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How to earn a Chase checking account bonus
Take advantage of Chase bank promotions and you could earn $100, $300, $500 or up to $3,000. New customers can open an account online, by phone, at a branch or use a coupon emailed from the website and then complete requirements within the specified time frame. Existing Chase checking customers can earn bonuses by referring up to 10 friends.
Here's how to qualify for Chase checking account bonuses, which are some of the best on the market and some of which have been consistently offered over the years.
+ See a summary of available Chase bank promotions
Chase checking account bonuses: June 2024
Click to skip to details about each of these Chase checking account bonuses
Chase College Checking℠: $100 bonus
Chase Secure Banking℠: $100 bonus
Chase Total Checking®: $300 bonus
hase Private Client Checking℠: Up to $3,000 bonus
Chase checking referrals: Up to $500 bonus
Chase Business Complete Checking℠: $300 bonus
Chase checking account bonuses for June 2024 | |
NerdWallet rating Learn More at Chase, Member FDIC | Chase College Checking℠: $100 bonus offer
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NerdWallet rating Learn More at Chase, Member FDIC | Chase Secure Banking℠: $100 bonus offer
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NerdWallet rating Learn More at Chase, Member FDIC | Chase Total Checking®: $300 bonus offer
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NerdWallet rating Read review | Chase Private Client Checking℠: Up to $3,000 bonus offer
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NerdWallet rating Learn More at Chase, Member FDIC | Chase checking referrals: Up to $500 bonus offer
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NerdWallet rating Learn More at Chase, Member FDIC | Chase Business Complete Checking℠: $300 bonus offer
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» Want Chase credit card bonuses? See our guide to Chase quarterly bonuses 2024
Chase College Checking℠: $100 bonus
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at Chase, Member FDIC
This offer is best for college students.
Offer: Get a $100 bonus when you open a new Chase College Checking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 07/24/2024.
How to get it: Open a Chase College Checking℠ account online orin person using a coupon emailed to you through the promotion page. Complete at least 10 qualifying transactions (including debit card purchases, online bill payments, deposits using Chase QuickDeposit℠ and more) within 60 days of opening your account. Note that you're allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of 10 qualifying transactions being posted.
Monthly fee: Can be waived; see bank site for details.
» Want to browse your options? See this month's best bank bonuses
Chase Secure Banking℠: $100 bonus
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at Chase, Member FDIC
This offer is best for those who tend to overdraft — the Chase Secure Banking℠ account has no overdraft fees.
Offer: Get a $100 bonus when you open a new Chase Secure Banking℠ account and complete qualifying transactions.
Minimum deposit to qualify: $0 to qualify for bonus; $0 to open account.
Expiration date: 07/24/2024.
How to get it: New Chase checking customers (who haven't had a Chase checking account within the last 90 days or had one closed with a negative balance in the last three years) can open a Chase Secure Banking℠ account online or in person using a coupon emailed through the promotion page. You must complete 10 qualifying transactions within 60 days of opening the account. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days after the 10 qualifying transactions have posted.
Monthly fee: Can be waived; see bank site for details.
» Want to compare accounts? See our Chase checking accounts review
Chase Total Checking®: $300 bonus
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at Chase, Member FDIC
This offer is best for those who can meet the minimum balance or direct deposit requirements to avoid the monthly fee.
Offer: Get a $300 bonus when you open a new Chase Total Checking® account and complete a qualifying direct deposit.
Minimum deposit to qualify: $500.
Expiration date: 07/24/2024.
How to get it: Open a Chase Total Checking® account online or in person using a coupon emailed to you through the promotion page. You must make at least $500 in direct deposits into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.
When you'll get it: Within 15 days of completing requirements.
Monthly fee: Can be waived; see bank site for details.
» MORE: Don't forget to pay taxes on your bank bonus or interest
Chase Private Client Checking℠: Up to $3,000 bonus offer
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This offer is best for those who can meet high minimum transfer requirements.
Offer: Get a $1,000, $2,000 or $3,000 bonus when you open or upgrade to a new Chase Private Client Open Checking℠ account and complete qualifying transfers within the specified time frame.
Minimum deposit to qualify: $150,000.
Expiration: 07/24/2024.
How to get it: Open a new Chase Private Client Checking℠ account (or upgrade your existing Chase personal account) by phone or at a branch, using the offer code emailed to you from the promotional page. Then transfer at least $150,000 in new money or securities to eligible checking, savings and/or J.P. Morgan Wealth Management accounts within 45 days, and keep the money in the accounts for at least 90 days. Deposit at least $150,000 to earn $1,000, $250,000 to earn $2,000 or $500,000 to earn $3,000. You are only allowed to receive one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 40 days of completing all the requirements.
