Best Looking Credit Cards of 2024
Best Looking Premium Rewards Card
The Platinum Card® from American Express
On American Express's Website
4.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On American Express's Website
5X Reward Rate
Earn 5 Membership Rewards Points per dollar on prepaid hotels booked with American Express Travel and on flights booked directlyRead More
Welcome Bonus
Earn 80,000 points
Annual Fee
$695
Regular APR
See Pay Over Time APR
Credit Score
Good,Excellent(700 - 749)
Our Expert Take
The Platinum Card® from American Express’s classic design has a certain cachet about it, but you can also choose from two special designs by contemporary artists.
Why We Like It
The card offers more premium perks than any other travel credit card on the market.
What We Don’t Like
The annual fee is high and some perks can be hard to maximize.
Who It’s Best For
Frequent travelers who are looking to elevate their travel experience.
Expert Commentary
Ben Nickel-D'Andrea
Credit Cards Writer
Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare.Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.
Ben Nickel-D'Andrea
Ben Nickel-D'Andrea
Credit Cards Writer
Ben is a credit cards and luxury travel writer, an immigrant with three citizenships and a husband. He speaks English, Spanish and Italian, has a background in linguistics and languages, and travels the world for the love of it. You'll find him flying up front in first or business class all over the world and enjoying food from fine dining to street fare.Ben unpacks the complex network of loyalty programs across the credit card and travel industries with his simple and easy-to-understand, yet relatable, explanations. A nature enthusiast at heart, he lives in Seattle with his husband Jon and their beagle.
Credit Cards Writer
Being an Amex Platinum cardholder grants access to the International Airline Program, which can save you money on first and business class seats on more than 20 airlines as well as premium economy tickets for you and up to seven traveling companions. Start your search on the Amex Travel website to find international flights departing or arriving in the U.S. on any of those premium cabins.
Pros & Cons
- High reward potential on flights and hotels booked through American Express Travel
- Multiple credits can help justify the fee
- Comprehensive airport lounge access
- Luxury travel benefits and elite status with Hilton and Marriott with enrollment
- Very high annual fee
- Maximizing the statement credits takes some work and could be impractical for many
- Reward rate outside of travel is sub-par for a premium card
Card Details
- Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
- Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peaco*ck, and The Wall Street Journal. Enrollment required.
- The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
- $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
- Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That’s up to $50 in statement credits semi-annually. Enrollment required.
- Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
- $695 annual fee.¤
- Terms Apply.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
4.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On American Express's Website
Up to 4X Reward Rate
Earn 4X Membership Rewards® points at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X; EarnRead More
Welcome Bonus
Earn 60,000 points + earn up to $100 back
Annual Fee
$325
Regular APR
See Pay Over Time APR
Credit Score
Excellent/Good(700 - 749)
Our Expert Take
The American Express® Gold Card’s rose gold design option is stunning, but you can also go for the bold classic gold look or white gold.
Why We Like It
The card offers impressive rewards at U.S. supermarkets and restaurants worldwide and valuable dining perks (Terms apply, see rates & fees).
What We Don’t Like
The annual fee is steeper than most and maximizing the card’s perks can be costly.
Who It’s Best For
Foodies and families looking to maximize their rewards on eating out or cooking at home.
Expert Commentary
Barbara King
Credit Cards Writer
Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.
Barbara King
Barbara King
Credit Cards Writer
Always dreaming about the next destination, credit cards specialist Barbara King is an avid traveler who optimizes her adventures through the use of points and miles. Barbara has earned and redeemed millions of credit cards points which has enabled her to explore over 50 countries on six continents, enjoying both budget and luxury travel.
Credit Cards Writer
This card makes it easy to earn Membership Rewards points while doing regular grocery shopping since the card earns bonus points at supermarkets. And for the nights that cardholders don’t want to cook, they can make use of the monthly dining and Uber credits (which can be used on Uber Eats orders).
