Asset Class Returns (2024)

Last Update: 30 April 2024

The best performing Asset Class in the last 30 years is US Technology, that granded a +14.23% annualized return.

The worst is US Cash, with a +2.27% annualized return in the last 30 years.

Asset Classes can be easily replicated by ETFs. Some of them are the main components of the most efficient Lazy Portfolios.

Asset Class Metrics

Columns are sortable, Asset Classes are pre-ordered by 30 year return.

ASSET CLASSES

Metrics: Return - Risk - Drawdown

Last Update: 30 April 2024

Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Mar 2024.

Pending updates, the monthly inflation is set at 0% for the subsequent periods.

Current inflation (annualized) is 1Y: 3.04% , 3Y: 5.39% , 5Y: 4.11% , 10Y: 2.82% , 30Y: 2.54%
Returns over 1 year are annualized. Last update: 30 April 2024.

Risk is represented as the annualized Standard Deviation of monthly returns.
High values of Standard Deviation mean high fluctuations in prices.
Last update: 30 April 2024.

The maximum Drawdown is calculated considering the end of month prices.
Low Risk Assets usually grant less severe drawdowns.
Last update: 30 April 2024.

Highlighted values indicate returns lower than the US Inflation recorded in the same period. US Inflation is updated to Mar 2024.

Pending updates, the monthly inflation is set at 0% for the subsequent periods.

2024: 1.13%, 2023: 3.32%, 2022: 6.41%, 2021: 7.18%
Last update: 30 April 2024.

