Bajaj Finserv Share Price Today (13 Sep, 2024), Bajaj Finserv Ltd.Stock Price (₹ 1894.45) Live NSE/BSE, Bajaj Finserv Shares (2024)

• Intraday fact check

  In the last 16 years, only 2.45 % trading sessions saw intraday gains higher than 5 % .

• Beating 3 Yr Revenue CAGR

  Company's annual revenue growth of 34.5% outperformed its 3 year CAGR of 21.89%. (Source: Consolidated Financials)

• Buy Signal: Bullish trend in offing

  5 day moving crossover appeared on Sep 12, 2024. Average price gain of 3.08% within 7 days of this signal in last 5 years.

• Stock Returns vs Nifty 100

  Stock gave a 3 year return of 13.1% as compared to Nifty 100 which gave a return of 47.22%. (as of last trading session)

• Bajaj Finserv Share Price Update

  Bajaj Finserv Ltd. share price moved up by 2.14% from its previous close of Rs 1,854.85. Bajaj Finserv Ltd. stock last traded price is 1,894.45

  Share Price	Value
  Today/Current/Last	1,894.45
  Previous Day	1,854.85

InsightsBajaj Finserv

Unlock Stock Score, Analyst' Ratings & Recommendations

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Analyst Trends

• Income (P&L)

• Balance Sheet

• Cash Flow

• Ratios

• MD&A

• Insights

  • Beating 3 Yr Revenue CAGR

    Company's annual revenue growth of 34.5% outperformed its 3 year CAGR of 21.89%. (Source: Consolidated Financials)

  • Employee & Interest Expense

    Company has spent 16.67% of its operating revenues towards interest expenses and 9.39% towards employee cost in the year ending Mar 31, 2024. (Source: Consolidated Financials)

  Quarterly | Annual	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
  Total Income	31,480.14	32,041.93	29,038.43	26,022.66	23,279.98
  Total Income Growth (%)	-1.75	10.34	11.59	11.78	-1.46
  Total Expenses	19,922.13	21,365.21	18,832.70	16,281.64	14,137.00
  Total Expenses Growth (%)	-6.75	13.45	15.67	15.17	-9.67
  EBIT	11,558.01	10,676.72	10,205.73	9,741.02	9,142.98
  EBIT Growth (%)	8.25	4.61	4.77	6.54	14.66
  Profit after Tax (PAT)	2,137.70	2,118.53	2,157.67	1,928.96	1,942.63
  PAT Growth (%)	0.90	-1.81	11.86	-0.70	9.82
  EBIT Margin (%)	36.72	33.32	35.15	37.43	39.27
  Net Profit Margin (%)	6.79	6.61	7.43	7.41	8.34
  Basic EPS (₹)	13.40	13.30	13.60	12.10	12.20

  Quarterly | Annual	Jun 2024	Mar 2024	Dec 2023	Sep 2023	Jun 2023
  Total Income	917.74	54.27	57.30	1,019.07	603.27
  Total Income Growth (%)	1,591.06	-5.29	-94.38	68.92	1,071.17
  Total Expenses	60.30	39.97	49.93	52.48	54.61
  Total Expenses Growth (%)	50.86	-19.95	-4.86	-3.90	44.82
  EBIT	857.44	14.30	7.37	966.59	548.66
  EBIT Growth (%)	0.00	94.03	-99.24	76.17	3,875.80
  Profit after Tax (PAT)	633.04	7.82	4.39	754.34	403.51
  PAT Growth (%)	0.00	78.13	-99.42	86.94	0.00
  EBIT Margin (%)	93.43	26.35	12.86	94.85	90.95
  Net Profit Margin (%)	68.98	14.41	7.66	74.02	66.89
  Basic EPS (₹)	4.00	0.05	0.03	4.70	2.50

  Quarterly | Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Total Revenue	1,10,383.00	82,072.01	68,438.98	60,591.57	54,351.47
  Total Revenue Growth (%)	34.50	19.92	12.95	11.48	27.57
  Total Expenses	89,016.06	65,262.07	57,168.04	50,729.05	46,050.47
  Total Expenses Growth (%)	36.40	14.16	12.69	10.16	33.66
  Profit after Tax (PAT)	8,147.79	6,417.28	4,556.77	4,470.46	3,369.13
  PAT Growth (%)	26.97	40.83	1.93	32.69	4.66
  Operating Profit Margin (%)	36.02	35.34	30.36	31.36	32.45
  Net Profit Margin (%)	7.38	7.81	6.66	7.37	6.19
  Basic EPS (₹)	51.20	40.30	286.30	280.90	211.70

