1Finance Charge is the nominal rate computed by multiplying the applicable rate to the Average Daily Balance.
2Effective Interest Rate is the average monthly interest divided by the Average Principal Balance.
3Cash Advance Effective Interest Rate per month = Average Monthly Interest plus Cash Advance Fee of Php 200 divided by the Average Principal Balance.
1Not applicable to BPI Family Credit Card
2Applies to BPI Family Credit Card only
3Express Start Cancellation Fee only applies to cardholders with accounts under deposit holdout. Terms and conditions apply.
Published March 6, 2024
Updated as of January 2024
Originally published on January 2022
