No, you cannot use your Wayfair Store Card everywhere, as you can only use it for purchases across all Wayfair retail sites. This credit card is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Where You Can Use Your Wayfair Store Card
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The Wayfair Store Card offers accountholders 5% back in reward dollars and has an annual fee of $0, so it might be worth getting for people who shop at Wayfair often.
Finally, it’s worth noting that Wayfair does also have a different card on the Mastercard network, which is no longer available to new applicants. Because it’s backed by one of the major payment networks, the Wayfair Credit Card can be used pretty much anywhere credit cards are accepted. The same cannot be said for the store card version.
This answer was first published on 01/24/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