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		Return (%) - Apr 30, 2024								St.Dev. (%)				Ann. Return / St.Dev.				Max Drawdown (%)			Return / Drawdown			Ulcer Index			YTD(%)	Yearly Returns (%)			Dividend Yield (%)
Ticker	Asset	1M	3M	6M	1Y	3Y	5Y	10Y	30Y▾	1Y	5Y	10Y	30Y	1Y	5Y	10Y	30Y	5Y	10Y	30Y	5Y	10Y	30Y	5Y	10Y	30Y	2024	2023	2022	2021	2024	2023	2022	2021
QQQ	US Technology	-4.37	1.96	21.47	32.51	8.59	18.27	18.09	14.23	16.59	21.77	18.39	23.98	1.96	0.84	0.98	0.59	-32.58	-32.58	-81.08	0.56	0.56	0.18	12.57	9.41	39.57	3.82	54.85	-32.58	27.42	0.14	0.95	0.54	0.54
SPY	US Large Cap	-4.03	4.28	20.90	22.45	7.94	13.11	12.31	10.35	14.34	18.29	15.15	15.12	1.57	0.72	0.81	0.68	-23.93	-23.93	-50.80	0.55	0.51	0.20	8.39	6.40	14.76	5.94	26.19	-18.17	28.74	0.34	1.74	1.34	1.54
VTI	US Total Stock Market	-4.34	3.64	20.73	21.94	6.09	12.27	11.72	10.29	15.12	18.82	15.59	15.55	1.45	0.65	0.75	0.66	-24.81	-24.81	-50.84	0.49	0.47	0.20	9.14	6.95	14.30	4.80	26.05	-19.51	25.67	0.00	1.80	1.33	1.51
IJR	US Small Cap	-5.55	0.67	18.10	12.63	-0.41	7.02	8.43	9.90	21.64	23.76	20.13	19.33	0.58	0.30	0.42	0.51	-32.77	-36.12	-51.79	0.21	0.23	0.19	11.31	10.12	12.36	-3.28	16.07	-16.19	26.60	0.30	1.51	1.17	1.92
EMB	Emerg. Market Bonds	-2.41	0.31	10.05	6.32	-3.54	-0.23	2.09	8.96	9.70	12.80	10.03	12.84	0.65	-0.02	0.21	0.70	-26.75	-26.75	-31.43	-0.01	0.08	0.29	12.49	9.08	7.01	-0.90	10.22	-18.64	-2.24	1.26	5.10	3.99	3.73
CWB	US Convertible Bonds	-3.67	-0.80	9.59	8.58	-4.30	8.15	8.12	8.56	12.20	16.66	13.39	13.01	0.70	0.49	0.61	0.66	-26.54	-26.54	-43.81	0.31	0.31	0.20	13.37	9.82	10.29	-2.19	14.49	-20.81	2.17	0.44	2.23	1.73	1.98
VNQ	US REITs	-7.94	-5.10	10.51	-1.24	-3.82	1.82	4.89	8.45	21.39	20.75	17.95	19.49	-0.06	0.09	0.27	0.43	-32.78	-32.78	-68.30	0.06	0.15	0.12	16.24	12.38	15.76	-9.90	11.79	-26.24	40.52	0.00	4.30	2.82	3.53
VGK	Europe	-2.55	3.60	18.38	7.06	3.15	6.78	4.15	6.87	15.70	20.33	16.86	17.87	0.45	0.33	0.25	0.38	-30.98	-30.98	-59.77	0.22	0.13	0.11	10.60	10.63	18.64	2.33	20.21	-16.00	16.88	0.57	3.70	2.67	3.49
VT	World All Countries	-3.58	3.96	19.17	16.69	3.89	9.39	8.29	6.51	14.56	17.91	14.91	15.63	1.15	0.52	0.56	0.42	-25.52	-25.52	-57.06	0.37	0.32	0.11	9.15	7.39	17.96	3.96	22.02	-18.01	18.27	0.41	2.51	1.78	2.13
FLLA	Latin America	-4.43	-4.12	12.56	13.80	6.16	2.07	0.83	6.07	22.78	30.12	27.12	28.98	0.61	0.07	0.03	0.21	-46.22	-50.15	-64.59	0.04	0.02	0.09	18.56	25.78	29.61	-8.32	32.80	7.75	-9.34	0.00	6.93	9.57	6.03
GLD	Gold	2.99	12.43	15.09	14.65	8.55	11.82	5.48	5.91	12.93	14.76	14.21	15.50	1.13	0.80	0.39	0.38	-18.08	-20.76	-42.91	0.65	0.26	0.14	6.97	8.33	20.47	10.83	12.69	-0.77	-4.15	0.00	0.00	0.00	0.00
