(1) The most surprising thing I learned was how much money can be saved by making extra payments towards the principal of the loan. I didn't realize how much of a difference it can make over the life of the loan.(2) This information definitely changes how I see student loan debt. I used to just focus on making the minimum payments, but now I see the long-term benefits of being more aggressive with paying it off.(3) Yes, it will change how I pay off my debt. I plan to start making extra payments towards the principal to save money on interest and pay off the loan faster. I hadn't considered this before, but now I see the value in doing so.
