Key Takeaways
- The best car warranty companies have strong industry reputations, plenty of coverage options, affordable costs, transparency into their processes and positive customer experiences.
- Endurance is our top pick for the best car warranty company and we give it our award for Best Comprehensive Coverage.
- A typical car warranty will cost $2,500 on average, but the total cost of a plan can range from around $1,000 to $5,000 or more depending on the vehicle, coverage level and other factors.
View Plans For Our #1 Provider – Endurance
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Endurance
4.6
Reputation:8.8/10
Coverage:9.7/10
Cost:9.1/10
Transparency:9.5/10
Customer Experience:8.5/10
Quick Facts
- BestComprehensive Coverage
- Mileage Covered: Unlimited mileage
- Longest Warranty Term: Up to 8 years
- Money-Back Guarantee: Up to 30 days
- Coverage Options:6 different plans to choose from
- Discounts: $300 same-day signup discount, $250 shopping voucher and others
Plan Coverage and Perks
| Plan coverage includes | Endurance Elite perks™ |
|---|---|
| Exclusionary plan | One-year membership for free |
| Powertrain plan | Tire repair and replacement |
| Maintainance coverage with Endurance Advantage | Key fob replacement |
| Roadside assistance | Total loss protection |
| Towing | Collision discount |
| Rental car | $250 rewards voucher |
| Trip interruption coverage | Endurance Protect app |
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There are nearly 300 extended warranty providers in the U.S. today — all competing for your business. In the extended warranty industry even the most reputable providers struggle with maintaining high ratings, positive customer satisfaction and experience.
In order to find the best car warranty companies and give you the most peace of mind, we at the MarketWatch Guides team have compared over 40 providers and have narrowed your search down to our top five. In this article, we will discuss each company in detail, focusing on business practices and industry reputation as well as the most important factors to think about when considering a car warranty company.
What Are the Best Extended Car Warranty Companies?
Here’s a quick breakdown of our top five extended car warranty providers:
| Extended Car Warranty Company | Our Overall Rating (Out of 10) | Our Award |
|---|---|---|
| Endurance | 9.3 | Best Comprehensive Coverage |
| autopom! | 9.2 | Best Customer Service |
| Carchex | 9.1 | Best Industry Reputation |
| Everything Breaks | 8.7 | Best Contract Term Selection |
| Omega Auto Care | 8.7 | Best Maintenance Benefits |
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We’ve conducted 505 hours of research looking into auto warranty companies throughout the industry. In addition to cost and coverage options, the factors we use to determine the best car warranty companies on the market heavily focus on industry reputation and customer experience. We also consider how transparent each company is and whether or not it shares coverage terms and conditions. Sites such as the Better Business Bureau (BBB) and Trustpilot also play a role in our rankings.
Learn more about our methodology and editorial guidelines.
#1 Endurance: Best Comprehensive Coverage
Call Endurance at844-830-9923
Pros and Cons
Pros
- Direct provider
- Comprehensive coverage plans with routine maintenance options
- Plans honored at repair shops nationwide
- No mileage caps
Cons
- Endurance Elite benefits only free for one year
- Not always the cheapest extended warranty option
Why We Chose Endurance
Endurance is our pick as the best overall car warranty company and named Best Comprehensive Coverage. As one of the few direct providers, Endurance handles claims without a separate administrator. This means you’ll work with the same service representatives when filing a claim as you did when getting a quote, which can lead to a hassle-free repair process.
Endurance Warranty Coverage
Endurance offers coverage levels ranging from powertrain protection to exclusionary plans:
| Endurance Warranty Plan | What it Covers |
|---|---|
| Supreme | As the most comprehensive plan, Supreme covers nearly all mechanical and electrical components other than a few exclusions. |
| Superior | Superior is the highest level of stated-component coverage and takes care of most major systems. |
| Secure Plus | Along with some electrical components, Secure Plus covers your car’s powertrain, air conditioning, brakes and steering. |
| Secure | Secure is the most budget-friendly plan, protecting the engine, transmission and water pump. |
| Select Premier | This plan is tailored to used cars and covers the powertrain, electrical system, cooling system, air conditioning and heating and fuel systems. |
| Endurance Advantage | Advantage’s three sub-tiers (Prime, Plus and Preferred) combine stated-component coverage and prepaid maintenance services like oil changes. |
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Endurance customers get one free year of Endurance Elite Benefits with their extended warranty plan, which includes perks like key fob replacements, total loss protection and tire repairs or replacements. A vehicle service contract from Endurance can last for up to eight years with no mileage limit.