PFF	Preferred Stocks	-3.47	-1.91	12.01	5.31	-2.16	1.79	3.05	5.67	11.27	12.98	9.77	12.91	0.47	0.14	0.31	0.44	-20.63	-20.63	-58.42	0.09	0.15	0.10	9.82	7.09	8.95	0.83	8.59	-18.80	7.13	1.62	6.98	4.14	4.65
HYG	High Yield Bonds	-1.35	0.02	8.38	7.46	0.47	2.40	3.08	5.58	6.49	9.55	7.72	8.72	1.15	0.25	0.40	0.64	-15.25	-15.25	-30.85	0.16	0.20	0.18	5.83	4.57	4.75	0.14	11.00	-10.99	3.75	1.58	6.20	4.59	4.08
LQD	Invest. Grade Bonds	-3.24	-3.65	8.20	-0.32	-3.99	0.64	2.12	5.18	11.02	10.48	8.20	7.23	-0.03	0.06	0.26	0.72	-23.27	-23.27	-23.27	0.03	0.09	0.22	11.14	8.15	5.12	-4.08	9.40	-17.93	-1.85	1.08	4.27	2.66	2.23
TIP	TIPS	-1.69	-2.09	3.42	-2.11	-2.24	1.57	1.58	5.16	5.06	6.37	5.18	5.95	-0.42	0.25	0.31	0.87	-14.76	-14.76	-14.76	0.11	0.11	0.35	7.22	5.28	3.99	-1.76	3.27	-13.10	5.67	0.06	2.79	5.89	4.41
TLT	Long Term Treasuries	-6.45	-7.85	7.60	-14.07	-11.78	-4.43	0.10	5.08	18.14	16.23	13.88	12.35	-0.78	-0.27	0.01	0.41	-47.74	-47.74	-47.74	-0.09	0.00	0.11	25.35	19.06	12.57	-9.92	2.51	-31.24	-4.60	0.93	3.41	1.81	1.42
BNDX	International Bonds	-1.40	-0.84	5.25	3.50	-2.13	0.01	1.97	4.85	5.30	5.45	4.30	4.55	0.66	0.00	0.46	1.06	-14.88	-14.88	-14.88	0.00	0.13	0.33	7.52	5.39	3.60	-1.42	8.79	-12.76	-2.28	0.53	4.66	1.31	3.55
EEM	Emerging Markets	-0.22	6.77	13.84	7.61	-6.62	0.91	2.14	4.84	15.46	18.89	17.27	22.34	0.49	0.05	0.12	0.22	-36.52	-36.52	-60.44	0.02	0.06	0.08	17.93	17.11	21.73	1.94	8.99	-20.56	-3.61	0.00	2.81	1.95	1.89
EFA	EAFE Stocks	-3.24	3.01	16.93	8.25	2.68	6.03	4.26	4.74	14.19	17.98	15.05	16.38	0.58	0.34	0.28	0.29	-27.58	-27.58	-57.38	0.22	0.15	0.08	9.38	9.10	18.63	2.55	18.40	-14.35	11.46	0.00	3.44	2.25	3.62
BND	US Total Bond Market	-2.41	-2.92	4.92	-1.40	-3.59	-0.16	1.16	4.25	7.20	6.35	4.98	4.24	-0.19	-0.03	0.23	1.00	-17.28	-17.28	-17.28	-0.01	0.07	0.25	8.64	6.22	3.72	-3.08	5.41	-13.11	-1.86	0.86	3.20	2.23	2.06
DBC	Commodities	1.61	4.52	-0.13	3.90	11.20	9.23	-0.41	4.16	13.16	18.75	17.44	18.80	0.30	0.49	-0.02	0.22	-31.66	-57.79	-74.54	0.29	-0.01	0.06	13.35	34.99	39.97	5.90	-6.23	19.34	41.36	0.00	4.42	0.70	0.00
VPL	Pacific	-4.76	1.83	14.20	9.75	-1.04	4.59	4.89	2.70	13.69	16.80	14.62	17.10	0.71	0.27	0.33	0.16	-28.15	-28.15	-53.17	0.16	0.17	0.05	10.63	9.72	21.47	0.91	15.58	-15.20	1.12	0.40	3.52	2.29	3.15
BIL	US Cash	0.43	1.29	2.64	5.28	2.65	1.92	1.26	2.27	0.12	0.61	0.50	0.64	45.71	3.16	2.53	3.55	-0.16	-0.20	-0.42	11.65	6.43	5.41	0.06	0.08	0.12	1.72	4.94	1.40	-0.10	1.28	5.03	1.36	0.00
Return over 1 year are annualized.
Legend: Stocks Fixed Income Commodities

