Features and benefits
-
Accepted at 1.5 lakh+ stores
The card is accepted across 4,000+ large and small cities. Wherever you are, walk into our partner stores and shop on EMIs.
-
Zero down payment
Get zero down payment on a wide range of products from over 1.5 lakh partner stores
-
Lower-EMI special schemes
You can opt for our special EMI schemes that offer a longer repayment tenure and reduce your monthly EMI.
-
Everything on EMIs
Shop for daily groceries, electronics, fitness equipment, home appliances, furniture and more, and split the bills into No Cost EMIs.
-
Flexible repayment tenures
Convert your purchases into monthly instalments and pay back over 1 to 60 months.
-
End-to-end digital process
The entire application process is online. It takes less than 10 minutes to complete.
Show More
Show Less
How to apply for the Insta EMI Card
Step-by-step guide to applying for the Bajaj Finserv Insta EMI Card
- Enter your 10-digit mobile number and click on “GET IT NOW” on the top of the page.
- Enter the OTP and submit.
- Enter your full name and click on “Yes, Auto-Fetch Details”
- Verify your pre-filled personal details. Select your gender and employment type and click on “PROCEED”
- Check your pre-approved offer.
- Click on Proceed to verify your KYC details.
- Post successful KYC, pay a one-time joining fee of Rs. 599/-.
- Click on ‘Activate Now’ and enter your bank account number and IFSC code to complete the e-mandate process.
- After successful e-mandate registration, your card is ready to use.
Note: The online process may differ depending on whether you are a new customer or have an existing relationship with us.
Frequently asked questions
Will I be able to use my Bajaj Finserv EMI Network Card at offline stores?
Yes. You can walk-in into any of our offline partner stores and get your product financed.
What is the Bajaj Finserv Insta EMI Card?
The Bajaj Finserv Insta EMI Card, also known as the EMI Network Card, lets you convert your purchases into No Cost EMIs. You can use it to shop for the latest products from our huge network of partner stores across 4,000+ large and small cities.
Where all can I use my Bajaj Finserv Insta EMI Card?
You will be able to use your Bajaj Finserv Insta EMI Card at offline dealer stores near you, as well as on leading e-commerce sites in our partner network.
How can I use the Bajaj Finserv Insta EMI Card?
You can use the Bajaj Finserv Insta EMI Card to shop for electronics, apparel, travel, groceries, home décor, and more. Using the Insta EMI Card is very easy. When you visit a partner/ Ecom store, select the product of your choice, choose your preferred repayment tenure, and provide your Insta EMI Card details during payment checkout; your purchase will be successfully converted into EMIs.
What merchant categories can the EMI Card be used for?
We can use the Insta EMI Card to shop for merchants like Croma, Vijay Sales, Reliance Digital, Home Town, and more. You can also use the Insta EMI Card to shop across our 1.5 lakh+ EMI Network partner stores.
How can I contact the Bajaj Finserv customer care?
You can contact us online via our customer portal ‘My Account’. You can also call us at +91 8698010101 for all your queries.
I am unable to transact with my Insta EMI Card. What could be the issue?
If you are unable to transact using the Insta EMI Card, your card might be blocked. You can check your card status on our customer portal My Account or the Bajaj Finserv app. To check your card status: Sign-in to My Account Check your card status and the reason why your card is blocked
In case your card is not blocked please check if you have completed your e-mandate. If not, you can complete it online through My Account or offline by visiting any of our EMI Network partner stores near you.
How to unblock your Insta EMI Card?
If you have blocked your card in the past and want to use it again, you can unblock it by visiting our customer portal.
- Sign-in to ‘My Account’ with your registered mobile number and the OTP.
- Enter your date of birth for verification and proceed.
- Select the card you want to unblock from ‘My Relations’.
- Click on the option ‘Unblock Card’ from the ‘Quick Actions’ section.
- Verify with an OTP sent to your registered mobile and proceed.
Get more details onhow to block/unblock your Insta EMI Card.
What is the eligibility age for the Bajaj Finserv Insta EMI Card?
You can apply for the Insta EMI Card if you are between 21 years and 65 years of age.
Click here to apply for the Insta EMI Card.
What documents are required to get the Bajaj Finserv Insta EMI Card?
