Here are the limits associated with using Apple Cash and person to person payments.
Apple Cash balance limit
The maximum Apple Cash balance you're allowed to have after verifying your identity is $20,000.1,2
If you're part of Apple Cash Family, the maximum Apple Cash balance you're allowed to have is $4,000.
Adding money from a debit card or prepaid card
You can only add money from a supported United States debit card or prepaid card that's in Apple Pay.3 Here are the limits:
Per transaction, you can add a minimum of $10.
Per transaction, you can add up to $10,000.
Within a 7-day period, you can add a maximum of $10,000.
You might also be limited by the available balance on your debit or prepaid card or limits from your bank or card issuer.
If you're part of Apple Cash Family
Per transaction, you can add a minimum of $10.
Per transaction, you can add up to $2,000.
Within a 7-day period, you can add a maximum of $2,000.
Sending or receiving limits
Per message, you can send or receive a minimum of $1.
Per message, you can send or receive up to $10,000.
Within a 7-day period, you can send or receive a maximum of $10,000.
You might also be limited by the available balance on your debit or prepaid card or limits from your bank or card issuer.
If you're part of Apple Cash Family
Per message, you can send or receive a minimum of $1.
Per message, you can send or receive up to $2,000.
Within a 7-day period, you can send or receive a maximum of $2,000.
Transferring money to your debit card or bank account
You can transfer a minimum of $1 to your debit card or bank account, or your full balance if it's under $1.
You can transfer up to $10,000 to your debit card or bank account in a single transfer.
Within a 7-day period, you can transfer up to $20,000 to your debit card or bank account.
For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.
With Instant Transfer, limits don't include fees.
To transfer money to your debit card, you must have an eligible debit card in the Wallet app.
If you're part of Apple Cash Family
You can transfer a minimum of $1 to your debit card or bank account, or your full balance if it's under $1.
You can transfer up to $2,000 to your debit card or bank account in a single transfer.
Within a 7-day period, you can transfer up to $4,000 to your debit card or bank account.
For Instant Transfer, a 1.5 percent fee (with a minimum fee of $0.25 and a maximum fee of $15) is deducted from the amount of each transfer.
With Instant Transfer, limits don't include fees.
To have an eligible U.S. debit card or prepaid card in the Wallet app, you must be at least 13 years old. To transfer money to or from an eligible debit card and use Instant Transfer, you must also be at least 13 years old.
Green Dot Bank will notify you as required by applicable law if these limits decrease. However, please note that Green Dot Bank may lower these limits, impose additional limits, or cancel, delay, or block a transaction without prior notice for security reasons or as otherwise described in the Terms and Conditions.
Sending and receiving money with Apple Pay and the Apple Cash card are services provided by Green Dot Bank, Member FDIC. Learn more about the Terms and Conditions.
Not all prepaid cards may be eligible to use with this feature.
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