For further information about the seasonality, check the Asset Class and Commodity Seasonality page.

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Asset Class Correlations

Monthly correlations of Asset Classes, over different timeframes.

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ASSET CLASS MONTHLY CORRELATIONS

Monthly correlations as of 30 April 2024

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	VTI	SPY	IJR	VNQ	QQQ	PFF	EFA	VT	EEM	VGK	VPL	FLLA	BND	TLT	BIL	TIP	LQD	HYG	CWB	BNDX	EMB	GLD	DBC
VTI	-	1.00	0.90	0.92	0.89	0.85	0.93	0.99	0.81	0.90	0.96	0.86	0.77	0.83	0.23	0.74	0.81	0.88	0.91	0.71	0.92	0.08	-0.01
SPY	1.00	-	0.87	0.91	0.89	0.85	0.93	0.98	0.80	0.90	0.94	0.83	0.76	0.82	0.24	0.73	0.80	0.87	0.89	0.70	0.91	0.11	-0.01
IJR	0.90	0.87	-	0.94	0.76	0.73	0.91	0.92	0.84	0.88	0.95	0.88	0.79	0.85	0.11	0.75	0.81	0.86	0.96	0.76	0.93	0.09	0.05
VNQ	0.92	0.91	0.94	-	0.79	0.81	0.93	0.94	0.81	0.93	0.94	0.89	0.88	0.92	0.30	0.84	0.91	0.95	0.91	0.86	0.98	0.16	-0.08
QQQ	0.89	0.89	0.76	0.79	-	0.71	0.71	0.84	0.65	0.67	0.81	0.77	0.68	0.75	0.05	0.58	0.71	0.72	0.85	0.68	0.79	-0.04	-0.30
PFF	0.85	0.85	0.73	0.81	0.71	-	0.86	0.86	0.64	0.85	0.82	0.75	0.83	0.83	0.29	0.82	0.86	0.90	0.78	0.69	0.82	-0.11	0.06
EFA	0.93	0.93	0.91	0.93	0.71	0.86	-	0.97	0.88	0.99	0.96	0.86	0.82	0.85	0.22	0.83	0.86	0.92	0.88	0.73	0.96	0.22	0.14
VT	0.99	0.98	0.92	0.94	0.84	0.86	0.97	-	0.88	0.96	0.98	0.88	0.79	0.84	0.21	0.77	0.83	0.90	0.92	0.72	0.95	0.15	0.07
EEM	0.81	0.80	0.84	0.81	0.65	0.64	0.88	0.88	-	0.89	0.88	0.85	0.58	0.64	-0.02	0.57	0.65	0.73	0.81	0.52	0.84	0.26	0.24
VGK	0.90	0.90	0.88	0.93	0.67	0.85	0.99	0.96	0.89	-	0.93	0.85	0.83	0.86	0.26	0.84	0.87	0.93	0.84	0.75	0.96	0.29	0.16
VPL	0.96	0.94	0.95	0.94	0.81	0.82	0.96	0.98	0.88	0.93	-	0.87	0.79	0.83	0.06	0.77	0.82	0.87	0.94	0.73	0.94	0.15	0.07
FLLA	0.86	0.83	0.88	0.89	0.77	0.75	0.86	0.88	0.85	0.85	0.87	-	0.73	0.78	0.08	0.67	0.80	0.83	0.92	0.67	0.89	0.00	0.03
BND	0.77	0.76	0.79	0.88	0.68	0.83	0.82	0.79	0.58	0.83	0.79	0.73	-	0.98	0.26	0.97	0.99	0.95	0.79	0.96	0.91	0.22	-0.17
TLT	0.83	0.82	0.85	0.92	0.75	0.83	0.85	0.84	0.64	0.86	0.83	0.78	0.98	-	0.29	0.94	0.98	0.95	0.85	0.96	0.94	0.18	-0.24
BIL	0.23	0.24	0.11	0.30	0.05	0.29	0.22	0.21	-0.02	0.26	0.06	0.08	0.26	0.29	-	0.26	0.28	0.39	0.00	0.26	0.22	-0.06	-0.14
TIP	0.74	0.73	0.75	0.84	0.58	0.82	0.83	0.77	0.57	0.84	0.77	0.67	0.97	0.94	0.26	-	0.96	0.93	0.72	0.91	0.89	0.31	-0.04
LQD	0.81	0.80	0.81	0.91	0.71	0.86	0.86	0.83	0.65	0.87	0.82	0.80	0.99	0.98	0.28	0.96	-	0.97	0.82	0.94	0.94	0.21	-0.12
HYG	0.88	0.87	0.86	0.95	0.72	0.90	0.92	0.90	0.73	0.93	0.87	0.83	0.95	0.95	0.39	0.93	0.97	-	0.85	0.88	0.96	0.15	-0.01
CWB	0.91	0.89	0.96	0.91	0.85	0.78	0.88	0.92	0.81	0.84	0.94	0.92	0.79	0.85	0.00	0.72	0.82	0.85	-	0.75	0.91	0.00	-0.01
BNDX	0.71	0.70	0.76	0.86	0.68	0.69	0.73	0.72	0.52	0.75	0.73	0.67	0.96	0.96	0.26	0.91	0.94	0.88	0.75	-	0.88	0.31	-0.32
EMB	0.92	0.91	0.93	0.98	0.79	0.82	0.96	0.95	0.84	0.96	0.94	0.89	0.91	0.94	0.22	0.89	0.94	0.96	0.91	0.88	-	0.28	-0.02
GLD	0.08	0.11	0.09	0.16	-0.04	-0.11	0.22	0.15	0.26	0.29	0.15	0.00	0.22	0.18	-0.06	0.31	0.21	0.15	0.00	0.31	0.28	-	0.16
DBC	-0.01	-0.01	0.05	-0.08	-0.30	0.06	0.14	0.07	0.24	0.16	0.07	0.03	-0.17	-0.24	-0.14	-0.04	-0.12	-0.01	-0.01	-0.32	-0.02	0.16	-