  Quarterly | Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Total Revenue	1,733.91	1,147.61	729.00	392.03	815.16
  Total Revenue Growth (%)	51.09	57.42	85.96	-51.91	81.73
  Total Expenses	196.99	172.99	165.78	146.93	133.28
  Total Expenses Growth (%)	13.87	4.35	12.83	10.24	8.74
  Profit after Tax (PAT)	1,170.06	732.52	424.23	178.78	666.86
  PAT Growth (%)	59.73	72.67	137.29	-73.19	117.10
  Operating Profit Margin (%)	90.44	90.53	90.28	75.71	87.43
  Net Profit Margin (%)	68.85	68.04	68.00	55.22	85.51
  Basic EPS (₹)	7.30	4.60	26.70	11.20	41.90

  All figures in Rs Cr, unless mentioned otherwise

  See Also

  Bajaj Finserv Standalone June 2024 Net Sales at Rs 909.11 crore, up 52.74% Y-o-YBajaj Auto Ltd (NSE:BAJAJ-AUTO)Bajaj Finserv Q1 results: Net profit rises 10%, total income 35% up - CNBC TV18Bajaj Finserv Share Price Today - Bajaj Finserv Stock Price Live NSE/BSE

  View Details

• Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Total Assets	5,37,929.63	4,05,509.19	3,33,718.96	2,80,164.32	2,51,384.19
  Total Assets Growth (%)	32.66	21.51	19.12	11.45	20.55
  Total Liabilities	4,34,153.80	3,27,911.11	2,67,399.04	2,21,870.34	2,00,522.79
  Total Liabilities Growth (%)	32.40	22.63	20.52	10.65	16.60
  Total Equity	1,03,775.83	77,598.08	66,319.92	58,293.98	50,861.40
  Total Equity Growth (%)	33.74	17.01	13.77	14.61	39.16
  Current Ratio (x)	2.10	2.06	2.04	1.95	1.92
  Total Debt to Equity (x)	4.77	4.56	3.99	3.57	4.04
  Contingent Liabilities	10,146.86	9,993.71	7,880.33	5,423.33	5,853.91

  Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Total Assets	6,650.53	5,317.96	4,438.42	3,868.53	3,600.16
  Total Assets Growth (%)	25.06	19.82	14.73	7.45	11.84
  Total Liabilities	81.56	69.89	70.22	67.61	64.73
  Total Liabilities Growth (%)	16.70	-0.47	3.86	4.45	11.62
  Total Equity	6,568.97	5,248.07	4,368.20	3,800.92	3,535.43
  Total Equity Growth (%)	25.17	20.14	14.92	7.51	11.85
  Current Ratio (x)	122.59	126.96	105.63	107.24	98.41
  Total Debt to Equity (x)	0.00	0.00	0.00	0.00	0.00
  Contingent Liabilities	1,228.52	16.53	21.07	14.86	14.86

  All figures in Rs Cr, unless mentioned otherwise

  View Details

• Insights

  • Decrease in Cash from Investing

    Company has used Rs 10959.69 cr for investing activities which is an YoY decrease of 21.41%. (Source: Consolidated Financials)

  Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Net Cash flow from Operating Activities	-68,674.20	-39,479.54	-33,669.99	4,547.40	-23,369.03
  Net Cash used in Investing Activities	-10,959.69	-13,945.21	1,445.43	-3,683.80	-9,948.00
  Net Cash flow from Financing Activities	82,708.71	51,016.06	32,325.76	1,686.95	34,479.35
  Net Cash Flow	3,074.82	-2,408.69	101.20	2,550.55	1,162.32
  Closing Cash & Cash Equivalent	8,579.21	5,504.39	7,913.08	7,811.88	5,261.33
  Closing Cash & Cash Equivalent Growth (%)	55.86	-30.44	1.30	48.48	28.36
  Total Debt/ CFO (x)	-4.19	-5.36	-4.77	28.13	-5.42

  Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Net Cash flow from Operating Activities	1,311.80	787.71	610.59	169.36	638.83
  Net Cash used in Investing Activities	-1,272.65	-805.14	-565.49	-149.28	-575.48
  Net Cash flow from Financing Activities	-25.42	3.05	-47.73	-0.18	-118.97
  Net Cash Flow	13.73	-14.38	-2.63	19.90	-55.62
  Closing Cash & Cash Equivalent	20.97	7.24	21.62	24.25	4.35
  Closing Cash & Cash Equivalent Growth (%)	189.64	-66.51	-10.85	457.47	-92.75
  Total Debt/ CFO (x)	0.00	0.00	0.00	0.00	0.00