Pros & Cons
- High rewards earnings possibilities
- Points transfer option to many partners
- Add up to five authorized users for no additional annual fee
- Can choose from regular, white gold or rose gold versions
- Most credits are doled out monthly and can be cumbersome to redeem
- Limited options to carry a balance
- High APR for pay over time feature*
Card Details
- Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
- Get the American Express® Gold Card in either the Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
- $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at Dunkin’ locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges with every booking of two nights or more through AmexTravel.com. Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best Looking Travel Card
Capital One Venture Rewards Credit Card
4.6
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5X Reward Rate
Earn 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel. Earn 5X miles on CapitalRead More
Welcome Bonus
Earn 75,000 bonus miles
Annual Fee
$95
Regular APR
19.99% - 29.99% (Variable)
Credit Score
Excellent, Good(700 - 749)
Our Expert Take
The Capital One Venture Rewards Credit Card‘s subtle passport stamp design will keep travel on your mind every time you use it.
Why We Like It
The card offers solid rewards on everyday spending and more flexible travel redemption options than most other travel cards.
What We Don’t Like
There are very few annual perks that help offset the card’s annual fee (rates & fees).
Who It’s Best For
Casual travelers who want flexible travel rewards.
Expert Commentary
Kimberly Shearer
Credit Cards Writer
Kimberly Shearer is a credit cards enthusiast, family travel blogger and mom of three boys who lives in the Philadelphia area. She is an extreme couponer turned points and miles enthusiast who loves using credit card points to spoil her family on nearly free vacations. She has been perfecting the fine art of traveling with kids since 2009 and uses her blog, podcast and social media to teach other parents how to travel more for less.
Kimberly Shearer
Kimberly Shearer
Credit Cards Writer
Kimberly Shearer is a credit cards enthusiast, family travel blogger and mom of three boys who lives in the Philadelphia area. She is an extreme couponer turned points and miles enthusiast who loves using credit card points to spoil her family on nearly free vacations. She has been perfecting the fine art of traveling with kids since 2009 and uses her blog, podcast and social media to teach other parents how to travel more for less.
Credit Cards Writer
The Capital One Venture Rewards card is extremely low maintenance as far as travel reward cards go. It provides consistent value and flexibility when it comes to earning and redeeming points for travel and is an excellent alternative for anyone a bit leery of the high Capital One Venture X Rewards Credit Card annual fee (rates & fees).
Pros & Cons
- Solid rewards rate
- Global Entry or TSA PreCheck® statement credit (up to $120)
- No foreign transaction fees
- Miles are easy to redeem either via partner transfers or by applying against travel purchases
- $95 annual fee
- No introductory APR on purchases or transfers
Card Details
- Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
- Earn unlimited 2X miles on every purchase, every day
- Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options
- Miles won’t expire for the life of the account and there’s no limit to how many you can earn
- Receive up to a $120 credit for Global Entry or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty programs
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
4.4
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
On Discover's Website
Up to 5% Reward Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations,Read More
Welcome Bonus
Cashback Match™
Annual Fee
$0
Regular APR
18.24% - 28.24% Variable APR
Credit Score
Excellent/Good
Our Expert Take
Discover allows you to choose from scores of beautiful designs, so your Discover it® Cash Back card can match your personality.
Why We Like It
The card offers impressive rewards on rotating everyday spending categories and a welcome offer with huge potential.
What We Don’t Like
Bonus rewards are capped on a quarterly basis, activation is required and the base rewards rate is low.
Who It’s Best For
People looking to maximize their rewards on a wide variety of spending categories throughout the year.
Expert Commentary
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert
The quarterly categories are the highlight of the Discover it® Cash Back. You’ll often find broad options on its rotating list of categories, such as restaurants, drug stores, gas stations and groceries, which makes it easy for almost any household to take advantage of them. Just don’t get tripped up by forgetting to activate the categories at the start of each quarter, because you can’t do it retroactively to earn bonus cash back on your past purchases.
Pros & Cons
- 5% cash back on quarterly rotating spending categories throughout the year (activation required)
- Discover will automatically match all the cash back you’ve earned at the end of your first year
- No minimum cash-back redemption
- 5% bonus cash-back rate is limited to $1,500 per quarter in spending
- Bonus categories must be activated quarterly
- Low 1% base reward rate on everything else
Card Details
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
- Redeem your rewards for cash at any time.
- Apply and you could get a decision in as little as 60 seconds.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- Get a 0% intro APR for 15 months on purchases. Then 18.24% to 28.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Terms and conditions apply.
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Best No Annual Fee Metal Card
Bilt World Elite Mastercard® *
4.0
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3x Reward Rate
Earn 1x on rent payments with no transaction fee (on up to 100,000 points each calendar year). 2x points onRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
See terms
Credit Score
Good/Excellent(700 - 749)
Our Expert Take
You may be surprised that the Bilt World Elite Mastercard®*’s understated black metal design comes with no annual fee ().
