Cardmember Offer

Citi Double Cash® Card

Low intro APRon balance transfers for months

% Intro APR for months on balance transfers; after that, the variable APR will be % - % based on your creditworthiness.1

2%Cash Back

Unlimited 1% cash back when you buy, plus an additional 1% as you pay, on every purchase.

+

Earn $ cash back after you spend $ on purchases in the first months of account opening.2

No annual fee1

And more…

  • For a limited time, earn % total cash back on hotel, car rental and attractions when booked on the Citi TravelSM portal through 12/31/24. This is % cash back on top of the 1% when you buy and the 1% as you pay.2
  • Mastercard® ID Theft ProtectionTM available for no additional charge
  • $0 liability on unauthorized charges

LIMITED TIME OFFER

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

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Bonus Miles

For a limited time, earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for every $1 spent at restaurants, gas stations, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Earn 1 Loyalty Point for every 1 eligible mile earned from purchases.2

$0 Intro Annual Fee,
after the first year.1

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases

Citi Premier® Card

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Bonus Points

Earn bonus points after spending $ in the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.

10 timesx | or 3 timesx | or 1 timesx Points

Special offer: earn a total of 10 ThankYou® Points per $1 spent on hotels, car rentals and attractions booked on the Citi TravelSM portal through June 30, 2024.2

Earn 3 timesX points on restaurants, supermarkets, gas stations, air travel, and hotels.

Earn 1 timesX points on all other purchases.

No Foreign Transaction Fees1

And more…

  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire
  • Transfer ThankYou® Points to participating airline loyalty programs2

Citi Rewards+® Credit Card

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Low intro APRon purchases & balance transfers

% Intro APR for months on purchases and balance transfers; after that, the variable APR will be % - %, based on your creditworthiness.1

Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($ minimum).1

Bonus Points

Earn bonus points after spending $ within the first months of account opening, redeemable for $ in gift cards or travel rewards at thankyou.com.2

No annual fee1

And more…

Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year. Earn 1 ThankYou® Point per $1 spent on all other purchases. Round up to the nearest 10 points on every purchase.2

+

Earn 5 total ThankYou® Points per $1 spent on hotel and car rentals booked on the Citi TravelSM portal through June 30, 2024.

Bonus Offer2

Citi® / AAdvantage® Executive World Elite Mastercard®

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

4 timesx
Miles

Earn 4 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.2

After you spend $150,000 in purchases on your card in a calendar year, earn a total of 5 timesX AAdvantage® miles on eligible American Airlines purchases.2

Admirals
Club® membership2

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Global Entry or TSA PreCheck® application fee credit up to $100 every 4 years.2

Costco Anywhere Visa® Card by Citi

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

American Airlines AAdvantage® MileUp® Card

Apply Now

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after $ in purchases within the first months of account opening.

2 timesx | or 1 timesx
Miles

Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services, and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

No annual fee1

And more…

  • No limit on miles you can earn
  • Earn 1 Loyalty Point for every 1 eligible mile earned from purchases2
  • 25% savings when you use your card on American Airlines inflight food and beverage purchases
  • Add Authorized Users and earn miles on their purchases
Bonus Offer2

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Apply Now

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Bonus Miles

Earn American Airlines AAdvantage® bonus miles after making $ in purchases within the first months of account opening.2

+ Earn miles on employee purchases

Expand your earning potential with Authorized User cards for your employees and earn AAdvantage® miles for purchases made on each card.

2 timesx | or 1 timesx Miles

Earn 2 AAdvantage® miles for every $1 spent at telecommunications merchants, cable and satellite providers, car rental merchants, at gas stations and eligible American Airlines purchases.2

Earn 1 AAdvantage® mile for every $1 spent on all other purchases.2

Each cardmember (primary and employees) earns 1 Loyalty Point for every $1 spent on their business card purchases.2

$0 intro annual fee, after the first year1

And more…

  • First checked bag free on American Airlines domestic itineraries2
  • No foreign transaction fees1
  • No limit on miles you can earn
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food, beverage and Wi-Fi purchases when you use your card on American Airlines flights

Citi® Secured Mastercard®

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How It Works

This is a great fit if you want to establish your credit. Make everyday purchases and pay your bill on time.

With a secured credit card, once you are approved, you'll provide a security deposit, between $200 - $2,500. The credit limit on your new secured credit card will equal the amount of your security deposit.2

$0 Liability on unauthorized charges

You're completely protected against unauthorized charges on your account. At Citi, you will not be responsible for a charge that you did not authorize, online or otherwise.

No Annual Fee1

And more…

  • Choose from available payment due dates at the beginning, middle, or end of the month
  • Tools to help you stay on track, including auto pay and account alerts
  • Free access to your FICO score online
  • Mastercard® ID Theft Protection available for no additional charge

Costco Anywhere Visa® Business Card by Citi

Apply Now

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4% |or 3% Cash Back

Earn 4% on eligible gas and EV charging with the Costco Anywhere Visa® card for the first $7,000 per year and then 1% thereafter.

