As incomes rise, more and more Indians are traveling abroad for leisure. When traveling internationally, your regular credit cards may not be useful, so you should look for the best credit cards for international travel. The reason for this is as follows. Traveling outside India or transacting online in foreign currency always requires you to pay a currency conversion fee.
An Indian credit card transaction involving a non-INR currency is subject to a foreign currency markup. Fees can range up to 3.5% plus GST. A 100 USD purchase could end up costing almost 104 USD with the forex markup! We can save on this charge if we use the best credit card for international travel and spending that offers good rewards and reduced forex markups. We list the best credit cards for international travel and spending in this post.
Best Credit Card For International Transactions
1. Standard Chartered Emirates World credit card
The card does come with a substantial joining fee of 6,000, however it comes with a number of benefits that make it a great choice if you are a frequent and avid traveler. Here are some of its remarkable features:
2. HDFC Regalia credit card
You can use this credit card to travel around the world at a manageable cost. You can join this group for a small annual fee of 2,500 and receive priority pass membership. This credit card gives you access to the following benefits:
3. YES First Preferred credit card
Upon joining, you will receive priority pass membership along with domestic lounge access under a special program sponsored by the bank. This card also offers the following benefits:
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4. American Express platinum travel credit card
Get attractive travel vouchers at different spending levels when you join with a basic membership fee of 3,500. Other features of this card include:
5. Citi premier miles credit card
At different spending levels, the card rewards users with ‘miles’. Additionally, you can redeem your mile points to book air tickets with this card and access airport lounges. This card also has the following features:
6. Air India SBI Signature credit card
You can get this card at an annual fee of 5,000 if you want a complimentary membership to an Air India flyer program. The card also gives you priority access to a complimentary pass membership. This card has the following striking features:
7. Axis Bank Vistara Signature credit card
Those who travel frequently may benefit from the special benefits of this card. In addition to offering discounts and rewards, this card also offers some of the best features, such as: