Create a new UPI ID (2024)

How can I create a VPA or UPI ID?

If you add a bank account to your Google Pay account, you can create a VPA or UPI ID for it.

  1. On your mobile device, open the Google Pay app Create a new UPI ID (1).
  2. At the top right, tap your Profile picture.
  3. Tap Bank account.
  4. Tap the bank account you added to Google Pay.
  5. Next to "UPI ID," tap Edit Create a new UPI ID (2).
  6. To create a UPI ID, tap Plus Create a new UPI ID (3).

Tips:

  • You can create up to 4 UPI IDs on Google Pay for each bank account you add.
  • You can't use VPA or UPI IDs created through other UPI apps or net-banking portals for Google Pay.
  • A new VPA or UPI ID is created for you when you sign up for Google Pay.
  • The VPA or UPI ID created through Google Pay is the default VPA or UPI ID on your Google Pay account.
  • You can keep the ID you want and delete other associated IDs.

Questions about multiple VPA or UPI IDs

How does an additional UPI ID work?

Sometimes, transactions may take longer or fail because of issues with UPI payment servers. An additional UPI ID helps improve your payment success rate by routing your transaction through the server that will ensure a successful payment.

How many UPI IDs can I have?

You can add up to 4 UPI IDs for your bank account. You can also remove these at any time. You can have multiple UPI IDs for the same bank account.

Can I have multiple VPA or UPI IDs?

You can create up to 4 VPAs on Google Pay.

  1. On your mobile device, open the Google Pay app Create a new UPI ID (4).
  2. At the top right, tap your Profile picture.
  3. Tap Bank accounts.
  4. Tap your bank account.
  5. Tap UPI IDs.
  6. You can create additional UPI IDs

Enable smart routing through social sharing

What’s social sharing

During a payment, if the beneficiary’s Virtual Payment Address (VPA) is unavailable, the payer is notified to “invite the payee” to set up an extra VPA. This invite is sent as a link on social sharing platforms like WhatsApp. Once the beneficiary sets up the extra VPA, the payer is notified to retry the payment.

For payers: Steps for social sharing

If your beneficiary’s VPA is unavailable, you can send them a message to set up an extra VPA. When the beneficiary’s VPA is unavailable, Google Pay notifies you.

  1. On your screen, click Message.
  2. Select the social sharing platform you choose to send a message to your beneficiary.
  3. A link is sent to the beneficiary.

Tip: When the beneficiary sets up an extra VPA, you’ll be notified.

For beneficiaries: Set up an extra VPA

If the payer requested to set up an extra VPA, you’ll receive a message about it. If you receive a message to set up an extra VPA:

  1. On your phone, to set up an extra VPA, go to the notification.
  2. Tap the link provided in the message.
  3. To set your extra VPA, follow the on-screen instructions.

Need more help?

Try these next steps:

Create a new UPI ID (2024)

FAQs

Create a new UPI ID? ›

Steps to Create UPI Account on Paytm

Step 1: Download the Paytm UPI mobile payment application. Step 2: Enter your mobile number. If you have a dual SIM phone, choose the SIM slot with your mobile number. Step 3: Verify your mobile number by sending an SMS from your number.

How do I create a new UPI? ›

Steps to Create UPI Account on Paytm

Step 1: Download the Paytm UPI mobile payment application. Step 2: Enter your mobile number. If you have a dual SIM phone, choose the SIM slot with your mobile number. Step 3: Verify your mobile number by sending an SMS from your number.

How do I delete my UPI ID and create a new one? ›

You can contact your bank branch to do the same. You may have to file a request with the bank. After your request is processed, the UPI ID linked to your bank account will get deleted permanently. Some banks also allow you to submit UPI activation and deletion requests through Net Banking.

How do I get a custom UPI ID? ›

Create a new UPI ID on Google Pay
  1. Open Google Pay .
  2. At the top right, tap your photo.
  3. Under "Payment methods," tap Bank account.
  4. Select the bank account for which you want to create a new UPI ID.
  5. Select Manage UPI IDs.
  6. If you find “1/3 UPI IDs added” or “2/3 UPI IDs added,” tap the Down arrow .

