Buy Cryptocurrency with Credit or Debit Card Instantly | Currency.com (2024)

Fast. Easy. Safe. For beginners and pros alike.

Cryptocurrencies you can buy:

Bitcoin BTC

USD (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

USD (24h) Buy Ethereum Buy Ethereum

Litecoin LTC

USD (24h) Buy Litecoin Buy Litecoin

Bitcoin Cash BCH

USD (24h) Buy Bitcoin Cash Buy Bitcoin Cash

Bitcoin BTC

EUR (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

EUR (24h) Buy Ethereum Buy Ethereum

Litecoin LTC

EUR (24h) Buy Litecoin Buy Litecoin

Bitcoin Cash BCH

EUR (24h) Buy Bitcoin Cash Buy Bitcoin Cash

Bitcoin BTC

GBP (24h) Buy Bitcoin Buy Bitcoin

Ethereum ETH

GBP (24h) Buy Ethereum Buy Ethereum

First time investing in crypto?

Not sure where to begin? Currency.com is a cutting-edge platform that helps you purchase cryptos online safely, instantly, and hassle-free.

We know that buying crypto the first time can be intimidating.

We’ll help you navigate the crypto market smoothly and get access to all the popular coins like Bitcoin, Ethereum, Litecoin and many more.

Currency.com is the best platform to buy crypto

Safe and Secure

Safety always comes first — this is our motto. We are committed to delivering safe and secure services to our clients.

Fast and Flawless

We use the latest financial technology for instant delivery, and instant verification. You can onboard, purchase crypto, and have it in your wallet in less than 5 minutes.

Compliant with the U.S. law

We follow the rules and regulations. We’ve built our global reputation as a reliable and trustworthy service provider and are bringing this to the United States.

Transparent Fees

Our fee policy is 100% transparent. We have nothing to hide. Our fees are the most competitive on the market.

Flexible

We understand that having options is very important for our clients.

24/7 Live Support

Our Support Team is available 24/7. We always provide the best service to you.

See your best options

FAQ

Find out more about registration, deposits, fees, etc.

Registration and Verification

How do I get started?

Register and verify your account to use the platform.

Registration: 5 steps

  1. Select your country to see if you can use our services.
    Enter your ZIP code to see if your state is supported.
    The system will ask you to provide your full address.
  2. Enter your email and choose a secure password.
  3. Read and consent to the Terms of Use and Privacy Policy.
  4. Confirm your email: check your inbox for a confirmation message (including junk folder). If you didn’t receive the message, check your email and edit it. We will send you a confirmation message again.
  5. Confirm your phone: enter your phone and receive a confirmation SMS. If you didn’t receive the SMS, check your phone and edit it. We will send you a confirmation SMS again. If you still don’t have the message, contact our Support.

Registration: Complete. Now it’s time to verify your identity.

Verification: 2 steps

We need proof of identity (valid ID, passport, driver license with the issue date) to verify you. Sometimes, we may need proof of address. Please, make sure to have your valid documents at hand.

  • Proof of identity must include your full legal name (middle name is optional), date of birth, document number, issuing country, expiration date, and the date of issue.
  • Proof of address must include your full legal name (middle name is optional), address, and the date of issue. We accept:
    • Bank statements, or credit/debit card statement.
    • Utility bills (not including mobile phone bills).
    • Residency certificates.

Once you upload the documents, you’ll be asked to take the Liveness Test. You will need a camera of your laptop computer, mobile phone, or tablet.

What states do you support?

Currency.com provides services for Arizona, California, Colorado, Kentucky, Massachusetts, Mississippi, Missouri, Montana, North Dakota, Pennsylvania, Utah, Wisconsin, Wyoming.

Why was my photo ID (passport, driver license, etc.) rejected?

Sometimes, the documents you submitted can be rejected because of these reasons:

  • Not all the 4 corners of the document are visible.
  • The photo is blurry/overexposed.
  • There is no issue date.
  • The provided document does not have the required information.

Will you delete my personal data after closing my account?

Currency Com US LLC is registered with the United States Treasury Financial Crimes Enforcement Network as a Money Services Business (MSB #: 31000200984051) with its principle place of business at 101 Hudson St., 21st Fl., Jersey City, NJ 07302. Currency Com US LLC is a subsidiary of Currency Com Limited (Gibraltar) which is licensed by the Gibraltar Financial Services Commission as a DLT Provider. License number 25032. According to our Privacy Policy, and applicable laws, we cannot completely delete your data. We are required to store some of your data for 5 years following the termination of your account. At the end of this period, your data will be automatically removed from our system. Your personal data is kept safe and will not shared with any third parties or used for marketing purposes.

