Can I surcharge PayPal payments? (2024)

FAQs

Can I surcharge PayPal payments? ›

If you choose to, you can surcharge up to the average fee you're charged per transaction by PayPal over a 12 month period.

Just keep in mind that it is against PayPal's user agreement (and also illegal in some states) to charge your clients and customers for transaction and processing fees, so this must be worked into your rates from the start.

It's free to use PayPal to pay for a purchase or any other type of commercial transaction unless it involves a currency conversion.

The seller is responsible for all fees for a transaction (not only PayPal but also Square, credit cards, etc.) unless there is an up-front agreement. Once you agreed to accept a PayPal payment, you owned it.

It's free to send money domestically using your PayPal balance or bank account. Money sent from a credit or debit card will incur a 2.9% transaction fee plus a $0.30 flat fee. International fees apply for money sent abroad. Learn more about our fees here.

Previously, our User Agreement didn't allow you to impose a surcharge or any other fee for accepting PayPal. Now, you can add a surcharge to PayPal payments. If you choose to, you can surcharge up to the average fee you're charged per transaction by PayPal over a 12 month period.

While it's free to open a PayPal account, the platform needs to charge those fees to operate a sustainable business. In essence, the company provides a secure platform that you can use to manage your money easily in exchange for transaction fees that ensures its operation.

Personal payments aren't covered by PayPal Purchase Protection. You can make a personal payment to anyone in the US for free if you use your bank account or PayPal Balance. If you use a debit or credit card, there will be a small charge for your payment. Go to our Fees page for more information.

How do I charge a client on PayPal? ›

The PayPal transaction fee is waived if you send money from your online PayPal account, a linked bank account, or from the PayPal Cash app. But you'll be hit with a 2.9% fee and a 30-cent fixed transaction fee if you make a payment with your PayPal credit, debit, or credit card.

A handling fee is an order expense designed to cover fulfillment costs that is charged to a customer in addition to an order's subtotal and shipping fees. You can calculate a handling fee by taking your warehouse team's average preparation time (in hours) and multiplying it by an employee's hourly rate.

PayPal is free for online and in-store consumer transactions without currency conversion. For commercial transactions for merchants, PayPal charges fees that are a percentage of the amount (ranging from 1.90% to 3.49%) plus a fixed fee per transaction.

Most of the fees charged by PayPal are for merchants using its platform. In these cases, PayPal is offering its services as a payment gateway to merchants, to help customers enjoy a smooth checkout experience. Other fees charged by PayPal exist to cover operating expenses and generate profit.

If the amount you're sending is up to $3000, you will be charged with 4.4% of the amount plus a fixed fee. The percentage level decreases as the transaction amount goes above $3000.

Yes you can deduct these as expenses.

Using PayPal goods and services as a seller costs a percentage of the transaction amount plus a fixed fee based on the amount received. On the other hand, PayPal does not charge any fee for the buyers.