Why We Like It
It’s the only credit card on the market that offers rewards on rent payments (up to 100,000 points in a calendar year) and no transaction fees for rent payments.
What We Don’t Like
There’s no welcome bonus, and you’ll need to meet transaction requirements to earn rewards on rent (rewards & benefits).
Who It’s Best For
Renters who want flexible and valuable rewards options.
Expert Commentary
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Julian Kheel
Julian Kheel
Credit Cards and Travel Rewards Expert
With over 15 years of professional experience studying credit cards and travel loyalty programs, Julian Kheel has served as CNN’s senior editor covering travel and credit cards, as well as the editorial director for The Points Guy, and worked as a consultant for the biggest airlines. He is currently the CEO of Tripsight Inc., an award tools company that recently released Points Path, the first browser extension that automatically adds the prices of flights in miles into Google Flights search results to help travelers decide when to best use their travel rewards.
Julian first learned the ins and outs of credit card rewards and travel loyalty programs while flying more than 200,000 miles a year as a TV producer and director for World Wrestling Entertainment. (And yes, of course it’s all real.) He has previously written about travel and credit cards for U.S. News & World Report, Upgraded Points and Going, and created weekly columns for the travel websites Frequent Miler and Travel Codex.
In addition to appearing as a TV analyst to discuss travel and loyalty programs on national segments for CNN, Bloomberg News, CNBC’s “Squawk Box,” Yahoo Finance and Cheddar TV, Julian has also been featured on ABC and CBS Radio, and has been quoted in The Washington Post, The Wall Street Journal, and the Chicago Tribune on travel-related topics as well.
Credit Cards and Travel Rewards Expert
It’s almost impossible to earn rewards on what is the biggest monthly expense for many people, which is why anyone who pays rent should have a Bilt Mastercard in their wallet. Not only will you earn points just from paying your rent (up to 100,000 points in a calendar year), you’ll do it without being charged a fee for the transaction, and Bilt points are among the most versatile travel points around. (Pro Tip: Don’t redeem Bilt points to pay rent when you can get much more value for them for travel!).
Pros & Cons
- Earn rewards on rent
- No annual fee
- Primary car rental and cellphone insurance
- Points can be transferred to partners
- Requires five card transactions per statement period to earn rewards
- No welcome bonus
- Rewards outside of rent spend are relatively low compared to other cards
Card Details
- No annual fee
- Earn 1 point per dollar spent on rent payments (on up to 100,000 points each calendar year)
- Earn 2 points on eligible travel
- Earn 3 points on dining and 1 point on other eligible purchases
- Cell phone protection
- No foreign fees
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Most Fun Looking Card
Disney® Premier Visa® Card *
3.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 5% Reward Rate
Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com; Earn 2% on cardRead More
Welcome Bonus
$300 statement credit
Annual Fee
$49
Regular APR
19.24% - 28.24% variable
Credit Score
Good/Excellent(700 - 749)
Our Expert Take
The Disney® Premier Visa® Card* offers fun design options for fans of Disney, Star Wars and Marvel.
Why We Like It
You’ll save significantly on eligible Disney merchandise.
What We Don’t Like
Rewards on everyday purchases are subpar, and redemption options are limited.
Who It’s Best For
Disney loyalists who want to earn rewards toward their next Disney experience.
Pros & Cons
- Choose from 10 different card designs.
- Reasonable ongoing APR for purchases and balance transfers.
- Enticing perks and discounts to satisfy your Disney needs.
- Special APR offer period is short and only applies to Disney vacation purchases
- No balance transfer intro APR offer
- Foreign transaction fee
- Limited redemption options
Card Details
- Earn $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening.
- Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com
- Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations
- Plus, earn 1% on all your other card purchases
- Redeem Rewards Dollars for a statement credit toward airline travel
- Redeem Rewards Dollars toward most anything Disney and Star Wars at most Disney locations, including Theme Park tickets, Resort stays, shopping, dining and more
- Save 10% on select Disney purchases at shopDisney.com
- 10% off select merchandise credit card purchases of $50 or more at select locations at the Disneyland® and Walt Disney World® Resorts and aboard Disney Cruise Line ships
Earn $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening.
