What about those times when you can’t use contactless?
Sometimes, you might not be able to make a contactless payment with your card, or you may have to enter your PIN. For example, you’ll have to enter your card’s PIN to make an in-store payment for the first time, before you can use contactless.
Your phone can also help you pay contact-free
Depending on the type of device you have, you may need to download new apps or use apps already stored on your phone. Once set up, you’ll be able to use your phone like a contactless card by tapping it over the shop’s card reader. Handy if you’re in a rush or you’ve forgotten your card.