Endurance Warranty Cost and Payment Terms
You can pay for an Endurance vehicle service contract up front or break it into monthly payments. According to quotes we received in April 2024, Endurance warranty plans cost between $97 and $115 per month for a 30-month/40,000-mile term length. Total costs for a variety of plan options range from $2,944 to $3,468.
Keep in mind that Endurance auto protection costs can vary depending on the vehicle and level of coverage.
Endurance Warranty Reputation
Endurance currently has an A- rating from the BBB, but isn’t accredited by the organization. Customers on the platform give Endurance an average rating of 3.7 out of 5 stars. Endurance has a weighted average rating of 3.6 out of 5 stars on Trustpilot, with 73% of customer reviews in the four or five-star tier.
Read more: Endurance Warranty Review
#1 Endurance
Best Comprehensive Coverage
9.3/10
Coverage Levels:6Monthly Cost:$97 to $115Mileage Cap:Unlimited
Pros Direct provider Comprehensive coverage plans with routine maintenance options Plans honored at repair shops nationwide No mileage caps Cons Endurance Elite benefits only free for one year Not always the cheapest extended warranty option
Why We Chose Endurance
Endurance is our pick as the best overall car warranty company and named Best Comprehensive Coverage. As one of the few direct providers, Endurance handles claims without a separate administrator. This means you’ll work with the same service representatives when filing a claim as you did when getting a quote, which can lead to a hassle-free repair process.
Endurance Warranty Coverage
Endurance offers coverage levels ranging from powertrain protection to exclusionary plans:
| Endurance Warranty Plan | What it Covers |
|---|---|
| Supreme | As the most comprehensive plan, Supreme covers nearly all mechanical and electrical components other than a few exclusions. |
| Superior | Superior is the highest level of stated-component coverage and takes care of most major systems. |
| Secure Plus | Along with some electrical components, Secure Plus covers your car’s powertrain, air conditioning, brakes and steering. |
| Secure | Secure is the most budget-friendly plan, protecting the engine, transmission and water pump. |
| Select Premier | This plan is tailored to used cars and covers the powertrain, electrical system, cooling system, air conditioning and heating and fuel systems. |
| Endurance Advantage | Advantage’s three sub-tiers (Prime, Plus and Preferred) combine stated-component coverage and prepaid maintenance services like oil changes. |
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Endurance customers get one free year of Endurance Elite Benefits with their extended warranty plan, which includes perks like key fob replacements, total loss protection and tire repairs or replacements. A vehicle service contract from Endurance can last for up to eight years with no mileage limit.
Endurance Warranty Cost and Payment Terms
You can pay for an Endurance vehicle service contract up front or break it into monthly payments. According to quotes we received in April 2024, Endurance warranty plans cost between $97 and $115 per month for a 30-month/40,000-mile term length. Total costs for a variety of plan options range from $2,944 to $3,468.
Keep in mind that Endurance auto protection costs can vary depending on the vehicle and level of coverage.
Endurance Warranty Reputation
Endurance currently has an A- rating from the BBB, but isn’t accredited by the organization. Customers on the platform give Endurance an average rating of 3.7 out of 5 stars. Endurance has a weighted average rating of 3.6 out of 5 stars on Trustpilot, with 73% of customer reviews in the four or five-star tier.
Read more: Endurance Warranty Review
#2 Autopom!: Best Customer Service
Pros and Cons
Pros
- Excellent customer reviews
- Affordable rates
- Simplified but extensive coverage options
Cons
- High down payments
- Contract availability varies by location
Why We Chose Autopom!
Autopom! offers affordable vehicle service contracts that are handled by A-rated administrators. Expressed in the company name, which means automotive peace of mind, the company really stands out for having the Best Customer Experience. Customers from autopom! give the company some of the highest Trustpilot and BBB ratings of any provider we’ve ranked. We think that speaks to the company’s easy purchase process and strong claims history.
Autopom! Warranty Coverage
Autopom! offers three main levels of coverage, making it a great choice for drivers who want simplified but dependable warranty options:
| autopom! Warranty Plan | What it Covers |
|---|---|
| Exclusionary | This is autopom!’s bumper-to-bumper warranty and covers most mechanical and electrical components, aside from a small list of exclusions. |
| Mid-Level | Mid-level plans cover powertrain components in addition to the suspension, steering, cooling, braking and fuel delivery. |
| Powertrain Plus | The Powertrain Plus plans give you coverage for named components that are a part of the major systems, such as the engine, transmission and drive axle. |
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Autopom! vehicle service contracts feature rental car reimbursem*nt, roadside assistance and trip interruption benefits for covered breakdowns far from home. Some plans also feature tire protection that pays to repair damage related to road hazards such as potholes or nails.