Unlimited 3% on restaurants and eligible travel, including Costco Travel.

2% |or 1% Cash Back

Unlimited 2% on all other purchases from Costco and Costco.com.

Unlimited 1% on all other purchases.

No Annual Fee1with your active/paid Costco membership.

And more…

  • No foreign transaction fees1
  • Use the Costco Anywhere Visa card as your Costco membership ID

AT&T Points Plus® Card From Citi

Apply Now

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$ Statement Credit

Earn a $ statement credit after you spend $ on purchases in the first months of account opening.2

Plus

Earn up to $240 back toward your qualifying AT&T wireless bills every year after qualifying activities.2

3 timesx | or 2 timesx | or 1 timesx Points

Earn 3 ThankYou® Points for every $1 spent at gas stations.2

Earn 2 ThankYou® Points for every $1 spent at grocery stores, including grocery delivery services.2

Earn 1 ThankYou® Point for every $1 spent on all other purchases.2

No Annual Fee1

And more…

  • $0 liability on unauthorized charges
  • No limit on points you can earn and points don’t expire
Credit Cards - Apply for a New Credit Card Online (2024)

FAQs

Can I apply for a new credit card online? ›

We're long past the days when the only ways to apply for a credit card were going to a bank branch or mailing in a paper application. Now, many people looking for credit cards apply online, where you can fill out the application, have your credit checked and get approved in just a few minutes.

What is the easiest credit card to get right now? ›

NerdWallet's Easiest Credit Cards to Get of May 2024
  • OpenSky® Plus Secured Visa® Credit Card: Best for No credit check and no bank account required.
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + flexibility and guardrails.
  • Mission Lane Visa® Credit Card: Best for Unsecured card for bad credit.
4 days ago

How do I get a new credit card ASAP? ›

Instant approval credit cards
  1. Discover it® Secured Credit Card.
  2. OpenSky® Secured Visa® Credit Card.
  3. Costco Anywhere Visa® Card by Citi.

Which bank gives credit card immediately? ›

American Express instant cards

If you're approved for a card and are eligible for instant access, you'll receive your card number, temporary four-digit card identification number and expiration date that allows you to use the card anywhere American Express is accepted.

What is instant approval credit card? ›

Instant approval credit cards provide an account number you can use before your physical card arrives. Some instant use cards can only be used online, some only in stores and some in various locations. Instant use cards are not the same as instant approval cards.

What is the credit limit for credit one up to $2000? ›

Credit One Platinum's maximum credit limit is around $2,000, according to customer reviews. Some people report being approved for this amount right away, while others have worked up to it over years of responsible card use. The minimum credit limit for Credit One Platinum is just $300.

What credit card approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

What is the #1 credit card to have? ›

The best credit card overall is the Wells Fargo Active Cash® Card because it gives 2% cash rewards on all purchases and has a $0 annual fee. For comparison purposes, the average cash rewards card in 2024 gives about 1% back.

What's the easiest unsecured credit card to get? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®.

What cards give you an instant card number? ›

There is one card that consistently offers instant access to your card number, however: the Capital One Walmart Rewards® Mastercard®. The information for the Capital One Walmart Rewards card has been collected independently by The Points Guy.

How do I get a credit card if no one will approve me? ›

Consider a secured credit card

A secured credit card requires that cardholders put down a deposit, which acts as collateral if they're ever unable to make payments. The Discover it® Secured Credit Card is one such option, requiring a security deposit of $200.

Does Capital One approve you instantly? ›

If you apply by phone or online, you'll typically get a response within 60 seconds. If you submit a paper application, it will take longer. But no matter how you apply, Capital One generally notifies applicants of the decision in writing within seven to 10 days of receiving the application.

Can I get a credit card same day at a bank? ›

Many credit card companies offer same-day credit cards, including American Express, Capital One, and Discover. Retail store credit cards are also often instant-use cards.

Is there such a thing as an instant credit card? ›

Right now, just a handful of major issuers offer instant credit card numbers, and most only offer them on select cards, such as their co-branded credit cards. → American Express®, by contrast, offers them on all its U.S. cards to eligible applicants.

Can I get a credit card immediately? ›

Some credit card issuers let you use an instant approval credit card right away, while others require that you wait to receive the physical credit card. Once you activate your card, you can start using it and earning rewards.

Is it better to apply for a credit card over the phone or online? ›

Applying for a credit card online is often the quickest option. You could get a near-instant answer to your application. And if you're approved, some lenders may give you a virtual card number to start using straight away.

Can I apply for 2 credit cards in the same month? ›

It's a good idea to have more than one credit card, but applying for multiple cards within a short period of time could hurt your credit score.

Can we apply 2 credit cards on same day? ›

In this article:

There's no limit to how many credit cards you can apply for in a day, but submitting multiple applications at once isn't necessarily a good idea.

Is there a downside to applying for a new credit card? ›

When you apply for a new credit card, lenders will perform a “hard inquiry” on your credit score to help them determine whether you're a good candidate for their product. Any time your credit experiences a hard inquiry, it will drop a few points.

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