  All figures in Rs Cr, unless mentioned otherwise

  View Details

• Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Return on Equity (%)	13.50	13.82	11.32	12.47	10.76
  Return on Capital Employed (%)	13.93	13.70	11.78	13.35	14.02
  Return on Assets (%)	1.51	1.58	1.36	1.59	1.34
  Interest Coverage Ratio (x)	2.21	2.43	2.25	2.13	1.89
  Asset Turnover Ratio (x)	0.23	0.01	0.00	0.00	21.61
  Price to Earnings (x)	32.26	31.45	59.88	34.48	21.69
  Price to Book (x)	4.34	4.35	6.74	4.29	2.33
  EV/EBITDA (x)	14.28	14.78	21.26	15.42	11.97
  EBITDA Margin (%)	36.84	36.17	31.18	32.18	33.29

  Annual	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
  Return on Equity (%)	17.81	13.95	9.71	4.70	18.86
  Return on Capital Employed (%)	23.29	18.46	12.80	6.39	19.12
  Return on Assets (%)	17.59	13.77	9.55	4.62	18.52
  Interest Coverage Ratio (x)	0.00	0.00	0.00	0.00	0.00
  Asset Turnover Ratio (x)	0.28	0.22	0.15	8.36	21.66
  Price to Earnings (x)	227.27	277.78	666.67	909.09	109.89
  Price to Book (x)	39.89	38.43	62.12	40.48	20.66
  EV/EBITDA (x)	170.08	206.25	478.19	615.46	106.66
  EBITDA Margin (%)	90.64	90.83	90.96	77.15	87.80

• MANAGEMENT DISCUSSION AND ANALYSIS (FY 20-21)

  • Insurance - both head and tail winds

    From Q3 FY2021 onwards, businesses started to revive and, by the end of the year, many segments reached their pre-COVID-19 levels in terms of growth. Having said so, it needs emphasising that recovery in a few segments like passenger carrying commercial vehicles is yet to gain full momentum. On the Motor Third Party segment, where the price is fixed by means of a tariff, there was no increase in premium rates granted in FY2021 and no increase is expected for FY2022 either. This is a segment where the industry historically has loss ratios above 90%. On the claims front, lower frequency of accidents in motor insurance and non-COVID-19 health insurance claims were positive events which were partially offset by a significant occurrence of COVID-19 claims in health insurance. Average claim sizes started moving up for motor and non-COVID-19 health claims as the recovery started. Despite such challenging circ*mstances on all fronts and in spite of sharp decline in GWP in the first half of FY2021, theindustry posted growth of 4.0% for FY2021. This was largely driven by growth in health and property insurance.

  • Capital and solvency

    Paid up capital, including share premium, stood at ` 277 crore as at 31 March 2021. No fresh capital was infused in FY2021. BAGIC completed 13 consecutive years since the last capital infusion and continues to be one of the most efficient users of capital in the private sector ? as measured by the ratio of GWP to share capital and by GWP to shareholders? equity. Shareholders? equity of BAGIC was ` 7,524 crore as on 31 March 2021, versus ` 5,642 crore a year earlier. As on 31 March 2021, BAGIC?s solvency margin was at 345%, which is well above the normal regulatory requirement of 150%.

  • Provisions for expected credit losses

    Through FY2021, BFL made prudent loss provisions and write-offs based on credit weaknesses arising out of the pandemic.In FY2021, it absorbed an elevated credit loss of ` 5,969 crore versus ` 3,929 crore in FY2020. Despite such provisioning,BFL delivered a consolidated pre-tax profit of ` 5,992 crore. This validates its business model, which creates an adequatequantum of pre-impairment profitability to absorb higher losses resulting from such unforeseen events. BFL ended the year with a net NPA of 0.75% on consolidated basis. The standalone net NPA stood at 0.91%. On a consolidated basis, the provision coverage on non-NPA assets, excluding the management overlay provision, stood at 145 bps; and at 181 bps including the management overlay provision.