Autopom! Warranty Cost and Payment Terms
In April 2024, we received a quote of $126 per month from autopom! for a 2016 Totoyta Tacoma with 100,000 miles for an exclusionary plan that lasts four years with unlimited miles. It’s important to note that though the plan lasts for four years, your monthly payments will only be for two years. This makes autopom! one of the most affordable companies on our list.
Autopom! Warranty Reputation
Customers generally give autopom! positive feedback online. The provider has an average rating of 4.4 out of 5 stars on Trustpilot, with 93% of reviews at the four and five-star level. Autopom! carries an A+ rating from the BBB. Although there aren’t many customer reviews on the site, the average rating stands at a strong 4.3 out of 5 stars.
Read more: autopom! Review
#2 Autopom!
Best Customer Service
9.2/10
Coverage Levels:3Monthly Cost:$60 to $130Mileage Cap:150K
Pros Excellent customer reviews Affordable rates Simplified but extensive coverage options Cons High down payments Contract availability varies by location
Why We Chose Autopom!
Autopom! offers affordable vehicle service contracts that are handled by A-rated administrators. Expressed in the company name, which means automotive peace of mind, the company really stands out for having the Best Customer Experience. Customers from autopom! give the company some of the highest Trustpilot and BBB ratings of any provider we’ve ranked. We think that speaks to the company’s easy purchase process and strong claims history.
Autopom! Warranty Coverage
Autopom! offers three main levels of coverage, making it a great choice for drivers who want simplified but dependable warranty options:
| autopom! Warranty Plan | What it Covers |
|---|---|
| Exclusionary | This is autopom!’s bumper-to-bumper warranty and covers most mechanical and electrical components, aside from a small list of exclusions. |
| Mid-Level | Mid-level plans cover powertrain components in addition to the suspension, steering, cooling, braking and fuel delivery. |
| Powertrain Plus | The Powertrain Plus plans give you coverage for named components that are a part of the major systems, such as the engine, transmission and drive axle. |
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Autopom! vehicle service contracts feature rental car reimbursem*nt, roadside assistance and trip interruption benefits for covered breakdowns far from home. Some plans also feature tire protection that pays to repair damage related to road hazards such as potholes or nails.
Autopom! Warranty Cost and Payment Terms
In April 2024, we received a quote of $126 per month from autopom! for a 2016 Totoyta Tacoma with 100,000 miles for an exclusionary plan that lasts four years with unlimited miles. It’s important to note that though the plan lasts for four years, your monthly payments will only be for two years. This makes autopom! one of the most affordable companies on our list.
Autopom! Warranty Reputation
Customers generally give autopom! positive feedback online. The provider has an average rating of 4.4 out of 5 stars on Trustpilot, with 93% of reviews at the four and five-star level. Autopom! carries an A+ rating from the BBB. Although there aren’t many customer reviews on the site, the average rating stands at a strong 4.3 out of 5 stars.
Read more: autopom! Review
#3 Carchex: Best Industry Reputation
Pros and Cons
Pros
- Covers vehicles up to 250,000 miles
- Partnerships with Kelley Blue Book (KBB), RepairPal and other top industry names
- Excellent customer service reputation
Cons
- Service can vary by administrator
- Cancellation fee
Why We Chose Carchex
With over 20 years of experience in the industry, Carchex is one of the longest-standing car warranty companies. The provider is backed by industry leaders including KBB, Edmunds.com, RepairPal and Carfax and has received several recognitions and awards. All of this led us to recognize Carchex as the provider with the Best Industry Reputation.
Carchex Warranty Coverage
Carchex offers five coverage options for cars with up to 250,000 miles, making it an excellent choice for drivers with older, higher-mileage vehicles. Here’s a quick look at the customizable levels of coverage from Carchex:
| Carchex Plan | What it Covers |
|---|---|
| Titanium | This exclusionary coverage plan applies to most vehicle components. |
| Platinum | As the highest level of stated-component coverage, Platinum covers hundreds of parts. |
| Powertrain Plus | This covers most major vehicle systems, including the powertrain elements, air conditioning and an array of electrical components. |
| Powertrain | This is basic powertrain coverage that protects the engine, transmission and drive axle. Ideal for high-mileage vehicles. |
| Extra Care | The Extra Care plan covers several key non-powertrain vehicle components, including the electrical system, steering, suspension and brakes. |
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*Some Carchex plans may not be available in all states or for all vehicles.