We will close your account and exclude it from our mailing list once you confirm the termination of your account.

Deposits and Fees

Can I use a credit card to fund my account?

We accept Visa and Mastercard.

Is it secure to make a card payment?

Currency.com is PCI-DSS compliant and uses advanced encryption. We do not store any card details. We ensure all transactions are processed securely.

What are my options for depositing?

ACH Bank Transfer: you can link your Currency.com account to your bank account on the platform.

Debit Card: provide your debit card details to facilitate USD deposits. For ease of future use, you may link your card details and we’ll securely store it to make transactions quicker.

Credit Card: provide your credit card details to facilitate USD deposits. For ease of future use, you may link your card details and we’ll securely store it to make transactions quicker.

Should I enable 3D Secure for my bank card?

Enable 3D Secure on every card you plan to use with Currency.com. 3D Secure sends a 2FA code to the phone number of the card holder. This is an extra layer of security that we use at Currency.com. Without 3D Secure you cannot use the card to deposit or withdraw. Therefore, we strongly recommend to activate 3D Secure. Please, contact your bank to activate it.

What currencies can I use?

U.S. Dollars, Bitcoin, Ethereum, Litecoin, and Bitcoin Cash are available now.

What is the minimum deposit?

Find out more here.

Why did you charge more than mentioned in Fees and Charges?

Our Fees and Charges page can be found here. Please be aware that your bank may also charge additional fees that we have no control over.

Cryptocurrency

Can I buy and sell cryptocurrencies with fiat money?

Yes, you can buy and sell cryptocurrencies with fiat money.

Can I deposit and withdraw Bitcoin, Ethereum, Litecoin, Bitcoin Cash?

Yes, you can deposit and withdraw Bitcoin, Ethereum, Litecoin, Bitcoin Cash. More information may be found here.

Are crypto transactions approved instantly?

All crypto transactions on the platform require verification on the blockchain. Network blockchain confirmations for deposits are 2 for BTC, 12 for ETH, 4 for LTC, and 6 for BCH.

Can I make a cryptocurrency deposit?

Yes, you can make a cryptocurrency deposit. Login to your account, go to Receive, then select a cryptocurrency to deposit, and click Deposit.

I sent my crypto to a wrong address. What should I do?

Make sure to send funds to a correct address. It’s impossible to cancel a transaction once it’s complete.

Other questions

Is this site safe?

As a regulated financial institution we follow strict security protocols consistent with industry standards and maintain strict adherence to our obligations under the Bank Secrecy Act and the USA PATRIOT Act.

How long does it take you to send my crypto after payment is complete?

We process cryptocurrency transactions immediately. Expect to receive the purchased crypto as soon as it’s confirmed on the blockchain.

How long does it take to verify my account?

We start processing your data when we receive your documents. Normally, the verification is instant. However, there can be cases which take up to 2 business days.

Why do I have to provide my personal information?

We follow the rigorous security standards to prevent unauthorized access to your account. We require your valid identity documents to verify your account and keep your funds safe.

Referral Program

What is the reward for me and my referred friends?

With every referred friend who buys at least $100 worth of crypto, you both earn a reward ticket that can be redeemed for free crypto.

Are there any other requirements?

You and your friend need to sign up, verify your identity, and buy at least $100 worth of crypto.

What crypto is my reward?

The reward is random. It can be Bitcoin, Ethereum, Litecoin, or Bitcoin Cash.

How do I get my referral code?

Your friend or any other Currency.com user can share a link with you.

What should I do if I don't get my reward?

Make sure that you've met all the requirements. If your referred friend didn't use the right link or code to sign up, you're not eligible to receive the reward.

How much can I earn from each of my referrals?

You can earn up to $100 in crypto as a reward for every eligible referral.

Buy Cryptocurrency with Credit or Debit Card Instantly | Currency.com (2024)

FAQs

Why won't my credit card let me buy crypto? ›

Insufficient Funds: Ensure your card has enough balance to cover the transaction. Spending Limits: Banks often set limits on accounts or cards, which can hinder transactions if exceeded. Details Mismatch: The name and billing address associated with your Blockchain.com Pay account must match those of the card.