Monthly fee: Can be waived; see bank site for details.
» MORE: Learn about what premium bank accounts offer
Chase checking account referrals: Up to $500 bonus
This offer is best for those who have friends and family who don’t have a Chase checking account.
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at Chase, Member FDIC
Offer: Get a $50 Chase referral bonus for each friend you refer that opens an eligible Chase checking account using your referral link. Earn up to 10 referral bonuses per calendar year.
Minimum deposit to qualify: $0.
Expiration date: None.
How to get it: Invite friends to open an eligible Chase checking account using your referral link. Note that you must have had your own Chase personal checking account open for at least 30 days.
When you'll get it: You will earn your referral bonus within 30 days after your friend has opened their new account, completed requirements and earned their bonus.
Monthly fee: Can be waived; see bank site for details.
» Looking to increase your savings? Check out NerdWallet's best high-yield online savings accounts
Chase Business Complete Checking℠: $300 bonus offer
This offer is best for small business owners.
Offer: Get a $300 bonus when you open a new Chase business checking account, complete qualifying transactions, meet the deposit requirement and meet a minimum balance requirement.
Minimum deposit to qualify: $2,000.
Expiration: 07/22/2024.
How to get it: Open a new Business Complete Checking℠ account online or at a branch, using the offer code emailed to you from the promotional page. Then deposit at least $2,000 in new money within 30 days, maintain a $2,000 balance for 60 days and complete five qualifying transactions — such as debit card purchases, QuickAccept℠ deposits, QuickDeposits℠ and ACH or wire transfers — within 90 days. You are only allowed to receive one bonus related to a new business checking account every two years, and only one bonus per account.
When you’ll get it: The bonus will be deposited into your new account within 15 days of completing all the requirements.
Monthly fee: Can be waived; see bank site for details.
» MORE: See our list of the best business bank account bonuses
Frequently asked questions
How do you get the Chase $2,000 bonus?
For its premium checking account, the Chase checking account bonus offers three tiers: Deposit at least $150,000 to earn $1,000, $250,000 to earn $2,000 or $500,000 to earn $3,000 .
How do you get your Chase bonus?
You’ll receive your Chase bonus once you’ve opened your new account and completed all the requirements.
For the College Checking℠ account, you’ll get your bonus within 15 days of your 10 qualifying transactions being posted.
For the Secure Banking℠ account, you’ll get your bonus within 15 days after the 10 qualifying transactions have posted.
For the Chase Total Checking® account, you’ll get your bonus within 15 days of completing a qualifying direct deposit, which must be made within 90 days of opening the account.
For the Chase Private Client Checking Checking℠ account, you’ll get your bonus within 40 days of completing all requirements.
For the Chase referral bonuses, you’ll get your bonus within 30 days of the referral account being opened.
For the Chase Business Complete Checking℠ account, you’ll get your bonus within 15 days of: 1) five qualifying transactions being posted, 2) making the minimum deposit requirement and 3) maintaining the minimum required balance for the required time.
Does Chase Bank have any special offers?
The bank often offers promotions, including Chase checking account bonuses for new customers. You can check this page for available new account bonuses and other Chase bank promotions.
» Read our full Chase bank review
What to know about Chase checking account bonuses
Here’s some general information that applies to all Chase personal checking account bonuses.
There are limitations on who can qualify for the offers. You can only qualify for offers (except the referral offer) if you’re a new Chase customer or haven’t had a Chase account closed within the last 90 days or closed with a negative balance in the last three years. And you’re only eligible to receive a bonus for opening a new checking account every two years and can only earn one bonus per account.
You can earn a bonus for a personal checking account and a business checking account. While you can qualify for only one Chase bonus per personal checking account as a new customer who meets eligibility requirements, you can qualify for two Chase checking account bonuses if the other account is for business.
» Want more details? See our Chase business checking review
Your account must be open to receive the bonus. To receive the bonus from Chase after you’ve completed all the requirements, your account must be open and in good standing.
Your Chase bonus could be taxable. Bank bonuses are considered interest, so you’ll need to report any you’ve earned when you file your taxes.
» MORE: Learn what to look out for when signing up for a bank bonus
If you’re debating between a Chase bank account and an account from one of its competitors, these bonuses may be enough to swing your decision. A Chase bank bonus could be worth it if you want to keep your checking account at a large, traditional bank with many branches, online banking and well-rated mobile apps. But make sure you can avoid any monthly fees that might apply.
» COMPARE: See our comparison of Chase vs. Bank of America