Although your benefits may vary depending on the contract administrator, Carchex vehicle protection plans typically come with roadside assistance, rental car reimbursem*nt and trip interruption benefits.
Carchex Warranty Cost and Payment Terms
We requested quotes from Carchex in April 2024 for three different vehicles, including a Nissan Rogue, Toyota Corolla and Toyota Tacoma. We chose a truck, SUV, and sedan to represent a variety of drivers. Based on these quotes, a Carchex warranty plan generally costs between $99 and $150 per month with unlimited/month-to-month terms.
Carchex Warranty Reputation
Carchex holds an A+ rating from the BBB with relatively few customer complaints in the past three years, especially for a company of its size. While Carchex has a 2.6-star score on Trustpilot, 83% of customers give the provider a 4-star rating or higher. Customer reviews frequently mention the company’s smooth claims process, helpful service representatives and ability to resolve issues quickly.
Read more: Carchex Warranty Review
#3 Carchex
Best Industry Reputation
9.1/10
Coverage Levels:5Monthly Cost:$110 to $150Mileage Cap:250K
Pros Covers vehicles up to 250,000 miles Partnerships with Kelley Blue Book (KBB), RepairPal and other top industry names Excellent customer service reputation Cons Service can vary by administrator Cancellation fee
Why We Chose Carchex
With over 20 years of experience in the industry, Carchex is one of the longest-standing car warranty companies. The provider is backed by industry leaders including KBB, Edmunds.com, RepairPal and Carfax and has received several recognitions and awards. All of this led us to recognize Carchex as the provider with the Best Industry Reputation.
Carchex Warranty Coverage
Carchex offers five coverage options for cars with up to 250,000 miles, making it an excellent choice for drivers with older, higher-mileage vehicles. Here’s a quick look at the customizable levels of coverage from Carchex:
| Carchex Plan | What it Covers |
|---|---|
| Titanium | This exclusionary coverage plan applies to most vehicle components. |
| Platinum | As the highest level of stated-component coverage, Platinum covers hundreds of parts. |
| Powertrain Plus | This covers most major vehicle systems, including the powertrain elements, air conditioning and an array of electrical components. |
| Powertrain | This is basic powertrain coverage that protects the engine, transmission and drive axle. Ideal for high-mileage vehicles. |
| Extra Care | The Extra Care plan covers several key non-powertrain vehicle components, including the electrical system, steering, suspension and brakes. |
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*Some Carchex plans may not be available in all states or for all vehicles.
Although your benefits may vary depending on the contract administrator, Carchex vehicle protection plans typically come with roadside assistance, rental car reimbursem*nt and trip interruption benefits.
Carchex Warranty Cost and Payment Terms
We requested quotes from Carchex in April 2024 for three different vehicles, including a Nissan Rogue, Toyota Corolla and Toyota Tacoma. We chose a truck, SUV, and sedan to represent a variety of drivers. Based on these quotes, a Carchex warranty plan generally costs between $99 and $150 per month with unlimited/month-to-month terms.
Carchex Warranty Reputation
Carchex holds an A+ rating from the BBB with relatively few customer complaints in the past three years, especially for a company of its size. While Carchex has a 2.6-star score on Trustpilot, 83% of customers give the provider a 4-star rating or higher. Customer reviews frequently mention the company’s smooth claims process, helpful service representatives and ability to resolve issues quickly.
Read more: Carchex Warranty Review
#4 Everything Breaks: Best Contract Term Selection
Pros and Cons
Pros
- Flexible contract terms
- Affordable pricing
- Four coverage options
- Unique road club program
Cons
- Average customer reviews
- One plan not transferable
Why We Chose Everything Breaks
Everything Breaks is on our top five list for offering customers multiple term options such as month-to-month, one-year or three-year contracts. The flexibility here means you don’t need to commit to long-term payment plans to get the coverage you need. For added customization, Everything Breaks offers four coverage levels with reasonable plan perks, including rental car reimbursem*nt and roadside assistance.
