Bajaj FinServ (2024)

FAQs

Why is Amazon not accepting Bajaj Finserv? ›

What is the reason? Basis the directive received from Reserve Bank of India (“RBI”) vide its Press Release No. 2023-2024/ 1295 dated November 15, 2023 (“Press Release”), Bajaj Finance Limited has temporarily suspended sanction and disbursal of new loans under 'Ecommerce' like Amazon, Flipkart, MakeMyTrip, etc.

According to analysts, BAJAJFINSV price target is 1,746.88 INR with a max estimate of 1,935.00 INR and a min estimate of 1,310.00 INR.

If you are interested in applying for the Bajaj Finserv Insta EMI Card, you'll need to meet some basic eligibility criteria. To apply for the card, you must be an Indian citizen between 21 years and 65 years of age with a regular source of income and a credit score of 720 or higher.

Bajaj Finserv has low foreclosure and pre-payment charges that make this step affordable. You have to only ensure that the part pre-payment amount is greater than the value of one EMI. Fast approval, a high loan amount and flexible repayment modes make a personal loan from Bajaj Finserv better than the rest.

Bajaj Finance Limited EMI moratorium

Borrowers aren't required to make EMI payments for a specific period, but the interest accrued on the loan for this period isn't waived. The repayment of the deferred EMIs, along with the accrued interest, needs to be made by individuals when the repayment period resumes.

It is possible that your Bajaj EMI card may not be eligible for online transactions due to a variety of reasons. It could be that the card has expired, or that the card has been blocked due to suspicious activity. It is also possible that the card may not be enabled for online transactions.

Future criteria checks 5/6

Bajaj Finance is forecast to grow earnings and revenue by 17.6% and 25.3% per annum respectively. EPS is expected to grow by 20.2% per annum.

The Bajaj Finance FD has one of the highest [ICRA]AAA(Stable) and CRISIL AAA/STABLE ratings to ensure that your deposits are secured with us and safely invested.

Bajaj Finance shares dropped on BSE as investors reacted negatively to Q4 results. Motilal Oswal downgrades the stock to neutral rating citing weak FY25 guidance. Concerns include new product segments like cars, tractors, CVs, and potentially MFI.

The maximum limit of up to ₹3 Lakhs on the Bajaj Finserv EMI Network Card allows you to convert purchases into affordable instalments. This limit depends on several factors but you can get an increase at a nominal charge.

Can I get a $15,000 loan with a 650 credit score? ›

Requirements for a $15,000 Personal Loan

In many cases, you'll need a good credit score of 670 or above to apply.

Shop all you want with zero downpayment - Bajaj Finserv.

If you're alert, cross-check the details and opt for known financial institutions. This way, you will be safe. The pre-approved offers from Bajaj Finserv on their loans and other financial services make getting a personal loan safe, easy, quick, and convenient.

Rate of Interest

Bajaj Finance Home Loan offers a low interest rate at 8.50% - 15% which is appealing for lower payments, while HDFC Home Loan with its 8.70% - 9.70% might be better for those interested in long-term financial gains.

You can buy more than 5 crore products available on Amazon using Bajaj Finserv EMI Network Card. Gold and jewellery is not covered under this. You can check the availability in the offers section on the product detail page.

Have you exceeded your credit limit? Did you enter your credit card number, credit card expiration date, billing address, and phone number correctly in Your Account? Is your purchase outside of your normal spending range? Some banks will block transactions due to security concerns.

Top reasons for your card being blocked: If your Bajaj Finserv EMI Network Card is blocked, it could be due to several reasons, such as a CIBIL Score drop, multiple missed EMIs, or internal policies of Bajaj Finance Limited.

Verify the payment information that is entered on your order. Did your billing address change recently or did you get a new card with a new expiration date? If you used a payment method already on Your Account, you may simply need to update some of the information.