Can I Buy a Money Order With a Credit Card? - NerdWallet (2024)

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Can I Buy a Money Order With a Credit Card? - NerdWallet? ›

It's technically possible, but it'll probably cost you more than paying with cash, debit card, bank transfer or traveler's check. Jae Bratton is a writer for the credit cards team at NerdWallet.

A money order can be a useful form of payment in some situations. But before you head out to buy a money order, it's important to know how you'll pay for it. You generally can't buy a money order with a credit card; you'll need to use cash or a debit card.

Typically, you can't buy a cashier's check directly with a credit card. However, suppose you don't have sufficient funds in your checking or savings account. Then, you can consider taking a cash advance on your credit card, depositing those funds into your bank account, and purchasing a cashier's check.

Can you get a money order with a credit card? No, you must pay in cash or use a debit card to send a money order. Kroger money orders are a safe way to send small amounts of money if you don't want to use your bank account. If you're sending money internationally, check out Wise for a low cost option.

Since a money order's face value is guaranteed, it's not surprising that an issuer would want that money in hand before issuing it. That's why they typically won't accept credit cards as a form of payment for it.

No, you can't directly purchase a money order from Walmart with a credit card. Instead, you must purchase a Walmart money order with cash or a debit card. However, you can take a cash advance from your credit card company and use the proceeds to purchase a money order.

Go to any Post Office location. Take cash, a debit card, or a traveler's check. You cannot pay with a credit card. Fill out the money order at the counter with a retail associate.

WU accepts Visa® and MasterCard® credit cards*. *Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Note: American Express and Discover payment cards are not accepted for Telephone money transfer.

Getting cash from a credit card is one way to ensure you have money when you need it, but requesting a cash advance at an ATM can cost you. Expect to pay a cash advance fee at the ATM, and expect to pay a higher interest rate on any cash you withdraw.

Money orders are typically capped at $1,000. Some places may limit them to smaller amounts. If you need to purchase multiple money orders to get around the limit, you may be better off getting one cashier's check for the full amount.

Why won't Western Union accept my credit card? ›

Banks don't share with WU the specific reasons for declined transfers. The decline could be related to the cash advance capability of your credit card, your credit card limit, a mistake when entering bank account information or other requirements from your bank. Please contact your bank directly.

We want you to have options when sending money. You can securely pay for online transfers using a credit or debit card (Visa, MasterCard, Discover Credit Card, Diners Club International, or Union Pay). You can also pay for transfers using Apple Pay on the MoneyGram app.

This means that in order to get a money order with your credit card, you'll have to first obtain a cash advance from the card at an ATM or a bank branch, or through a convenience check tied to your account.

You can usually use a debit card or cash to buy them. There may be a cap on money order payment amounts. And they may come with fees. It's also important to note that if you use a credit card to buy a money order, it may be considered a cash advance.

Do you need cash for a money order? Cash is the most popular way to pay for a money order, but some Publix locations may accept debit cards, too. You typically can't use a credit card to buy a money order.

WU accepts Visa® and MasterCard® credit cards*. *Card issuer cash advance fee and associated interest charges may apply. Use a debit card to avoid these fees and charges. Note: American Express and Discover payment cards are not accepted for Telephone money transfer.

How can you pay for a money order? You can typically pay for money orders using cash or a debit card. Because issuers often want the cash up front, they may not accept a personal check or credit card. Even if a credit card is accepted, your card issuer could consider it a type of cash advance.