	VTI	SPY	IJR	VNQ	QQQ	PFF	EFA	VT	EEM	VGK	VPL	FLLA	BND	TLT	BIL	TIP	LQD	HYG	CWB	BNDX	EMB	GLD	DBC
VTI	-	1.00	0.90	0.86	0.92	0.81	0.90	0.98	0.74	0.89	0.87	0.71	0.54	0.22	-0.06	0.63	0.69	0.86	0.89	0.57	0.79	0.23	0.46
SPY	1.00	-	0.87	0.86	0.92	0.80	0.90	0.98	0.72	0.89	0.85	0.70	0.54	0.23	-0.06	0.63	0.68	0.85	0.85	0.58	0.78	0.25	0.45
IJR	0.90	0.87	-	0.82	0.75	0.75	0.86	0.91	0.75	0.85	0.85	0.76	0.42	0.08	-0.15	0.50	0.58	0.82	0.86	0.47	0.71	0.10	0.54
VNQ	0.86	0.86	0.82	-	0.75	0.83	0.83	0.87	0.66	0.83	0.77	0.67	0.62	0.38	-0.14	0.68	0.73	0.79	0.75	0.63	0.80	0.27	0.42
QQQ	0.92	0.92	0.75	0.75	-	0.73	0.78	0.89	0.66	0.76	0.77	0.56	0.59	0.35	-0.01	0.66	0.69	0.76	0.85	0.62	0.72	0.26	0.26
PFF	0.81	0.80	0.75	0.83	0.73	-	0.78	0.82	0.68	0.77	0.76	0.66	0.66	0.37	-0.06	0.61	0.77	0.84	0.73	0.64	0.81	0.26	0.31
EFA	0.90	0.90	0.86	0.83	0.78	0.78	-	0.96	0.84	0.99	0.96	0.74	0.57	0.23	-0.01	0.59	0.72	0.83	0.79	0.55	0.85	0.29	0.55
VT	0.98	0.98	0.91	0.87	0.89	0.82	0.96	-	0.83	0.95	0.93	0.75	0.57	0.23	-0.05	0.62	0.72	0.87	0.88	0.58	0.85	0.28	0.52
EEM	0.74	0.72	0.75	0.66	0.66	0.68	0.84	0.83	-	0.82	0.86	0.69	0.52	0.21	-0.02	0.45	0.65	0.72	0.75	0.46	0.81	0.37	0.51
VGK	0.89	0.89	0.85	0.83	0.76	0.77	0.99	0.95	0.82	-	0.92	0.75	0.55	0.22	-0.02	0.58	0.70	0.83	0.78	0.53	0.84	0.30	0.56
VPL	0.87	0.85	0.85	0.77	0.77	0.76	0.96	0.93	0.86	0.92	-	0.70	0.58	0.24	-0.01	0.57	0.71	0.81	0.81	0.55	0.81	0.28	0.50
FLLA	0.71	0.70	0.76	0.67	0.56	0.66	0.74	0.75	0.69	0.75	0.70	-	0.33	0.03	-0.06	0.33	0.52	0.73	0.66	0.36	0.70	0.19	0.59
BND	0.54	0.54	0.42	0.62	0.59	0.66	0.57	0.57	0.52	0.55	0.58	0.33	-	0.87	0.06	0.85	0.96	0.67	0.51	0.89	0.73	0.47	-0.07
TLT	0.22	0.23	0.08	0.38	0.35	0.37	0.23	0.23	0.21	0.22	0.24	0.03	0.87	-	0.06	0.69	0.75	0.30	0.22	0.72	0.42	0.40	-0.34
BIL	-0.06	-0.06	-0.15	-0.14	-0.01	-0.06	-0.01	-0.05	-0.02	-0.02	-0.01	-0.06	0.06	0.06	-	-0.11	0.04	-0.01	-0.13	0.11	0.05	0.12	-0.28
TIP	0.63	0.63	0.50	0.68	0.66	0.61	0.59	0.62	0.45	0.58	0.57	0.33	0.85	0.69	-0.11	-	0.84	0.71	0.56	0.84	0.67	0.47	0.10
LQD	0.69	0.68	0.58	0.73	0.69	0.77	0.72	0.72	0.65	0.70	0.71	0.52	0.96	0.75	0.04	0.84	-	0.81	0.65	0.89	0.87	0.45	0.10
HYG	0.86	0.85	0.82	0.79	0.76	0.84	0.83	0.87	0.72	0.83	0.81	0.73	0.67	0.30	-0.01	0.71	0.81	-	0.76	0.73	0.87	0.32	0.41
CWB	0.89	0.85	0.86	0.75	0.85	0.73	0.79	0.88	0.75	0.78	0.81	0.66	0.51	0.22	-0.13	0.56	0.65	0.76	-	0.49	0.76	0.21	0.45
BNDX	0.57	0.58	0.47	0.63	0.62	0.64	0.55	0.58	0.46	0.53	0.55	0.36	0.89	0.72	0.11	0.84	0.89	0.73	0.49	-	0.73	0.42	-0.09
EMB	0.79	0.78	0.71	0.80	0.72	0.81	0.85	0.85	0.81	0.84	0.81	0.70	0.73	0.42	0.05	0.67	0.87	0.87	0.76	0.73	-	0.43	0.36
GLD	0.23	0.25	0.10	0.27	0.26	0.26	0.29	0.28	0.37	0.30	0.28	0.19	0.47	0.40	0.12	0.47	0.45	0.32	0.21	0.42	0.43	-	0.06
DBC	0.46	0.45	0.54	0.42	0.26	0.31	0.55	0.52	0.51	0.56	0.50	0.59	-0.07	-0.34	-0.28	0.10	0.10	0.41	0.45	-0.09	0.36	0.06	-