Can I buy Bitcoin with bank account and routing number no verification? ›

The anti-money laundering regulations on fiat money payments are universal. Whether an investor is using a bank account, credit card, or any other fiat method, KYC is required. As such, it is not possible to buy Bitcoin with a bank account and routing number with no verification.

Is currency.com safe? ›

Currency.com is regulated by the Gibraltar Financial Services Commission. The platform maintains client funds in separate accounts, but these accounts are not insured. However, there is a strong focus on complying with all Anti-Money Laundering (AML) and Know Your Customer (KYC) regulations.

What credit card can I use to buy crypto? ›

Even if you don't want to use a cash advance loan for your crypto purchase, some credit card issuers will automatically process the transaction that way, including American Express. Alternatively, you could buy crypto using a credit card issued by the trading platform, like the Gemini Mastercard or a Crypto.com VISA.

Why is my credit card declined on crypto com? ›

Mistakes can happen when users rush to fund their accounts and enter incorrect information . When you encounter a card decline issue take some time to review the card number, CVV and expiration date you've entered to ensure their accuracy .

Is it illegal to buy crypto with a credit card? ›

Some credit card issuers ban cryptocurrency transactions, but many are now allowing them, albeit with some strict rules. Credit card issuers may have crypto-specific policies, or may refuse to process transactions that are deemed too risky.

Where can I buy Bitcoin with account number and routing number? ›

Coinmama makes it easy to buy BTC with your bank account. Simply create a Coinmama account, get approved for purchase, and place your order!

How can I instant transfer with routing and account number without verification? ›

Some methods include: Using peer-to-peer payment platforms like Cash App, PayPal, or Zelle, which allow users to transfer funds using routing and account numbers without requiring extensive verification.

Where can I buy Bitcoin instantly with no limits? ›

Download the ChangeNOW mobile app and purchase Bitcoin seamlessly; instant conversion and no transaction limits. You do not even need to register an account.

Is pi coin legit? ›

The Pi Network app does not actually mine cryptocurrency. Instead, it uses a system called "proof of stake" to distribute coins to users. This system is not as secure as traditional mining, and it is more susceptible to fraud.

What is the safest cryptocurrency website? ›

If you are looking to trade on a highly secure, regulated crypto exchange that offers a large number of supported cryptocurrencies, Gemini is your go-to choice. If you are looking to trade a wide range of new and small-cap crypto tokens, BitMart is arguably the best choice.

What is the best crypto currency website? ›

Crypto platform and number of cryptocurrencies available
  • Crypto.com: 250+
  • Coinbase: 245.
  • Kraken: 230+
  • Binance.US: 150+
  • Gemini: 80+
  • eToro: 25.
  • Robinhood Crypto: 15.
  • Webull Pay: 8.
May 10, 2024

Why can't I buy crypto with my debit card? ›

Unfortunately, there can be many reasons why card payments are failing or getting rejected whether by our payment systems or your own bank systems starting from security flags, insufficient funds, bank account spending limits, details mismatch or unusual usage of the card/bank account being used.

What is the easiest way to buy Bitcoin? ›

The easiest way for an individual to buy bitcoin is through a crypto exchange, such as Kraken or Binance.US. Online stockbrokers, such as Robinhood, also offer their customers the ability to buy bitcoin and other cryptocurrencies. Tip: You'll need a crypto wallet to store your coins.

What credit cards does Crypto.com accept? ›

Payment Methods

We accept Visa, Mastercard, American Express, JCB, Discover, and Diners Club credit cards or debit cards.

Why does my card declined when I try to buy crypto? ›

If the app and your phone are working well, but your card is still declined during the payment verification process, you should try to check your balance. You may have insufficient funds on it or have reached the credit limit in a credit card case.

Why is Coinbase not accepting credit cards? ›

Coinbase no longer supports linking credit cards for a payment method. If you already have a credit card linked to your account, note that some card issuers are blocking cryptocurrency purchases or charging additional fees for credit-card purchases on Coinbase. Consider linking a debit card or bank account instead.

Why wont my credit card let me buy anything? ›

Key points about: declined credit cards

If you reach your credit limit or make a purchase that exceeds your available credit, your card may be declined. A large purchase that doesn't fit your spending patterns may appear suspicious to your credit card company, so they may decline the transaction.

Why doesn t Chase let you buy crypto? ›

We've made this decision because fraudsters often use crypto assets to steal large sums of money from people.

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