The American Express Centurion Card is generally considered to be the most exclusive credit card, and commonly referred to as the ‘AMEX Black Card’.
It gained this reputation by the level of mystery surrounding the eligibility criteria and application process involved. You can only be invited to sign up for this credit card.
While AMEX does not publicise eligibility details, Australian Frequent Flyer reported that it is speculated you need to spend at least $100,000 a year on your card and be on a high income.
The card is so famous it has its own Snopes page, with reports that the perks provided are so high-status that when one cardholder wanted a “handful of sand from the Dead Sea for a child’s school project on the Holy Land, someone was dispatched by motorcycle to the shores of the Dead Sea to obtain the sand, which was couriered back to London.”
You’ll need to be an existing AMEX member and an active user for at least a year to be considered for invitation. It reportedly also comes with a $5,000 ‘initiation fee’, and $5,000 annual fee.
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