Apple Pay (2024)

Set up ApplePay in seconds. Learn how

Apple Pay (1)
Apple Pay (2)

Pay the Appleway.

Add a card

Apple Pay (3)

Faster and easier
than

using cards
or cash.

Privacy and
security

built in.

Accepted on a growing number of websites andapps.

Checkout is easier
online with ApplePay.

It’s ready
and set.
Just go.

Apple Pay (4)
Apple Pay (5)
Apple Pay (6)
Apple Pay (7)
Apple Pay (8)

Set up in seconds. Right on your iPhone. ApplePay is built into iPhone, AppleWatch, Mac and iPad. Start by adding your credit or debit card to the Wallet app on your iPhone, and you’ll have the option to add it to your other devices in one easy step. When you want to pay, just double-click, tap, and you’re set. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points ormiles.

How to set up ApplePay

Apple Pay (9)

ApplePay is already on your device. ApplePay is built into iPhone, AppleWatch, Mac, and iPad. No separate app to download. No complicated processes to complete. No hassles.

Apple Pay (10)

An easier way to pay for transit inToronto. A fast and easy way to pay for transit throughout the Greater Toronto and Hamilton Area with your PRESTO card or credit card*. With ExpressMode, just hold your device near the reader and go—noneed to use FaceID, TouchID, or even wake or unlock your device. So paying on trains, buses and streetcars is quick andeasy.

Easy.
Does it all.

Grab from the
corner cafe.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

And from the

supermarket.
Just look

for
or when
you checkout.

Apple Pay (11)

At stores and more. ApplePay is widely accepted, so you can likely use it wherever and however you want. If you’re not sure, just ask. ApplePay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.

In apps and online. Use ApplePay for purchases in Safari on your iPhone, iPad or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance. Or use ApplePay to subscribe to services like AppleMusic, AppleNews+ and AppleTV+, buy apps and games on the AppStore, and upgrade your iCloudstorage.

Safe and
sound.
Andsecure.

Apple Pay (12)

Personal data. Protected. When you make a purchase, ApplePay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple withmerchants.

Apple Pay (13)

Your purchases stay private. When you pay with a debit or credit card, ApplePay doesn’t keep transaction information that can be tied backtoyou.

Apple Pay (14)

Tap more. Touch less. ApplePay works right from your device, helping you avoid touching buttons and terminals, handling cards and exchanging cash. Every purchase requires FaceID, TouchID or apasscode — helping to keep your security in yourhands.

Questions? Answers.

  • You can use ApplePay to make purchases in stores, on websites and in apps. It’s widely accepted, simple, safe, secure andprivate.

  • ApplePay is safer than using a physical credit, debit or prepaid card. FaceID,TouchID or your passcode are required for purchases on your iPhone, AppleWatch, Mac or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Appleservers.

    When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfil your order — such as your name, email address, and billing and shippingaddresses.

    When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back toyou.

  • It’s simple. Just add a credit, debit or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with ApplePay. It works on iPhone, AppleWatch, Mac andiPad.

  • ApplePay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support ApplePay here. If your card does not yet support ApplePay, contact your bank for moreinformation.

  • No. Apple does not charge any fees when you use ApplePay — in stores, online or inapps.

  • ApplePay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseasusage.

  • If your business already accepts credit and debit cards, simply contact your payment provider to start accepting ApplePay. Contact merchant support for more information. If you want to accept ApplePay on your website or in your app, visit ApplePay fordevelopers.

  • With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the participating payment service providers. No extra terminal or hardware is required.1 If you already have a payment terminal, contact your payment service provider to find out if it accepts contactlesspayments.

  • Download the ApplePay mark to use within email, on your terminal screen, on your website and in your app. You can also order ApplePay decals to put on your storefront window andregister.

Wallet

Carry one thing.
Everything.

Learn more

Set up
ApplePay
on your
Apple device.

Apple Pay (15)

iPhone

Open the Wallet app
and tap to add a card.

Apple Pay (16)

AppleWatch

Open the AppleWatch
app on your iPhone,
tap Wallet & ApplePay,
and then tap Add Card.

Apple Pay (17)

iPad

Go to Settings
Wallet & ApplePay,
and tap Add Card.

Apple Pay (18)

Mac

On models with TouchID,
go to System Preferences
Wallet & ApplePay, and
tap Add Card.

For more information, visit the
ApplePay setup support page.

Apple Pay (2024)

FAQs

How to pay someone with Apple Pay? ›

Tap Request or Send for a one-time payment. If you want to start paying someone regularly, tap Show Keypad, tap Send Recurring Payment, then follow the onscreen instructions. If you're sending a payment, authorize the payment with Face ID, Touch ID, or your passcode.

How do I access my Apple Pay? ›

Go to Settings > Wallet & Apple Pay. Do any of the following: Double-Click Side Button: (on an iPhone with Face ID) Your cards and passes appear on the screen when you double-click the side button.

What are the cons of Apple Pay? ›

Cons of Apple Pay

Apple Pay is not accepted at all retailers and not compatible with all banks or card issuers. Backup may be required, just in case. Apple Pay only works if your phone does. You may still need to carry a physical credit card as a backup in case your battery dies or you misplace your phone.

How do I use Apple Pay for the first time? ›

Apple Pay is built into iPhone, Apple Watch, Mac, and iPad. Start by adding your credit or debit card to the Wallet app on your iPhone, and you'll have the option to add it to your other devices in one easy step. When you want to pay, just double-click, tap, and you're set.

How do I use my Apple Pay at a checkout? ›

How to pay using Apple Pay in stores and other places
  1. To use your default card: If your iPhone has Face ID, double-click the side button. ...
  2. To use a different card, tap your default card to see your other cards. ...
  3. Hold the top of your iPhone near the contactless reader until Done and a checkmark appear on the display.
Feb 2, 2024

Does Apple Pay charge a fee? ›

Does Apple Pay charge a fee? There's no fee from Apple when you use Apple Pay.

Is Apple Pay the same as Apple Wallet? ›

Apple Pay is the safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.

How to pay using your phone? ›

Hold your Android device near the card reader and wait for the checkmark. Pay with your default card or select another. Google Pay will handle the rest. Order free stickers for your business to let customers know you accept Google Pay.

Is it better to use Apple Pay or credit card? ›

Secured Connection. Since you don't need a physical debit/credit card, there's a reduced risk of someone stealing your card(s) or their information. In fact, Apple Pay doesn't use your card number to make a purchase; rather, it uses a token called a “device account number” to complete the transaction.

Is it safer to use Apple Pay or debit card? ›

Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions.

How does Apple Pay actually work? ›

When you use Apple Pay in stores that accept contactless payments, Apple Pay uses Near Field Communication (NFC) technology between your device and the payment terminal. NFC is an industry-standard, contactless technology that's designed to only work across short distances.

What is the double click on Apple Pay? ›

The first double click opens the Wallet and readies the default payment method. The second double click activates Facial ID, a required step to initiate the transaction.

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