Everything Breaks Warranty Coverage
Everything Breaks offers four levels of coverage starting with the company’s most comprehensive plan, Top-Line, and decreasing in coverage through its Standard Powertrain option. If you need a short-term plan that offers high levels of coverage, Everything Breaks should be at the top of your list.
Vehicle service contracts available from Everything Breaks include:
| Everything Breaks Warranty Plan | What it Covers |
|---|---|
| Topline | Available for vehicles up to 20 years old with less than 125,000 miles, Topline covers most parts and repairs and functions as an exclusionary or bumper-to-bumper plan. |
| Deluxe | This stated-component plan handles repairs for named parts in vehicles that are less than 20 years old with less than 150,000 miles. Systems covered include the engine, transmission, transfer case, drive axle, AC, select seals and gaskets and more. |
| Enhanced Powertrain | A step down from the Deluxe plan, Enhanced Powertrain extends coverage to vehicles less than 20 years old with up to 240,000 miles. It covers fewer parts in the engine, transmission, drive axles, A/C, cooling systems and transfer case. |
| Standard Powertrain | Available for cars up to 20 years old with less than 240,000 miles, this plan provides essential coverage for select engines, transmissions and drive axle components. |
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Everything Breaks also features the Critical Coverage road club program that pays 50% of your repair costs instead of offering stated-component protection. This plan comes with a monthly or one-year option and includes 24-hour roadside assistance.
Everything Breaks Warranty Cost and Payment Terms
Everything Breaks is transparent when it comes to pricing. The company’s four main coverage levels cost between $80 and $120 per month with unlimited/month-to-month term lengths. The Critical Coverage plan costs about $30 per month or $359 per year.
Everything Breaks Warranty Reputation
Everything Breaks is a relatively young company that is currently building its name in the industry, which is reflected in its score in our reputation category. Despite its youth, the company has an A rating from the BBB, and customer review scores on the platform rate it 2.8 out of 5 stars, which is a decent score compared to many warranty providers.
Read more: Everything Breaks Warranty Review
#4 Everything Breaks
Best Contract Term Selection
8.7/10
Coverage Levels:5Monthly Cost:$30 to $120Mileage Cap:250K
Pros Flexible contract terms Affordable pricing Four coverage options Unique road club program Cons Average customer reviews One plan not transferable
Why We Chose Everything Breaks
Everything Breaks is on our top five list for offering customers multiple term options such as month-to-month, one-year or three-year contracts. The flexibility here means you don’t need to commit to long-term payment plans to get the coverage you need. For added customization, Everything Breaks offers four coverage levels with reasonable plan perks, including rental car reimbursem*nt and roadside assistance.
Everything Breaks Warranty Coverage
Everything Breaks offers four levels of coverage starting with the company’s most comprehensive plan, Top-Line, and decreasing in coverage through its Standard Powertrain option. If you need a short-term plan that offers high levels of coverage, Everything Breaks should be at the top of your list.
Vehicle service contracts available from Everything Breaks include:
| Everything Breaks Warranty Plan | What it Covers |
|---|---|
| Topline | Available for vehicles up to 20 years old with less than 125,000 miles, Topline covers most parts and repairs and functions as an exclusionary or bumper-to-bumper plan. |
| Deluxe | This stated-component plan handles repairs for named parts in vehicles that are less than 20 years old with less than 150,000 miles. Systems covered include the engine, transmission, transfer case, drive axle, AC, select seals and gaskets and more. |
| Enhanced Powertrain | A step down from the Deluxe plan, Enhanced Powertrain extends coverage to vehicles less than 20 years old with up to 240,000 miles. It covers fewer parts in the engine, transmission, drive axles, A/C, cooling systems and transfer case. |
| Standard Powertrain | Available for cars up to 20 years old with less than 240,000 miles, this plan provides essential coverage for select engines, transmissions and drive axle components. |
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Everything Breaks also features the Critical Coverage road club program that pays 50% of your repair costs instead of offering stated-component protection. This plan comes with a monthly or one-year option and includes 24-hour roadside assistance.
Everything Breaks Warranty Cost and Payment Terms
Everything Breaks is transparent when it comes to pricing. The company’s four main coverage levels cost between $80 and $120 per month with unlimited/month-to-month term lengths. The Critical Coverage plan costs about $30 per month or $359 per year.
Everything Breaks Warranty Reputation
Everything Breaks is a relatively young company that is currently building its name in the industry, which is reflected in its score in our reputation category. Despite its youth, the company has an A rating from the BBB, and customer review scores on the platform rate it 2.8 out of 5 stars, which is a decent score compared to many warranty providers.
