Best Credit Cards for a 710 Credit Score 2024 (2024)

FAQs

What is the best credit card for a 710 credit score? ›

One of the best credit cards for a 710 credit score is Chase Freedom Unlimited®. In fact, this card is considered one of the best credit cards on the market. This card offers 1.5 - 5% cash back spent on purchases and also gives the opportunity to save on interest.

Usually, any credit score above 750 and as close to 900 is considered good by financial institutions. Several Banks do accept a credit score between the range of 700-750 for credit card approval. Few banks also consider the approval of credit cards for applicants with even low credit scores.

A credit score of 566-603 is considered fair. A credit score of 604-627 is good. A score of 628-710 is considered excellent (reference: https://www.finder.com/uk/transunion).

Probably. Credit score is certainly not the only factor at play when lenders look at mortgage applications, but generally, a higher score will allow you to secure a lower mortgage rate. Typically, conventional lenders want to see a score of at least 620.

In most cases, you need at least good credit to get approved for an American Express card, which FICO typically defines as a score of 670 or higher. Other banks also issue American Express cards.

The “prime range” runs from 661 through 780. If your credit score is anywhere between 700 to 709, you are in the middle of this segment, and you can get competitive rates to finance your vehicle. However, these depend on your shopping habits, income, and debt-to-income ratio.

You may struggle to find a lender that will approve a $50,000 loan for folks with poor or bad credit. A "poor" credit score is considered 580 or under. Most lenders require at least a "fair" score of around 670. That said, some lenders will approve loans for bad credit, but at the cost of much higher interest rates.

Can I get a $100,000 loan with a 700 credit score? ›

The highest personal loan amount you can usually find is $100,000. While you may qualify for a $100,000 personal loan with a 700 credit score, it's not guaranteed. If you have a lot of debt or an unfavorable debt-to-income ratio, some lenders may limit how much they are willing to loan.

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 420 FICO^® Score is significantly below the average credit score. Many lenders view consumers with scores in the Very Poor range as having unfavorable credit, and may reject their credit applications.

Simply put, there is no “more accurate” score when it comes down to receiving your score from the major credit bureaus.

What is the average credit score? The average FICO credit score in the US is 717, according to the latest FICO data. The average VantageScore is 701 as of January 2024.

710 Credit Score: What You Need to Know. If your credit score is 710, you are right in the middle. According to Experian, the average American consumer has a FICO Score of 714 as of 2021, and anything in the range of 670 to 739 is generally considered to be a good credit score.

A credit score of about 700+ will likely qualify you for just about any credit card, including those with cash back rewards, lower annual percentage rates (APRs) and more. However, there are plenty of cards you can get with a score lower than this (more on that later).