How to create an UPI ID for NRI? ›

Enable UPI now on your registered Indian or International Mobile Number
  1. Step 1: Log in to the iMobile Pay app.
  2. Step 2: Click on 'UPI Payments'
  3. Step 3: Verify Mobile Number.
  4. Step 4: Click on Manage > My profile.
  5. Step 5: Create UPI ID (select from the suggested options)
  6. Step 6: Select Account Number > Submit.

Can I create another UPI ID? ›

An additional UPI ID helps improve your payment success rate by routing your transaction through the server that will ensure a successful payment. How many UPI IDs can I have? You can add up to 4 UPI IDs for your bank account. You can also remove these at any time.

How to create an UPI ID without a bank account? ›

How to generate UPI ID without bank account?
  1. Choose a platform: Select a platform like Bajaj Finserv that offers wallet-based UPI IDs.
  2. Download the app: Install the app from the Google Play Store or Apple App Store.
  3. Register: Sign up using your mobile number and complete the necessary verification steps.
Jul 8, 2024

Is it possible to change the UPI ID? ›

Step 1: Open the PhonePe app. Step 2: Click on your profile photo. Step 3: Click on the bank account whose UPI ID you wish to change. Step 4: Click the '+' sign next to create a new UPI ID.

What if UPI ID is already taken? ›

UPI ID is unique to an individual. If the UPI ID preferred by you has already been taken by someone else, you will have to create an alternate unique UPI ID, which is easy to remember. Recommended using yourmobilenumber@freecharge as your UPI ID.

Can I create my own UPI ID in Paytm? ›

To get a UPI ID, all you need to do is download the Paytm app, a popular UPI payment app, and create your profile. Paytm will ask you to provide your bank account number and other details. Once these details are verified, Paytm will give you a unique UPI ID.

Can I make my own UPI app? ›

A UPI wallet app development process goes through several steps, like thorough market research, project analysis, planning, UI/UX design, seamless feature integration, rigorous testing, and ongoing maintenance.

Where do I get a UPI ID? ›

It is usually located in the 'Banking' or 'My Account' section. From the list of linked bank accounts in your UPI app, select the bank account for which you want to set the UPI PIN. The app will send a one-time password (OTP) to your registered mobile number for verification.

Is UPI available in the USA? ›

International mobile numbers of ICICI Bank's non-resident Indian clients can be used to make UPI payments in India. In ten nations—the United States, United Kingdom, United Arab Emirates, Canada, Singapore, Australia, Hong Kong, Oman, Qatar, and Saudi Arabia—the bank provides this service.

Can a US citizen use UPI in India? ›

Yes, NRIs can use UPI from their registered overseas mobile number from the approved geographies, i.e. Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, UAE, UK, and USA for INR transactions in India.

Can UPI ID be used outside India? ›

Unified Payment Interface, commonly known as UPI, services are now available in multiple countries other than India. These include Sri Lanka, Mauritius, Bhutan, Oman, Nepal, France and UAE.

How do I create a new UPI ID for another PhonePe? ›

To set a 8 or 9 digit UPI number for your bank account:
  1. Tap your profile picture on the PhonePe app home screen.
  2. Tap UPI Settings under the Payment Management section.
  3. Tap UPI Number.
  4. Tap Add under the bank account for which you want to set a 8 or 9 UPI number.
  5. Enter a unique 8 or 9 digit UPI number. ...
  6. Tap Verify.

How to set up UPI on iPhone? ›

  1. Open Settings on your device and tap on Apple ID at the top of the page.
  2. Now, tap on the Payment & Shipping option.
  3. Choose the payment method -- UPI or Net Banking. Here you'll need to choose between UPI and Net Banking. ...
  4. Once the payment method is added, it will then redirect you to the Payment page.
May 8, 2022

How do I create a link to my UPI ID? ›

Create UPI Payment Links
  1. Go to Payment Gateway Dashboard > Payment Links > click Create Payment Link.
  2. Select the option Create UPI Link.
  3. In the Payment For field explain what the customer is making the payment for. ...
  4. Set the Link Expiry limit.

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