There is no pre-set starting credit limit for the Secured Chime® Credit Builder Visa® Credit Card. The credit limit for this card depends on the money you decide to move into your Credit Builder Secured account. Chime only gives a maximum credit limit for this credit card, which is $10,000.
How the Secured Chime® Credit Builder Visa® Credit Card Credit Limit Works
Although the Secured Chime® Credit Builder Visa® Credit Card is a secured card, it doesn’t require a minimum security deposit. But your spending limit equals the amount that you transfer from your Chime Spending Account to your Credit Builder Secured account.
Keep in mind that the minimum amount you can deposit to your Chime Spending Account is $200.
Ultimately, it is worth noting that Chime allows you to increase your security deposit for a higher credit line. You can move money to your Credit Builder Secured account whenever you want.
This answer was last updated on 06/05/24 and it was first published on 02/10/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