	VTI	SPY	IJR	VNQ	QQQ	PFF	EFA	VT	EEM	VGK	VPL	FLLA	BND	TLT	BIL	TIP	LQD	HYG	CWB	BNDX	EMB	GLD	DBC
VTI	-	1.00	0.89	0.76	0.91	0.75	0.88	0.98	0.70	0.85	0.84	0.58	0.40	0.10	-0.03	0.50	0.58	0.82	0.89	0.43	0.68	0.09	0.42
SPY	1.00	-	0.85	0.75	0.92	0.74	0.88	0.97	0.69	0.86	0.83	0.57	0.40	0.10	-0.03	0.50	0.58	0.81	0.86	0.44	0.68	0.10	0.40
IJR	0.89	0.85	-	0.72	0.71	0.66	0.77	0.86	0.63	0.75	0.76	0.54	0.27	-0.02	-0.11	0.37	0.47	0.76	0.83	0.33	0.57	-0.02	0.46
VNQ	0.76	0.75	0.72	-	0.64	0.76	0.68	0.75	0.55	0.67	0.66	0.47	0.58	0.41	-0.11	0.63	0.70	0.69	0.67	0.60	0.70	0.18	0.24
QQQ	0.91	0.92	0.71	0.64	-	0.68	0.78	0.88	0.64	0.75	0.77	0.45	0.44	0.21	0.00	0.53	0.57	0.71	0.85	0.47	0.62	0.09	0.24
PFF	0.75	0.74	0.66	0.76	0.68	-	0.71	0.76	0.59	0.70	0.68	0.54	0.63	0.35	-0.06	0.58	0.74	0.79	0.70	0.59	0.78	0.20	0.25
EFA	0.88	0.88	0.77	0.68	0.78	0.71	-	0.95	0.82	0.99	0.94	0.65	0.44	0.12	0.02	0.50	0.62	0.80	0.80	0.41	0.77	0.17	0.49
VT	0.98	0.97	0.86	0.75	0.88	0.76	0.95	-	0.82	0.93	0.92	0.66	0.43	0.11	-0.02	0.52	0.62	0.84	0.89	0.43	0.75	0.15	0.48
EEM	0.70	0.69	0.63	0.55	0.64	0.59	0.82	0.82	-	0.78	0.86	0.70	0.42	0.14	-0.01	0.45	0.59	0.69	0.73	0.35	0.75	0.31	0.47
VGK	0.85	0.86	0.75	0.67	0.75	0.70	0.99	0.93	0.78	-	0.87	0.65	0.43	0.11	0.02	0.49	0.61	0.79	0.77	0.40	0.76	0.18	0.50
VPL	0.84	0.83	0.76	0.66	0.77	0.68	0.94	0.92	0.86	0.87	-	0.61	0.43	0.13	-0.02	0.49	0.60	0.76	0.80	0.40	0.73	0.16	0.45
FLLA	0.58	0.57	0.54	0.47	0.45	0.54	0.65	0.66	0.70	0.65	0.61	-	0.25	-0.02	-0.01	0.31	0.45	0.65	0.57	0.25	0.65	0.26	0.52
BND	0.40	0.40	0.27	0.58	0.44	0.63	0.44	0.43	0.42	0.43	0.43	0.25	-	0.87	0.04	0.84	0.95	0.57	0.41	0.88	0.71	0.44	-0.10
TLT	0.10	0.10	-0.02	0.41	0.21	0.35	0.12	0.11	0.14	0.11	0.13	-0.02	0.87	-	0.01	0.70	0.74	0.22	0.13	0.74	0.42	0.41	-0.35
BIL	-0.03	-0.03	-0.11	-0.11	0.00	-0.06	0.02	-0.02	-0.01	0.02	-0.02	-0.01	0.04	0.01	-	-0.07	0.02	0.00	-0.08	0.04	0.02	0.13	-0.09
TIP	0.50	0.50	0.37	0.63	0.53	0.58	0.50	0.52	0.45	0.49	0.49	0.31	0.84	0.70	-0.07	-	0.82	0.64	0.49	0.79	0.67	0.47	0.11
LQD	0.58	0.58	0.47	0.70	0.57	0.74	0.62	0.62	0.59	0.61	0.60	0.45	0.95	0.74	0.02	0.82	-	0.74	0.58	0.86	0.85	0.41	0.08
HYG	0.82	0.81	0.76	0.69	0.71	0.79	0.80	0.84	0.69	0.79	0.76	0.65	0.57	0.22	0.00	0.64	0.74	-	0.76	0.61	0.82	0.27	0.45
CWB	0.89	0.86	0.83	0.67	0.85	0.70	0.80	0.89	0.73	0.77	0.80	0.57	0.41	0.13	-0.08	0.49	0.58	0.76	-	0.38	0.69	0.14	0.43
BNDX	0.43	0.44	0.33	0.60	0.47	0.59	0.41	0.43	0.35	0.40	0.40	0.25	0.88	0.74	0.04	0.79	0.86	0.61	0.38	-	0.68	0.36	-0.16
EMB	0.68	0.68	0.57	0.70	0.62	0.78	0.77	0.75	0.75	0.76	0.73	0.65	0.71	0.42	0.02	0.67	0.85	0.82	0.69	0.68	-	0.39	0.32
GLD	0.09	0.10	-0.02	0.18	0.09	0.20	0.17	0.15	0.31	0.18	0.16	0.26	0.44	0.41	0.13	0.47	0.41	0.27	0.14	0.36	0.39	-	0.12
DBC	0.42	0.40	0.46	0.24	0.24	0.25	0.49	0.48	0.47	0.50	0.45	0.52	-0.10	-0.35	-0.09	0.11	0.08	0.45	0.43	-0.16	0.32	0.12	-

