Education HUB article
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- Balanced investment style
What is a balanced investment style?
A balanced investment style aims to achieve both capital preservation and capital growth.
Sometimes referred to as moderate investing, this style looks to balance risk and reward by investing across varying asset classes.
To invest in this style, investors are usually willing to accept some risk in order to generate potentially higher returns.
Suitable to help achieve financial goals such as:
- Saving for a deposit for a house
- Starting a new business
- Buying an investment property
- Children’s education
Timeframe
A balanced style is usually suited to investors with an investment timeframe of 3-5 years, although some funds can accommodate longer timeframes.
Asset allocation
Often, an asset allocation for a balanced portfolio would be 40% defensive assets (cash, bonds, and fixed interest) and 60% growth assets (infrastructure, listed property, and shares).
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Things you should know
Sandhurst Trustees
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