Blue Cash Everyday Credit Score Requirement in 2024 (2024)

FAQs

Blue Cash Everyday Credit Score Requirement in 2024? ›

Amex Blue Cash Everyday credit score requirement

The recommended credit score for the Amex Blue Cash Everyday is a good to excellent FICO score (670 to 850). However, you may have a better chance of qualifying for the card if you have at least a very good FICO score (740 to 799).

Your Amex Blue Business Cash card approval odds are good if you are a business owner with a personal credit score of 700+, which is considered at least good credit. Approval odds for the Amex Blue Business Cash card will be influenced by your annual income and existing debts.

Your Amex Blue Cash Everyday Card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Amex Blue Cash Everyday credit card will also be influenced by your annual income and existing debts.

The credit limit for the Blue Cash Everyday® Card from American Express normally ranges from $1,000 to $15,000 or more, with some online reporting limits of over $40,000. Your spending limit will be based on a variety of factors, including your annual income and credit history.

Yes, Blue Cash Preferred is hard to get because it requires a credit score of 700+ for approval, which means you need good to excellent credit to get this card. Since the average credit score is lower than this requirement, most people will not be able to get the Blue Cash Preferred card.

The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...

Here's the average credit limit of members who matched their The American Express Blue Business Cash™ Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $9,772, with $5,000 being the most common.

The Amex Blue Cash Everyday has no disclosed minimum income requirement. However, as with any credit card, you will need to have sufficient income to afford payments. When applying, your total annual income may include wages, retirement income, rental properties and other personal income you can rely upon.

You typically need a personal FICO score of 690 or higher to qualify for an AmEx business card. Beyond that, AmEx also considers factors like your business credit score and annual business revenue.

Is Blue Cash Everyday better than Blue Cash Preferred? ›

While the Blue Cash Preferred offers higher rewards in its top category, it also charges an annual fee. The Blue Cash Everyday, on the other hand, charges no annual fee in exchange for reduced rewards.

The Blue Cash Preferred offers 6 percent cash back at U.S. supermarkets (on up to $6,000 in purchases each year, then 1 percent back). If you max out the $6,000 spending cap, you'll earn $360 in cash back on those purchases alone.

You can upgrade or downgrade between the Amex EveryDay® Credit Card and The Amex EveryDay® Preferred Credit Card from American Express, but not beyond — meaning you can't request a product change from one of these Membership Rewards-earning cards to, say, an AmEx card that earns cash back (like the Blue Cash suite of ...

The Blue Cash Everyday Card from American Express is worthwhile if you want to earn excellent cash back in common categories, such as U.S. supermarkets, U.S. gas stations and U.S. online retail shopping without paying an annual fee.

The Blue Cash Everyday® Card from American Express is not a metal credit card, as it is made of plastic like most other credit cards.

To request a credit limit increase on your American Express Card, log into your account and navigate to the credit limit increase request form or simply call the number on the back of your Card.

What credit score do you need for the Amex Green Card? To qualify for the Amex Green card, a good to excellent credit score (a FICO score of 670 or higher) is recommended. However, a qualifying credit score alone doesn't guarantee approval.

Here's the average credit limit of members who matched their The American Express Blue Business Cash™ Card or similar cards. The average credit limit for members who have matched with this card or similar cards is $9,772, with $5,000 being the most common.

Keep in mind that the Citi Custom Cash card requires good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying.

The Blue Cash Preferred minimum payment is 1% of the statement balance plus interest, or $35 – whichever is higher. The minimum amount due on your Blue Cash Preferred account will always be listed on your monthly statement.