	VTI	SPY	IJR	VNQ	QQQ	PFF	EFA	VT	EEM	VGK	VPL	FLLA	BND	TLT	BIL	TIP	LQD	HYG	CWB	BNDX	EMB	GLD	DBC
VTI	-	0.99	0.88	0.63	0.85	0.47	0.84	0.95	0.76	0.84	0.72	0.67	0.16	-0.11	-0.02	0.19	0.33	0.69	0.88	0.16	0.57	0.06	0.33
SPY	0.99	-	0.82	0.61	0.83	0.47	0.83	0.95	0.73	0.84	0.71	0.64	0.17	-0.10	-0.01	0.21	0.33	0.67	0.84	0.16	0.56	0.05	0.32
IJR	0.88	0.82	-	0.65	0.72	0.43	0.75	0.82	0.71	0.74	0.65	0.63	0.08	-0.17	-0.05	0.12	0.25	0.66	0.84	0.13	0.52	0.06	0.36
VNQ	0.63	0.61	0.65	-	0.39	0.53	0.61	0.63	0.53	0.61	0.51	0.47	0.32	0.11	-0.02	0.33	0.45	0.69	0.61	0.30	0.52	0.14	0.26
QQQ	0.85	0.83	0.72	0.39	-	0.31	0.66	0.78	0.63	0.66	0.58	0.53	0.10	-0.08	0.00	0.12	0.22	0.52	0.76	0.11	0.44	0.02	0.23
PFF	0.47	0.47	0.43	0.53	0.31	-	0.49	0.51	0.42	0.49	0.44	0.38	0.36	0.15	-0.08	0.36	0.59	0.65	0.50	0.37	0.41	0.04	0.23
EFA	0.84	0.83	0.75	0.61	0.66	0.49	-	0.95	0.82	0.96	0.89	0.71	0.18	-0.10	-0.03	0.21	0.36	0.69	0.78	0.19	0.60	0.18	0.43
VT	0.95	0.95	0.82	0.63	0.78	0.51	0.95	-	0.84	0.93	0.83	0.74	0.16	-0.12	-0.04	0.21	0.35	0.71	0.86	0.17	0.61	0.14	0.40
EEM	0.76	0.73	0.71	0.53	0.63	0.42	0.82	0.84	-	0.78	0.77	0.85	0.13	-0.11	-0.04	0.17	0.29	0.61	0.75	0.13	0.67	0.27	0.40
VGK	0.84	0.84	0.74	0.61	0.66	0.49	0.96	0.93	0.78	-	0.74	0.69	0.18	-0.10	0.01	0.20	0.36	0.69	0.77	0.17	0.58	0.15	0.39
VPL	0.72	0.71	0.65	0.51	0.58	0.44	0.89	0.83	0.77	0.74	-	0.63	0.16	-0.06	-0.08	0.21	0.32	0.58	0.67	0.21	0.54	0.22	0.42
FLLA	0.67	0.64	0.63	0.47	0.53	0.38	0.71	0.74	0.85	0.69	0.63	-	0.08	-0.16	-0.01	0.14	0.26	0.57	0.67	0.09	0.67	0.27	0.42
BND	0.16	0.17	0.08	0.32	0.10	0.36	0.18	0.16	0.13	0.18	0.16	0.08	-	0.85	0.13	0.82	0.87	0.38	0.19	0.67	0.50	0.30	0.03
TLT	-0.11	-0.10	-0.17	0.11	-0.08	0.15	-0.10	-0.12	-0.11	-0.10	-0.06	-0.16	0.85	-	0.04	0.67	0.67	0.05	-0.09	0.52	0.28	0.20	-0.17
BIL	-0.02	-0.01	-0.05	-0.02	0.00	-0.08	-0.03	-0.04	-0.04	0.01	-0.08	-0.01	0.13	0.04	-	0.09	0.00	-0.03	-0.03	0.06	0.07	0.01	0.03
TIP	0.19	0.21	0.12	0.33	0.12	0.36	0.21	0.21	0.17	0.20	0.21	0.14	0.82	0.67	0.09	-	0.74	0.38	0.24	0.61	0.44	0.35	0.26
LQD	0.33	0.33	0.25	0.45	0.22	0.59	0.36	0.35	0.29	0.36	0.32	0.26	0.87	0.67	0.00	0.74	-	0.63	0.39	0.69	0.58	0.25	0.13
HYG	0.69	0.67	0.66	0.69	0.52	0.65	0.69	0.71	0.61	0.69	0.58	0.57	0.38	0.05	-0.03	0.38	0.63	-	0.72	0.39	0.64	0.15	0.33
CWB	0.88	0.84	0.84	0.61	0.76	0.50	0.78	0.86	0.75	0.77	0.67	0.67	0.19	-0.09	-0.03	0.24	0.39	0.72	-	0.21	0.59	0.12	0.38
BNDX	0.16	0.16	0.13	0.30	0.11	0.37	0.19	0.17	0.13	0.17	0.21	0.09	0.67	0.52	0.06	0.61	0.69	0.39	0.21	-	0.36	0.24	0.08
EMB	0.57	0.56	0.52	0.52	0.44	0.41	0.60	0.61	0.67	0.58	0.54	0.67	0.50	0.28	0.07	0.44	0.58	0.64	0.59	0.36	-	0.30	0.26
GLD	0.06	0.05	0.06	0.14	0.02	0.04	0.18	0.14	0.27	0.15	0.22	0.27	0.30	0.20	0.01	0.35	0.25	0.15	0.12	0.24	0.30	-	0.31
DBC	0.33	0.32	0.36	0.26	0.23	0.23	0.43	0.40	0.40	0.39	0.42	0.42	0.03	-0.17	0.03	0.26	0.13	0.33	0.38	0.08	0.26	0.31	-

