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SACRAMENTO, Calif. — Covered California announced today that it will give consumers until Feb. 9 to sign up for coverage in 2024.
“We’ve seen record-breaking enrollment nationally, and Covered California is surging with heightened demand,” said Covered California Executive Director Jessica Altman. “We want any Californian who needs health insurance to have the opportunity to get covered for the rest of 2024, and extending the open-enrollment period will ensure they have the time they need.”
In addition to the increased demand, consumers looking to enroll in recent days may have encountered challenges reaching Covered California representatives over the phone, and many this week have experienced longer than expected wait times. This was due in part to a disruption to Covered California’s service center, which was temporarily taken offline in immediate response to a cybersecurity incident affecting a third-party vendor that supports its phone lines.
This incident was limited to Covered California’s telephone systems, and enrollment and eligibility systems were unaffected. At this time, there is no indication that any personal information was compromised.
The deadline extension will give consumers who are trying to sign up for coverage the time and assistance they need.
Consumers will have until midnight on Friday, Feb. 9, to apply for coverage that would be effective Feb. 1. They can visit CoveredCA.com and get free and confidential help from one of the more than 14,000 certified enrollers throughout the state who can help them sign up, including individuals who can assist in other languages. In addition, consumers can reach the Covered California service center at (800) 300-1506.
About Covered California
Covered California is the state’s health insurance marketplace, where Californians can find affordable, high-quality insurance from top insurance companies. Covered California is the only place where individuals who qualify can get financial assistance on a sliding scale to reduce premium costs. Consumers can then compare health insurance plans and choose the plan that works best for their health needs and budget. Depending on their income, some consumers may qualify for the low-cost or no-cost Medi-Cal program.
Covered California is an independent part of the state government whose job is to make the health insurance marketplace work for California’s consumers. It is overseen by a five-member board appointed by the governor and the Legislature. For more information about Covered California, please visit www.CoveredCA.com.
FAQs
That means, for 2024, if the lowest-cost employee-only plan offered to you by your employer is more than 8.39% of your household income, you can apply for a plan with financial help through Covered California.
Did Covered California extend open-enrollment? ›
“We want any Californian who needs health insurance to have the opportunity to get covered for the rest of 2024, and extending the open-enrollment period will ensure they have the time they need.”
What happens if you don't update Covered California? ›
Costly repayments: Your account will be in arrears if you pay a lower premium despite your income change. This means you will be liable to pay back the insurer. Legal consequences: Failing to report an income change is considered fraud and, as such, you may face criminal consequences.
Do I have to re enroll in Covered California every year? ›
For most members, coverage is renewed automatically. Sometimes the county will send you a renewal form that you must review and return, along with any additional required information.
What is the Medi-Cal income limit for 2024? ›
EWC 2024 Income Eligibility Guidelines
| Number of Persons in Family/Household | Monthly Gross Household Income | Annual Gross Household Income |
|---|
| 1 | $2,510 | $30,120 |
| 2 | $3,407 | $40,880 |
| 3 | $4,303 | $51,640 |
| 4 | $5,200 | $62,400 |
5 more rowsMar 8, 2024
Beginning in 2024, Medi-Cal health plans will have new requirements to advance quality, access, accountability, health equity, and transparency. Some Medi-Cal members in 21 counties may need to transition to a new health plan on January 1, 2024. This change does not affect members' Medi-Cal coverage or benefits.
How much do you need to make a year to qualify for Covered California? ›
According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.
Does Covered California have a deadline? ›
Open enrollment is from Nov. 1 through Jan. 31.
Get Started. Plans and Pricing.
Can I enroll in health insurance anytime in California? ›
Individual/Family and Group health coverage sold in California only allows new membership during an annual open enrollment period. Enrollment works this way because if people were allowed to purchase insurance anytime, people could wait until they got sick and the system wouldn't work.
How many months can you go without health insurance in California? ›
As a California resident, you should carry insurance throughout the year with no gaps in coverage of 90 days or more. Otherwise, you may face a tax penalty when you file your tax return. There are some exemptions to California's penalty, which we'll discuss later.
The limits are based on both household income and household size. In 2024, an individual in a one-person household is eligible for some degree of Covered California subsidies if they earn up to $33,975 Meanwhile, that limit rises to $69,375 for a household size of 4.
Why is my Covered California premium so high? ›
The rate change can be attributed to many factors, including a continued rise in health care utilization following the pandemic, increases in pharmacy costs, and inflationary pressures in the health care industry, such as the rising cost of care, labor shortages and salary and wage increases.
What is the enrollment period for Covered CA? ›
Open enrollment is the time of year when everyone can apply for a plan through Covered California. This usually happens from November to January. Outside open enrollment, people who experience qualifying life events can apply during special enrollment.
How do I know if my Covered California is active? ›
You can check the status of your coverage by signing in to your Covered California account. You can also reset your password on that page. Need to renew your coverage or make a change? You can do so online by logging into your account.
Can I enroll in Covered California if I lose my job? ›
You can get health coverage!
If your job was affected by COVID-19, or if you lack income because your hours were cut or you're no longer working, Covered California is here for you.
What is the income limit for the ACA subsidy 2024? ›
The income range is $30,000 to $120,000 in 2024 for a family of four. (Income limits may be higher in Alaska and Hawaii because the federal poverty level is higher in those states.) The American Rescue Plan Act of 2021 also extended subsidy eligibility to some people earning more than 400% of the federal poverty level.
Will Medicare premiums go up in 2024? ›
The standard monthly premium for Medicare Part B enrollees will be $174.70 for 2024, an increase of $9.80 from $164.90 in 2023.
Why did health insurance go up in 2024? ›
Factors contributing to the higher costs are higher inflation and labor shortages. According to Mercer, the projected 2024 cost increase is up significantly from previous annual cost increases that averaged three to four percent.
What is the maximum income to qualify for Covered California? ›
According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.
