Best Credit Cards with a $50,000 Credit Limit (2024)

The best credit card with a $50,000 credit limit is the Chase Sapphire Preferred card. In addition to a credit line of at least $50,000 , the card offers 1 - 5 points per $1 on purchases and gives new cardholders an initial bonus of 60,000 points for spending $4,000 within the first 3 months.

You will need good credit or better to get the Chase Sapphire Preferred card. Credit cards with $50,000 credit limits usually accept applicants with excellent credit.

It’s worth noting that a card’s minimum credit limit is not necessarily the credit limit you will get. Credit card issuers consider three essential factors, among others, when deciding your credit limit for an unsecured credit card – your credit history, income and existing debt. Your credit history reflects how responsible you have been as a borrower in the past. Your disposable income indicates how much spending power you can comfortably take on.

With secured credit cards, your credit limit usually equals the amount of your refundable security deposit. In other words, you can get a $50,000 limit by placing a $50,000 security deposit, and you could get a higher limit by placing a higher deposit.

For more credit card options, you can check out WalletHub’s editors’ picks for the best high limit credit cards of 2024.