This content is created by AP Buyline in accordance with AP’s editorial guidelines and supervised and edited by AP staff. Our evaluations and opinions are not influenced by our advertising relationships, but we may earn commissions from our partners’ links in this content. Learn more about AP Buyline here.
Some credit cards come with tiered rewards or rotating cashback categories that are difficult to track, but the card_name isn’t one of those cards. It offers 1.5% unlimited cash back on your purchases, so you won’t need to remember which card to use or worry about designating quarterly spending categories.
Cardholders also benefit from annual_fees annual or foreign transaction fees and some hidden perks that we’ll discuss shortly. But there’s an important caveat with this card: If your credit is close to the line between Good and Fair, you may not be approved for the card. This card_name review can help you determine if it's right for your wallet.
Capital One Quicksilver Cash Rewards Credit Card
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Capital One Quicksilver Cash Rewards Credit Card
Credit score
credit_score_needed
Annual fees
annual_fees
Welcome Offer
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Why we like it
The card_name offers no annual fee and flat-rate cashback rewards. Beyond that, applicants with excellent credit can also earn a welcome bonus and benefit from a 0% introductory APR for 15 months on balance transfers and new purchases. reg_apr,reg_apr_type APR after that.
Pros and cons
Pros:
- Straightforward, unlimited rewards.
- annual_fees annual fees.
- Foreign transaction fees: foreign_transaction_fee.
Cons:
- Excellent credit may be required for special intro APR and welcome bonus.
- No bonus categories.
- Some competitor cards offer higher rewards.
Who is the card for?
The card_name is a no-fuss cashback credit card with a decent earnings rate. Its straightforward rewards structure is appealing to those who prefer to avoid the hassle of rotating purchase categories or tiered cash back. This card could also appeal to those with excellent credit seeking a annual_fees annual-fee card with an easy-to-earn welcome offer and a bonus_miles_full.
While you may qualify for the card_name with good credit, you'll need excellent credit to gain access to all this card's perks. Those with good credit won't qualify for its welcome offer or introductory APR.
Card features
Rewards
With this card, you'll get 1.5% unlimited cash back rewards on your purchases. No need to be mindful of spending categories or worry about rotating categories quarterly. You can redeem cash back as a check, statement credit, gift card, or for an Amazon purchase or travel booked through Capital One Travel.
Welcome offer
Applicants with excellent credit can earn bonus_miles_full. Both the minimum spend on this card and the timeframe for earning the bonus are manageable, making it relatively easy to get an additional bonus_miles.
No annual fee or foreign transaction fees
Cardholders won't need to worry about annual fees or foreign transaction fees chipping away at their cash back. The Capital One card_name doesn't have an annual fee or transaction fees for purchases made while traveling in another country.
The fine print
- Balance transfer fee: Introductory fee of 3% of the amount of each transferred balance that posts to your account during the first 15 months that your account is open. After that, 4% of the amount of each transferred balance that posts to your account at a promotional APR that we may offer you at any other time. None for transferred balances at the Purchase APR after the first 15 months that your account has been open.
- Cash advance fee: cash_advance_fee.
- Cash advance APR: cash_advance_apr.
- Late payment fee: late_payment_fee.
Concierge services
You'll also get concierge services with your card_name . Capital One's concierge is available to help with dining, entertainment or travel questions, no matter the time of day.
Extended warranty
The card_name comes with extended warranty coverage for eligible purchases made with your card. This can be useful if you're planning a fairly expensive purchase and seeking added protection.
Capital One Dining and Entertainment
Cardmembers can access exclusive reservations, pre-sale tickets to concerts and shows, tickets to restaurant events, and more with the Capital One Dining and Entertainment portal.
Where the card doesn't measure up
The card_name isn't your best option if you're interested in a cashback card with bonus categories. Bonus categories offer higher-tier rewards when you spend on certain purchases, like groceries or dining out. While you could rack up some decent rewards with Quicksilver's unlimited 1.5% cash back, it's possible a cashback card with high rates more tailored to your spending habits could net you more rewards.
Applicants who don't have excellent credit may also be disappointed by this card, as the good-credit version doesn't let you earn a welcome bonus, nor does it offer an introductory APR. In this case, a card like the card_name might be better if you're able to qualify. That card offers both a welcome bonus and an intro APR similar to what you'd get with the card_name.
Card alternatives
| Card | Welcome offer | Annual fees | Credit score needed |
|---|---|---|---|
bonus_miles_full | annual_fees | credit_score_needed | |
bonus_miles_full | annual_fees | credit_score_needed | |
bonus_miles_full. Terms Apply. | annual_fees | credit_score_needed |
Frequently asked questions (FAQs)
Is Capital One Quicksilver hard to get approved for?
Capital One states that you'll need excellent credit to qualify for the card_name that offers the welcome bonus. That said, qualifying for a Quicksilver Rewards For Good Credit is possible, but you won't earn a welcome bonus or an intro APR.
What is the highest credit limit for card_name?
Capital One does not disclose a minimum or maximum credit limit for its card_name. Your limit will likely vary depending on your creditworthiness.
What kind of credit card is the card_name?
The card_name is a cashback credit card. Cardholders get unlimited 1.5% cash back on their purchases.
What is the difference between Quicksilver and QuicksilverOne?
The card_name is available to applicants with excellent or good credit. The card_name is available to applicants with fair credit. All card members earn 1.5% unlimited cash back on purchases, but other benefits vary depending on your credit and the card type.
For rates and fees of the card_name Card, please visit URL.
AP Buyline has partnered with CardRatings for our coverage of credit card products. AP Buyline and CardRatings may receive a commission from card issuers.
This content is created by AP Buyline in accordance with AP’s editorial guidelines and supervised and edited by AP staff. Our evaluations and opinions are not influenced by our advertising relationships, but we may earn commissions from our partners’ links in this content. Learn more about AP Buyline here.
