- Credit Cards
- Insights
- Chase Sapphire Preferred® Card
Updated:
Advertiser Disclosure
Offers that appear on this site are from third-party advertisers from which Credit Karma typically receives compensation. Except for mortgage loan offers, this compensation is one of several factors that may impact how and where offers appear on Credit Karma (including, for example, the order in which they appear).
Other factors may include: your credit profile and what products we think you want. It is this compensation that enables Credit Karma to provide you with services like free access to your credit scores and free monitoring of your credit and financial accounts. Credit Karma strives to provide a wide array of offers for our members, but our offers do not represent all financial services, companies or products.
951 reviews from Intuit Credit Karma members
4.2
Rating: 4.2 out of 5.
Great for maximizing travel rewards
Annual Fee: $95
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Chase Sapphire Preferred® Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $15,209, with $5,000 being the most common.
Here’s the average credit score of members who matched their Chase Sapphire Preferred® Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 712, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
26%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
41 years
Average age of members who matched this card or similar cards.
$104,022
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Is this credit card right for me?Compare Cards Now
Member reviews
Overall rating:
4.2
Rating: 4.2 out of 5.
951 reviews from Intuit Credit Karma members
Most helpful positive review
November 10, 2023
5
Rating: 5 out of 5.
Approved for a 22k credit line!!
— Credit Karma Member
I applied through CK (Approval odds sd Very Good) 736 CS 23% credit utilization on my Amex and capital one card. Approved for 22k around 7pm on a Friday. Blew my mind!! Thank You Chase for my new Credit line!!!
64
17
1
Most helpful negative review
November 30, 2022
1
Rating: 1 out of 5.
3 HARD PULLS FOR CREDIT CARD APP!!
— Credit Karma Member
Apparently when you apply, you give them permission to pull multiple reports, even with the same credit bureau. I had 3 hard pulls from equifax alone. Nov 22nd, 26th, and 29th. I called in to see if they can remove them and they said they are all valid pulls and there's nothing they can do. It's like I applied for a mortgage or something. They did approve me but I will not be keeping the card or applying for anything else in the future with chase.
125
48
All member reviews