Best Credit Cards for a 350 Credit Score 2024 (2024)

FAQs

What credit card can I get with a 350 credit score? ›

The best credit card for a 350 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

Maria Adams, Credit Cards Moderator

A credit score of 700 or better is typically needed for a card that offers a $5,000 credit limit.

You can “fix” a bad credit score by paying bills on time, keeping credit card balances low and adding positive payment history to your credit report with a secured credit card or credit-builder loan.

One of the easiest high limit credit cards to get is the Citi Double Cash® Card. This card offers a minimum credit limit of $500 and cardholders report getting a starting credit limit as high as $11,500. The Citi Double Cash Card has a $0 annual fee and requires at least fair credit for approval.

Yes, $25,000 is a high credit card limit. Generally, a high credit card limit is considered to be $5,000 or more, and you will likely need good or excellent credit, along with a solid income, to get a limit of $25,000 or higher.

No credit card has guaranteed approval, but the Chime Credit Builder Secured Visa^® Credit Card and the OpenSky^® Secured Visa^® Credit Card are two options with very high approval rates and no credit check requirement.

What is the strongest credit card in the world? ›

What is the most prestigious credit card? One of the world's most prestigious credit cards is the Centurion® Card from American Express*. Though there may be other cards with more elaborate benefits, those cards are kept well under wraps.

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent.

You need a credit score of 550 to 750 to be approved for most unsecured credit cards. The higher your credit score is, the better your chances of getting approved for one of the best credit cards with no security deposit will be.

A 350 credit score can be a sign of past credit difficulties or a lack of credit history. Whether you're looking for a personal loan, a mortgage or a credit card, credit scores in this range can make it challenging to get approved for unsecured credit, which doesn't require collateral or a security deposit.

Adam McCann, Financial Writer

The best credit card for a 300 score is the OpenSky® Secured Visa® Credit Card because it does not require a credit check and its annual fee is relatively low at $35.