Earning Rewards
The earning process on the Venture X card is pretty straightforward: Earn 2 miles per dollar on all eligible purchases, 5 miles per dollar on flights and vacation rentals booked through Capital One Travel, 5 miles per dollar on Capital One Entertainment purchases through 12/31/25 and 10 miles per dollar on hotels and rental cars when booking via Capital One Travel.
You’ll notice the expanded travel earnings, but there’s a catch: Increased earnings only apply if you use the Capital One travel portal for bookings. For airfare, that’s no problem, especially since Capital One has partnered with Hopper to help you find the best airfares. But for hotels and car rentals, you may lose status benefits when you book via an online travel agency (OTA). Hotels and rental companies are likely to consider the Capital One portal a third-party booking site.
New cardholders can qualify for a generous welcome bonus: Earn 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening. And after the first year, there’s a 10,000-mile bonus awarded on each card anniversary.
Redeeming Rewards
Like the Capital One Venture Rewards Credit Card, Venture X offers the same easy ways to get your travel going. You can purchase travel as you would normally, and then when the charge posts, you can apply your miles toward any purchases in that category. Keep in mind that sometimes, things you think will bill as travel, such as theme park tickets, may land in a different category.
You can also use your rewards at 1 cent per mile on the Capital One travel portal. This is useful for airfare since your benefits apply no matter how you purchase your ticket. There are other uses such as Amazon purchases and gift card redemptions, but those generally offer less value than travel redemptions.
Finally, you can transfer your Venture X miles to a number of travel partners including Air Canada Aeroplan, Emirates Skywards and British Airways Executive Club. However, if you want straightforward redemptions on U.S.-based airlines, Capital One miles are not the best choice.
Capital One also has unique hotel partners in Wyndham, Choice Privileges and Accor but lacks marquee hotel partners, such as Hyatt, Hilton or Marriott.
Rewards Potential
Forbes Advisor uses data from various government agencies to determine baseline income and spending averages across various categories, which we use to compile the rewards potential for various credit cards. The 70th percentile of wage-earning households brings in $118,438 annually and has $39,337 in annual card spending.
Capital One Venture X Rewards Credit Card Rewards Potential
| Category | Earning Rate | Estimated Annual Spend | Estimated Annual Earnings |
|---|---|---|---|
Car Rentals | 10X (through Capital One Travel) | $791 | 7,910 |
Hotels | 10X (through Capital One Travel) | $5,716 | 57,160 |
Airfare | 5X (through Capital One Travel) | $1,540 | 7,700 |
All Other Purchases | 2X | $31,290 | 62,580 |
Total: 135,350 miles |
Read more. How To Use The Venture X To Maximize Rewards
