Best Massachusetts Home and Auto Bundle Insurance Companies (2024) (2024)

The Best Bundled Insurance in Massachusetts

COMPANY HIGHLIGHTS

State Farm provides Massachusetts's best and most affordable auto and home insurance package. The company offers an 18% discount for bundling, a savings of $338.

State Farm auto insurance policies come with various add-on options. Roadside assistance coverage, for instance, helps drivers who lock themselves out of their cars, run out of gas, require a tow or have a dead battery. Rental car and/or trip reimbursem*nt includes up to $500 in deductible for travel expenses and compensation if you are responsible for an accident involving your rental car.

State Farm home insurance offers coverage for vandalism to your property if it has been vacant and empty of contents for more than 30 days. It also provides earthquake or volcanic explosion coverage. If you are a homeowner association (HOA) member, State Farm’s loss assessment coverage pays your share of a covered loss the HOA charges its members.

COMPANY HIGHLIGHTS

Allstate offers the second-best car and home insurance combination in Massachusetts. Although more expensive than State Farm, it compares favorably in terms of customer satisfaction. Allstate also offers more discounts.

Allstate car insurance offers a variety of distinctive pricing and coverage choices. Media, portable electronic devices and customized parts are all covered by a car insurance policy. Allstate auto insurance clients can purchase customized parts coverage that protects bars, taller roofs, personalized murals and unique carpets. Policyholders who make on-time payments for at least a year can benefit from Allstate's responsible payment discount.

Allstate homeowners insurance allows you to add extras like energy-efficiency coverage, which pays the additional costs of purchasing an energy-efficient replacement if your appliances or other equipment is destroyed. You can also opt for yard and garden insurance to cover trees, landscaping and lawn mowers. On the other hand, home-sharing insurance provides additional protection for your possessions when you rent out your property.

USAA

USAA got perfect home and car insurance ratings while offering fewer discounts than other firms.

With USAA's accident forgiveness policy, USAA auto insurance customers who go five years without an accident won't get charged a fee for their first at-fault accident. The insurer offers roadside assistance coverage for towing, car unlocking, battery jumpstarts, tire replacements and gasoline deliveries.

USAA homeowners policyholders can get home rental insurance. Whether you're renting out a room or your entire house, Home Sharing coverage can protect you and your guests. The company also offers coverage for earthquake damage.

State Farm

In Massachusetts, State Farm offers the most affordable combination of car and home insurance. It charges $1,562 per year for an auto and home insurance bundle, about 18% less than if you purchase the policies separately.

State Farm provides various discounts for both its home and auto insurance policies. With the new vehicle discount, you can reduce the cost of medical payments coverage if your automobile was made in 1994 or after. Depending on your property's age, you can also save money with new home discounts.