Read more: Everything Breaks Warranty Review
#5 Omega Auto Care: Best Maintenance Benefits
Pros and Cons
Pros
- Offers maintenance coverage with plans
- Strong customer reviews
- Generous coverage terms and mileage limits
Cons
- Only one deductible option
- Reports of difficulty canceling coverage
Why We Chose Omega Auto Care
Omega Auto Care is a reputable warranty company that provides transparent, detailed coverage information and sample contracts for its plans. The provider takes our Best Maintenance Benefits award because each plan includes perks like oil changes, brake pad and shoe replacements, battery replacements plus maintenance for lube and cooling systems.
Omega Auto Care Warranty Coverage
Omega Auto Care provides three main coverage options for drivers, with one plan offering two upgrade options. The table below provides details on each of the plans available:
| Omega Auto Care Warranty Plan | What it Covers |
|---|---|
| Exclusionary | Exclusionary is most similar to a bumper-to-bumper warranty or a factory warranty. However, it only covers vehicles up to seven years old and with less than 100,000 miles on the odometer when purchased. |
| Used Stated | The Used Stated plan covers vehicles up to 10 years old and with less than 150,000 miles. It protects the major systems of the car, along with the heating, cooling, fuel, steering, suspension, brake and electrical systems. |
| Powertrain Enhanced | The Powertrain Enhanced plan is the highest powertrain plan upgrade and protects the main components of your vehicle in addition to the cooling system and fuel system parts. |
| Powertrain Plus | Powertrain Plus is an upgrade to the basic powertrain plan and covers additional parts for the air conditioning, heating and electrical systems. |
| Powertrain | The Powertrain plan only covers components related to the engine, forced induction, transmission, transfer case and drive axle. |
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Powertrain plans are for car models less than 15 years old and with less than 250,000 miles. Sample contracts can be found on Omega Auto Care’s website to see what is and isn’t covered under warranty. On top of that, all vehicle service contracts have a 30-day money-back guarantee if you decide your plan isn’t right for you. Just keep in mind that some Omega Auto Care reviews from its customers on Trustpilot mention difficulty canceling plans.
Omega Auto Care Warranty Cost and Payment Terms
Omega Auto Care offers average rates for its extended auto warranty plans. According to quotes we received in 2023, the average price range for a vehicle service contract is $2,880 to $3,720 depending on the level of coverage and term length you choose. The quotes we received were for a payment term of 24 months but plans could last up to 5 years/100,000 miles.
Omega Auto Care Warranty Reputation
In addition to its transparency, according to customer reviews, Omega Auto Care has a largely positive reputation. The company holds an A+ rating and 3.7 out of 5 stars from the BBB. Similarly, on Trustpilot, Omega Auto Care has a “Great” rating and 3.8 stars.
Reviews across these sites highlight helpful customer service representatives and a smooth claims and repairs process. However, some reviews mention difficulty canceling contracts, getting robocalls or being denied coverage for repairs. However, it’s worth noting that Omega Auto Care did respond to all complaints filed on the BBB.
Read more: Omega Auto Care Warranty Review
#5 Omega Auto Care
Best Maintenance Benefits
8.7/10
Coverage Levels:3Monthly Cost:$155Mileage Cap:250K
Pros Offers maintenance coverage with plans Strong customer reviews Generous coverage terms and mileage limits Cons Only one deductible option Reports of difficulty canceling coverage
Why We Chose Omega Auto Care
Omega Auto Care is a reputable warranty company that provides transparent, detailed coverage information and sample contracts for its plans. The provider takes our Best Maintenance Benefits award because each plan includes perks like oil changes, brake pad and shoe replacements, battery replacements plus maintenance for lube and cooling systems.