No physical documents are required to get the Bajaj Finserv Insta EMI Card. You just need the following details:
- PAN Card details
- Aadhaar Card number for KYC confirmation
- Bank account number and IFSC code for e-mandate registration
What proofs are required for Insta EMI card?
To apply for a Bajaj Finserv Insta EMI Card, individuals typically need to provide certain documents as part of the application process. These documents may include:
- Identity proof: Valid government-issued identification such as an Aadhaar card, PAN card, passport, or driver's license.
- Income proof: Proof of income may include salary slips, bank statements, income tax returns, or Form 16, depending on the requirements of Bajaj Finserv.
The specific documents required may vary depending on individual eligibility criteria and the policies of Bajaj Finserv. Individuals should check the official website or contact Bajaj Finserv directly for the most accurate and up-to-date information regarding document requirements for obtaining a Bajaj Finserv Insta EMI Card.
How do I register for my e-mandate?
To register for your e-mandate, you need to:
- Share your bank account number and IFSC code
- Verify all the details entered by you
- Submit OTP for validation purposes
What are the benefits of e-mandate registration?
By registering for your e-mandate, you will:
- Never miss on your EMI payments with the auto-debit feature
- Manage your loans in an efficient manner.
When will I receive my Insta EMI Card?
The Insta EMI Card is issued digitally and gets activated online quickly. Therefore, you will not receive a physical card; simply access it on the Bajaj Finserv app.
Where can I view my Insta EMI Card details?
You can view your card details on the Bajaj Finserv app.
How do I view my Insta EMI Card details on the Bajaj Finserv app?
If you are viewing your Insta EMI Card details for the first time, follow these simple steps:
- Open the Bajaj Finserv app
- Enter your mobile number
- Enter the OTP sent to your mobile number and tap on ‘SUBMIT’
- Enter your ‘Date of Birth’ (DOB) as per your PAN Card then tap on ‘SUBMIT’
- Click on the “EMI Card” icon at the top of the page
- Next, enter your DOB again and click on ‘Link to Proceed’
- Click on ‘VIEW’ under the Card Detail section to see your card details
Why do I need the Bajaj Finserv app for my Insta EMI Card?
With the Bajaj Finserv app, you can:
- Access your Insta EMI Card and all related details
- Get exclusive offers
What merchant categories can the Insta EMI Card be used for?
You can use the Insta EMI Card to shop from merchants across various other 1.5 lakh + online and offline partner stores like:
- Amazon
- Flipkart
- Croma Store
- Home Centre
- Poorvika Mobiles
- Sangeetha Mobiles
- MakeMyTrip
- EaseMyTrip
- Goibibo
- Unacademy
- Godrej
- OnePlus
- Vivo
- Flo Mattress
- Realme
- Voltas
What is the use of an Insta EMI Card?
Listed below are some of the uses of the Bajaj Finserv Insta EMI Card:
- Shop on EMI Without a Credit Card
The Bajaj Finserv Insta EMI Card offers a pre-approved loan limit, allowing users to effortlessly convert the purchase cost of appliances, gadgets, and more into convenient and tailored instalments. Moreover, eligible products can be purchased via No Cost EMIs, rendering the shopping experience more economical. - Shopping at Partner Stores
The card extends its utility to offline purchases at over 1.5 lakh partner stores situated across 4,000 cities. Whether it is mobiles, laptops, furniture, or other products, shoppers can avail themselves of the benefits of EMI payment options. - Easy Access via Portal
Gone are the days of carrying physical cards everywhere. Access to the Insta EMI card is streamlined through the Bajaj Finserv wallet app or via management functionalities available on the online Bajaj Finserv customer portal.
What proofs are required for Bajaj EMI card?
To apply for a Bajaj Finserv Insta EMI Card, individuals typically need to provide certain documents as part of the application process. These documents may include:
- Identity proof: Valid government-issued identification such as an Aadhaar card, PAN card, passport, or driver's license.
- Address proof: Documents verifying the residential address, such as an Aadhaar card, utility bills, passport, or rent agreement.
- Income proof: Proof of income may include salary slips, bank statements, income tax returns, or Form 16, depending on the requirements of Bajaj Finserv.
The specific documents required may vary depending on individual eligibility criteria and the policies of Bajaj Finserv. Individuals should check the official website or contact Bajaj Finserv directly for the most accurate and up-to-date information regarding document requirements for obtaining a Bajaj Finserv Insta EMI Card.
Show more Show Less