Mastering ETF Investing: How to Build Wealth with Lazy Portfolios and Passive ...

FAQs

What asset class has the best returns? ›

Which asset class has the best historical returns? The stock market has proven to produce the highest returns over extended periods of time. Since the late 1920s, the compound annual growth rate (CAGR) for the S&P 500 is about 6.7%, assuming that all dividends were reinvested and adjusted for inflation.

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What are the asset classes risk return? ›

Understanding asset classes

Asset Class	Risk of Loss (Risk)	Growth Potential (Reward)
Cash and cash equivalents	Very low	Very low
Equities	High	High
Fixed income	Low	Low
Alternative	Varies	Varies

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What asset gives the highest return? ›

Mutual Funds:

Mutual Funds pool money from multiple investors to invest in different stocks, bonds and other securities. Among all, equity mutual funds give higher returns by investing in different stocks in various sectors.

What is the average return on a 60/40 portfolio? ›

As a result, 60/40 returned 17.2%, far above its historical annual median return of +7.8%. In 2022, central banks raised interest rates to tame the highest inflation rate in 40 years amid the tightest labor market in 50 years. This was the most aggressive rate-hiking cycle since the Paul Volcker era in the early 1980s.

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Where to get 10 percent return on investment? ›

Investments That Can Potentially Return 10% or More

Growth Stocks. Growth stocks represent companies expected to grow at an above-average rate compared to other companies. ...
Real Estate. ...
Junk Bonds. ...
Index Funds and ETFs. ...
Options Trading. ...
Private Credit.

6 days ago

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What is the riskiest asset class? ›

Why Equities Are the Riskiest Asset Class. Equities are generally considered the riskiest class of assets.

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Which asset class has the greatest risk and the greatest expected return? ›

The U.S. stock market is considered to offer the highest investment returns over time. Higher returns, however, come with higher risk. Stock prices typically are more volatile than bond prices.

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What are the 4 main asset classes? ›

There are four main asset classes – cash, fixed income, equities, and property – and it's likely your portfolio covers all four areas even if you're not familiar with the term.

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Which asset class has the least risk and lowest returns? ›

Key Takeaways

Understanding risk, including the risks involved in investing in the major asset classes, is important research for any investor.
Generally, CDs, savings accounts, cash, U.S. Savings Bonds and U.S. Treasury bills are the safest options, but they also offer the least in terms of profits.

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Where can I get 12% interest on my money? ›

Where can I find a 12% interest savings account?

Bank name	Account name	APY
Khan Bank	365-day, 18-month and 24-month Ordinary Term Savings Account	12.3% to 12.8%
Khan Bank	12-month, 18-month and 24-month Online Term Deposit Account	12.4% to 12.9%
Yield	N/A	Up to 12%
Crypto.com	Crypto.com Earn	Up to 14.5%

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Jun 1, 2023

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How to get 12 percent return on investment? ›

How To Get 12% Returns On Investment

Stock Market (Dividend Stocks) Dividend stocks are shares of companies that regularly pay a portion of their profits to shareholders. ...
Real Estate Investment Trusts (REITs) ...
P2P Investing Platforms. ...
High-Yield Bonds. ...
Rental Property Investment. ...
Way Forward.

Jul 20, 2023

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What is the safest investment with the highest return? ›

These seven low-risk but potentially high-return investment options can get the job done:

Money market funds.
Dividend stocks.
Bank certificates of deposit.
Annuities.
Bond funds.
High-yield savings accounts.
60/40 mix of stocks and bonds.

May 13, 2024

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Is the Vanguard 60 40 portfolio dead? ›

The long-popular 60% stocks-40% bonds portfolio remains alive and well and has proved to be successful despite a rough 2022, according to a key Vanguard Group researcher. When both stocks and bonds tanked in 2022, many analysts pronounced the traditional balanced portfolio dead.

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What should a 60 year old portfolio balance be? ›

According to this principle, individuals should hold a percentage of stocks equal to 100 minus their age. So, for a typical 60-year-old, 40% of the portfolio should be equities. The rest would comprise high-grade bonds, government debt, and other relatively safe assets.

Does Warren Buffett Own bonds? ›

Berkshire Hathaway has a tiny bond allocation in its investment portfolio, which mostly supports its huge insurance business. This contrasts with most insurers, who keep the bulk of their assets in bonds. Berkshire CEO Buffett favors stocks and cash—mostly U.S. Treasury bills.

Which type of asset has the highest return? ›

The U.S. stock market is considered to offer the highest investment returns over time. Higher returns, however, come with higher risk. Stock prices typically are more volatile than bond prices. Stock prices over shorter time periods are more volatile than stock prices over longer time periods.

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What is the most efficient asset class? ›

Asset classes that tend to be more efficient include large cap equities and fixed income. Small- and mid-cap styles tend to be less efficient.

What return on asset is best? ›

What Is Considered a Good ROA? A ROA of over 5% is generally considered good and over 20% excellent.

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Which sector gives the highest return? ›

Which sectors created investors most money in last 10 years? Take a look

iStock. 1/8. Chart Toppers. ...
ETMarkets.com. 2/8. Nifty Auto. ...
Agencies. 3/8. Nifty Energy. ...
ANI. 4/8. Nifty Financial Services. ...
THE ECONOMIC TIMES. 5/8. Nifty IT. ...
iStock. 6/8. Nifty Pharma. ...
IANS. 7/8. Nifty Metal. ...
IANS. 8/8. Nifty FMCG.

Mar 12, 2024

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