Omega Auto Care Warranty Coverage
Omega Auto Care provides three main coverage options for drivers, with one plan offering two upgrade options. The table below provides details on each of the plans available:
| Omega Auto Care Warranty Plan | What it Covers |
|---|---|
| Exclusionary | Exclusionary is most similar to a bumper-to-bumper warranty or a factory warranty. However, it only covers vehicles up to seven years old and with less than 100,000 miles on the odometer when purchased. |
| Used Stated | The Used Stated plan covers vehicles up to 10 years old and with less than 150,000 miles. It protects the major systems of the car, along with the heating, cooling, fuel, steering, suspension, brake and electrical systems. |
| Powertrain Enhanced | The Powertrain Enhanced plan is the highest powertrain plan upgrade and protects the main components of your vehicle in addition to the cooling system and fuel system parts. |
| Powertrain Plus | Powertrain Plus is an upgrade to the basic powertrain plan and covers additional parts for the air conditioning, heating and electrical systems. |
| Powertrain | The Powertrain plan only covers components related to the engine, forced induction, transmission, transfer case and drive axle. |
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Powertrain plans are for car models less than 15 years old and with less than 250,000 miles. Sample contracts can be found on Omega Auto Care’s website to see what is and isn’t covered under warranty. On top of that, all vehicle service contracts have a 30-day money-back guarantee if you decide your plan isn’t right for you. Just keep in mind that some Omega Auto Care reviews from its customers on Trustpilot mention difficulty canceling plans.
Omega Auto Care Warranty Cost and Payment Terms
Omega Auto Care offers average rates for its extended auto warranty plans. According to quotes we received in 2023, the average price range for a vehicle service contract is $2,880 to $3,720 depending on the level of coverage and term length you choose. The quotes we received were for a payment term of 24 months but plans could last up to 5 years/100,000 miles.
Omega Auto Care Warranty Reputation
In addition to its transparency, according to customer reviews, Omega Auto Care has a largely positive reputation. The company holds an A+ rating and 3.7 out of 5 stars from the BBB. Similarly, on Trustpilot, Omega Auto Care has a “Great” rating and 3.8 stars.
Reviews across these sites highlight helpful customer service representatives and a smooth claims and repairs process. However, some reviews mention difficulty canceling contracts, getting robocalls or being denied coverage for repairs. However, it’s worth noting that Omega Auto Care did respond to all complaints filed on the BBB.
Read more: Omega Auto Care Warranty Review
Compare the Best Car Warranty Companies
We’d recommend any of our top-ranked extended car warranty companies, but some providers are especially strong in certain areas. The following sections highlight the best companies for specific vehicle protection criteria.
Autopom! has our highest rating in the cost category and is likely your best choice if price is your top priority. The company features a streamlined selection of plans and below-average costs per year of warranty coverage.
| Company | Cost Rating |
|---|---|
| autopom! | 9.7 |
| Endurance | 9.1 |
| Carchex | 8.8 |
| Everything Breaks | 8.2 |
| Omega Auto Care | 7.7 |
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Endurance offers vehicle service contracts with no mileage limits, so it’s tough to beat the provider when it comes to protecting older vehicles with high odometer readings. Carchex, Omega Auto Care and Everything Breaks all offer coverage for cars with up to 250,000 miles.
| Company | Mileage Limit |
|---|---|
| Endurance | Unlimited |
| Carchex | 250,000 |
| Omega Auto Care | 250,000 |
| Everything Breaks | 250,000 |
| autopom! | 150,000 |
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Omega Auto Care offers vehicle protection plans that can last up to 15 years or 250,000 miles. However, we recognized Everything Breaks with our Best Contract Term Selection award because you can choose a month-to-month plan or buy coverage for terms of one or three years.
| Company | Longest Term |
|---|---|
| Omega Auto Care | 15 years |
| Carchex | 10 years |
| Endurance | 8 years |
| autopom! | 7 years |
| Everything Breaks | 3 years |
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We gave autopom! our Best Customer Service award because the company receives consistently high marks from customers online. One of our team members recently purchased a plan from autopom! and found this reputation to be well deserved, with friendly and helpful service throughout the process and no pushy sales tactics.
| Company | Customer Experience Rating |
|---|---|
| autopom! | 9.3 |
| Everything Breaks | 8.4 |
| Endurance | 7.8 |
| Omega Auto Care | 7.2 |
| Carchex | 6.8 |
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How To Choose the Best Car Warranty Company
There’s a lot to consider when trying to find the right car warranty company for your needs. The following tips will help you navigate your many options and make the best vehicle protection decision.
To figure out what level of coverage you need, take into consideration your vehicle’s reliability and your capacity to pay for potentially expensive repairs down the road. Most companies have three levels of coverage to choose from: bumper-to-bumper, mid-level and powertrain.
An exclusionary vehicle service contract also referred to as bumper-to-bumper coverage, which mimics a factory warranty, is the highest and most expensive level of coverage. A powertrain plan on the other hand is cheaper but still covers the most important components of a vehicle such as the transmission, engine and drive axles. If you’re looking for something in between, a mid-level contract may give you the peace of mind you’re looking for.