• Income (P&L)
• Cash Flow

• • Beating 3 Yr Revenue CAGR

    Company's annual revenue growth of 34.5% outperformed its 3 year CAGR of 21.89%. (Source: Consolidated Financials)

  • Employee & Interest Expense

    Company has spent 16.67% of its operating revenues towards interest expenses and 9.39% towards employee cost in the year ending Mar 31, 2024. (Source: Consolidated Financials)

• • Decrease in Cash from Investing

    Company has used Rs 10959.69 cr for investing activities which is an YoY decrease of 21.41%. (Source: Consolidated Financials)

• Bajaj Finserv Stock Performance

• Ratio Performance

• • CHART
  • TABLE

  Insights

  • Stock Returns vs Nifty 100

    Stock gave a 3 year return of 13.1% as compared to Nifty 100 which gave a return of 47.22%. (as of last trading session)

  • Stock Returns vs Nifty Financial Services

    Stock generated 13.1% return as compared to Nifty Financial Services which gave investors 29.86% return over 3 year time period. (as of last trading session)

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• Insights

  • Stock Returns vs Nifty 100

    Stock gave a 3 year return of 13.1% as compared to Nifty 100 which gave a return of 47.22%. (as of last trading session)

  • Stock Returns vs Nifty Financial Services

    Stock generated 13.1% return as compared to Nifty Financial Services which gave investors 29.86% return over 3 year time period. (as of last trading session)

  Ratio Performance

  NAME	P/E (x)	P/B (x)	ROE %	ROCE %	ROA %	Rev CAGR [3Yr]	OPM	NPM	Basic EPS	Current Ratio	Total Debt/ Equity (x)	Total Debt/ CFO (x)
  Bajaj Finserv	36.26	2.91	13.50	13.93	1.51	21.89	36.02	14.12	51.20	2.10	4.77	-4.19
  Jio Financial Services	141.03	1.61	1.15	1.06	1.10	80.30	82.94	86.55	2.53	1,282.56	0.00	0.00
  Chola Inv Finance	36.17	6.75	17.45	27.76	2.18	26.00	72.29	17.82	41.17	1.44	6.86	-3.77
  Shriram Finance	16.48	2.55	15.04	17.47	2.96	27.51	70.04	20.31	196.32	2.35	3.99	-6.29
  Aditya Birla Cap.	17.08	0.52	12.43	7.61	1.43	21.25	34.47	9.08	13.05	2.96	4.09	-4.55
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  See All Parameters

• Stock Returns vs Nifty 100

  Stock gave a 3 year return of 13.1% as compared to Nifty 100 which gave a return of 47.22%. (as of last trading session)

• Stock Returns vs Nifty Financial Services

  Stock generated 13.1% return as compared to Nifty Financial Services which gave investors 29.86% return over 3 year time period. (as of last trading session)

View all Mutual Fund Schemes

• Futures

• Options

• • Expiry

  Price

  1,899.7044.50 (2.40%)

  Open Interest

  33,50011,000 (32.84%)

  Open	High	Low	Prev Close	Contracts Traded	Turnover (₹ Lakhs)
  1,869.60	1,912.85	1,850.00	1,855.20	14,166	1,33,991.03

  Open Interest as of 05 Jul 2024

• Bajaj Finserv Board Meeting/AGM

• Bajaj Finserv Dividends

• Others

• Meeting Date	Announced on	Purpose	Details
  Jul 24, 2024	Jun 24, 2024	Board Meeting	Quarterly Results
  Apr 26, 2024	Apr 01, 2024	Board Meeting	Audited Results & Final Dividend
  Mar 27, 2024	Feb 22, 2024	POM	(POM date Revised)
  Jan 30, 2024	Dec 29, 2023	Board Meeting	Quarterly Results
  Dec 09, 2023	Nov 09, 2023	POM	-

• Type	Dividend	Dividend per Share	Ex-Dividend Date	Announced on
  Final	100%	1.0	Jun 21, 2024	Apr 26, 2024
  Final	80%	0.8	Jun 30, 2023	Apr 27, 2023
  Final	80%	4.0	Jun 30, 2022	Apr 28, 2022
  Final	60%	3.0	Jul 08, 2021	Apr 28, 2021
  Interim	100%	5.0	Mar 03, 2020	Feb 24, 2020

• All Types	Ex-Date	Record Date	Announced on	Details
  Splits	Sep 13, 2022	Sep 14, 2022	Jul 28, 2022	Split: Old FV5.0| New FV:1.0
  Bonus	Sep 13, 2022	Sep 14, 2022	Jul 28, 2022	Bonus Ratio: 1 share(s) for every 1 shares held
  Rights	Sep 06, 2012	Sep 08, 2012	May 16, 2012	Rights ratio: 1 share for every 10 held at a price of Rs 650.0