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Most Minimalist Design Credit Card
Apple Card *
2.8
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn 3% back on eligible purchases from Apple including the Apple Store, apple.com, the App Store and iTunes; 2% backRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
19.24% to 29.49% variable
Credit Score
Excellent/Good(700 - 749)
Our Expert Take
The Apple Card*‘s simplicity will make minimalists swoon.
Why We Like It
You don’t have to wait to get your cash back, and Apple Pay purchases earn a solid rewards rate.
What We Don’t Like
Bonus rewards are merchant based rather than category based, limiting its potential.
Who It’s Best For
Apple users who prefer to pay with their digital wallet.
Pros & Cons
- Cash back can be accessed each day
- Innovative security features
- No annual fee
- Unique numberless titanium card
- Low 1% cash back rate on purchases made outside of Apple or Apple Pay
- Requires Apple hardware and Apple Pay
- No welcome bonus
- Physical card must be requested
Card Details
- Earn 3% back on eligible purchases from Apple including the Apple Store, apple.com, the App Store and iTunes
- Earn 2% back on purchases when using Apple Pay
- Earn 1% back on all other purchases
- No annual, late, foreign transaction, penalty or maintenance fees
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Most Cleverly Designed Card
Venmo Credit Card *
2.7
Forbes Advisor created additional star ratings so that you can see the best card for specific needs. This card shines for this use, but overall the star ratings may differ when compared to other cards.
Up to 3X Reward Rate
Earn up to 3% cash back per dollar spent on your top spend category; Earn 2% cash back on theRead More
Welcome Bonus
N/A
Annual Fee
$0
Regular APR
20.49% - 29.49% variable
Credit Score
Good/Excellent(700 - 749)
Our Expert Take
The Venmo Credit Card* comes with a unique QR code linked to your Venmo account, making it easier to split the bill when you’re out with friends.
Why We Like It
You can earn solid rewards in your top eligible spending category.
What We Don’t Like
Eligible bonus rewards categories are limited, and the card’s base rewards rate is a measly 1%.
Who It’s Best For
Frequent Venmo users who want the convenience the card’s design offers.
Pros & Cons
- No annual fee
- No foreign transaction fees
- Earn bonus cash back in your top spend categories
- Cash-back rewards may be automatically redeemed for cryptocurrency (terms apply)
- No low introductory APR period
- You need a Venmo account in good standing that’s been open for at least 30 days to apply
- Rewards must be transferred to your Venmo account to cash out
Card Details
- No annual fee
- Automatically earn up to 3% cash back on your top spend category
- Earn 2% on the next category
- Earn 1% on the rest of your purchases
- The Venmo Credit Card lets you earn custom cashback rewards and syncs seamlessly with the Venmo app
- Keep tabs on card activity in the app, right with all your Venmo spending – every purchase, payment, split, and reward
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Here’s a Summary of the Best Looking Credit Cards
Credit Card
The Platinum Card® from American Express
American Express® Gold Card
Capital One Venture Rewards Credit Card
Discover it® Cash Back
Bilt World Elite Mastercard® *
Disney® Premier Visa® Card *
Apple Card *
Venmo Credit Card *
Credit Card
Best For
Credit Score
Annual Fee
Welcome Bonus
The Platinum Card® from American Express
Best Looking Premium Rewards Card
Good,Excellent
$695
Earn 80,000 points
American Express® Gold Card
Most Stylish Looking Card
Excellent/Good
$325
Earn 60,000 points + earn up to $100 back
Capital One Venture Rewards Credit Card
Best Looking Travel Card
Excellent, Good
$95
Earn 75,000 bonus miles
Discover it® Cash Back
Most Variety in Credit Card Designs
Excellent/Good
$0
Cashback Match™
Bilt World Elite Mastercard® *
Best No Annual Fee Metal Card
Good/Excellent
$0
N/A
Disney® Premier Visa® Card *
Most Fun Looking Card
Good/Excellent
$49
$300 statement credit
Apple Card *
Most Minimalist Design Credit Card
Excellent/Good
$0
N/A
Venmo Credit Card *
Most Cleverly Designed Card
Good/Excellent
$0
N/A
Credit Score ranges are based on FICO® credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Earn $300 statement credit after you spend $1000 on purchases in the first 3 months from account opening.
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