In May 2024, we conducted a survey with 1,000 participants who had purchased an extended car warranty. The most important factor when choosing a warranty provider was coverage options for 29% of respondents. In second, 25% of participants said the total cost was most important to them and the third highest factor was coverage benefits for 22% of respondents.
For the same survey we filtered the respondents to only see what the customers of our top five providers said. When asked how much they paid for their warranty plan, the majority said between $2,000 and $3,500. This tracks with our industry average of $2,500. Some paid as little as $1,000 for their vehicle service contracts, while others paid $4,500 or more to protect their cars.
What you pay for an extended auto warranty depends on the following variables:
- Vehicle make and model: Certain auto brands have higher repair and replacement part costs than others. High-end vehicles and foreign brands typically fall into this category.
- Vehicle age and mileage: Older cars with high mileage are at greater risk for serious issues and pricey repairs, which leads to higher extended warranty costs.
- Coverage level: Prices can vary significantly from a basic powertrain plan to an exclusionary plan that has only a short list of exclusions.
- Deductible: Choosing a lower deductible will lead to higher monthly payments on a vehicle service contract.
- Warranty provider: The price of a vehicle service contract will also vary from one provider to another. This is why it’s so important to compare quotes from at least three companies before buying a plan.
You can purchase extended vehicle protection plans from auto manufacturers or third-party providers. An auto manufacturer is the only true source of an “extended warranty,” as the plans sold by independent providers are actually vehicle service contracts. Aside from this technicality, the coverage you get from these sources can be quite similar.
There are two basic types of third-party warranty companies: brokers and direct providers. Endurance is a direct provider, which means there’s no middleman between you and your coverage when it’s time to file a claim. Most independent warranty companies are brokers, meaning there’s an administrator that handles the actual claims. This setup can lead to frustrating delays at times.
Along with coverage quotes, we recommend that you explore several warranty providers’ sample contracts and customer reviews as you shop for a plan. It’s also important to check each company’s BBB rating and any awards won.
MarketWatch Guides Tip
Comparing quotes and sample contracts from at least three extended warranty providers will help you find the right match for your coverage needs and budget.
Best Car Warranty Companies: The Bottom Line
Endurance, autopom!, Carchex, Everything Breaks and Omega Auto Care are our top five car warranty companies in 2024. Finding the best option for you is a matter of weighing your coverage needs, comparing quotes from multiple providers and carefully reading sample contracts.
Car Warranty Companies: FAQ
Below are some frequently asked questions about car warranty companies:
After comparing leading providers, we chose Endurance as the best coverage provider available. The company works with customers directly and offers six coverage plans — more than most competitors. Endurance contracts extend up to eight years with unlimited miles.
Extended warranties can be worth it for the peace of mind they provide. After your factory new car warranty expires, you’ll have to pay out of pocket for all car repairs. With a vehicle service contract, you’re only responsible for a deductible and the cost of the contract. Warranties are also worth it for drivers who want a predictable auto budget.
Extended warranties cover your vehicle mechanically, keeping you from paying out of pocket for expensive repairs due to a mechanical failure. Extended warranties don’t typically cover wear-and-tear items like brake pads or routine maintenance like oil changes. However, they usually do come with perks like rental car coverage and roadside assistance.
How We Rated the Best Car Warranty Companies
Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best car insurance companies. We collected data on dozens of auto insurance providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the insurers that scored the most points topping the list.
Here are the factors our ratings take into account:
- Coverage (30% of total score): Companies that offer a variety of choices for insurance coverage are more likely to meet consumer needs.
- Cost and Discounts (25% of total score): Auto insurance rate estimates generated by Quadrant Information Services and discount opportunities are both taken into consideration.
- Industry Standing (20% of total score): Our research team considers market share, ratings from industry experts and years in business when giving this score.
- Customer Experience (15% of total score): This score is based on volume of complaints reported by the NAIC and customer satisfaction ratings reported by J.D. Power. We also consider the responsiveness, friendliness and helpfulness of each insurance company’s customer service team based on our own shopper analysis.
- Availability (10% of total score): Auto insurance companies with greater state availability and few eligibility requirements score highest in this category.
Our credentials:
- 800 hours researched
- 130+ companies reviewed
- 8,500+ consumers surveyed
*Data accurate at time of publication.
If you have feedback or questions about this article, please email the MarketWatch Guides team at [email protected].
