Allianz Global Assistance vs. Travel Guard Insurance Travel Insurance (2024)

Allianz Global Assistance vs. Travel Guard Insurance Travel Insurance (1)

Allianz Global Assistance

4.9 / 5 - Excellent

#6 in Travel Insurance

Allianz Global Assistance vs. Travel Guard Insurance Travel Insurance (2)

Travel Guard Insurance

4.0 / 5 - Very good

#7 in Travel Insurance

vs

Key Facts

  • Trip Cancelations, Delays, Medical Emergencies, Lost Baggage, Unexpected Crises, And More
  • Access to a worldwide network of prescreened hospitals

  • Quick claim payments for qualifying delays

  • 24-7 emergency assistance services

  • Medical, cancellation, and baggage coverage
  • Travel concierge services with premium plans
  • Emergency evacuation and medical repatriation
  • Offers cancellation coverage due to terrorism and natural disasters

ConsumersAdvocate.org Ratings

4.9 / 5 - Average

5.0/5

Coverage

4.8/5

Financial Strength

4.8/5

Price & Reputation

4.0 / 5 - Poor

4.0/5

Coverage

4.3/5

Extra Benefits

3.8/5

Financial Strength

3.8/5

Price & Reputation

Customer Reviews

&nbsp(56)

2.2 / 10 - Poor

4%

5 stars

0%

4 stars

0%

3 stars

7%

2 stars

89%

1 stars

&nbsp(29)

2.2 / 10 - Poor

7%

5 stars

0%

4 stars

0%

3 stars

3%

2 stars

83%

1 stars

Final Verdict

Allianz Global Assistance Travel Insurance has a higher overall rating than AIG Travel Guard Travel Insurance. Allianz Global Assistance scores better than Travel Guard Insurance across: Coverage, Extra Benefits, Financial Strength, and Price & Reputation.

Customer Comments & Reviews

B

Brenda B

6/4/2019

AIG Travel Guard Travel Insurance review

In March 2015, my 96 yr old dad ended up in the hospital the day before my trip to the Holy Land, so I obviously canceled on the last day. Travel Guard was awesome so I used them for two trips after that!


Patricia M

4/20/2019

Allianz Global Assistance Travel Insurance review

I had to cancel a trip for medical issues and after sending the appropriate paperwork they promptly paid.


John T

11/30/2018

AIG Travel Guard Travel Insurance review

On the middle of a transatlantic cruise in the middle of the Atlantic Ocean, my wife suddenly became ill. It’s a worst case scenario, 1000s of miles from the nearest port and only option is a clinic on the ship. She was rushed to the ships doctor and they took vitals and did lab tests. In the meantime, I used the ship-to-shore radio to call AIG very early in the morning. The first person took my information and placed me on hold to speak to a specialist. Because it costs $5 a minute, I hung up after a couple of minutes. I figured it would be better to contact them later when it wasn’t insanely expensive to call. AIG reached out to me immediately with multiple emails offering their assistance with medical monitoring, research, medical referrals, and travel. In addition, all the claims forms were mailed and waiting for us when we arrived.AIG provided a link informing me the status of the claim. They give me the direct telephone number of the person handling the claim. After a couple of weeks, I called this person asking if she needed more information to process the claim. Five minutes later, she call me and said she was approving my entire claim.You hope you don’t need it but this is absolutely the best travel insurance. You are dealing with professionals that are focused on dealing with your medical emergency and not denying your claim.


J

Jane

4/12/2018

Allianz Global Assistance Travel Insurance review

We bought travel insurance prior to a 6 week trip to Indonesia. We are Sr citizens (age 71 and 68). During our time in Bali my husband had to go to the hospital. We filed our claim upon return 5/24. We received our reimbusem*nt within 2 weeks for our medical expenses. I am so grateful we decided to buy travel insurance and I definitely would recommend Alliance.


Sponsored

Allianz Global Assistance vs. Travel Guard Insurance Travel Insurance (3)

TravelInsurance.com

4.9 / 5 - Excellent

#1 in Travel Insurance

Find The Best Travel Insurance

For adventures at home or abroad, travel insurance can protect you against risks and financial losses that may arise before or during your trip. We’ve compared the best travel insurance options to help you choose the coverage you need, so you can travel worry-free.

See top rated Travel Insurance

Allianz Global Assistance vs. Travel Guard Insurance Travel Insurance (2024)

FAQs

Is Allianz travel insurance the same as Allianz Global Assistance? ›

Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company.

Is Allianz Global Assistance any good? ›

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

What is the best travel insurance company? ›

The Best Travel Insurance of 2024
  • Travelex Insurance: Our top pick.
  • Nationwide Travel Insurance: Best for baggage coverage.
  • AIG Travel Guard: Best for families.
  • Faye: Best cancel for any reason coverage.
  • WorldTrips: Most affordable comprehensive coverage.
  • Generali Global Assistance: Best for trip interruption coverage.
7 days ago

Is travel guard insurance reputable? ›

After researching and rating 20 different travel insurance companies, the MarketWatch Guides team awarded AIG Travel Guard 4.6 out of 5 stars based on our comprehensive provider review methodology. AIG offers eight policies that can provide medical and trip coverage for a wide variety of traveler needs.

What is not covered by Allianz travel insurance? ›

Also, like other travel insurance plans, your Allianz Travel Insurance plan excludes losses caused by things like: War (declared or undeclared), acts of war, military duty. Civil disorder or unrest (unless expressly covered)

Who owns Allianz Global Assistance? ›

Does Allianz have a good reputation? ›

Founded in 1896. “A+” (excellent) rating by Better Business Bureau (BBB) “A+” (superior) rating by AM Best. Strong financial stability.

Where does Allianz rank? ›

Among the fastest growing global brands, Allianz moved up three positions to rank 31 in the overall Interbrand ranking of the top 100 global brands. “Our position in the Best Global Brands ranking is the strongest ever.

Who is Allianz biggest competitor? ›

Allianz competitors and alternatives
  1. Generali. Diversified insurance & asset management firm. ...
  2. Prudential. Offers insurance products and asset management services through its subsidiaries. ...
  3. Blue KC. ...
  4. Seguros SURA. ...
  5. Seguros Bolivar. ...
  6. HDI Seguros. ...
  7. AXA COLPATRIA. ...
  8. Seguros del Estado.
Aug 5, 2024

Which travel insurance is better, Allianz or Travelex? ›

Travelex and Allianz provide the same trip cancellation and interruption benefits and similar medical expense limits through comparable plans — Allianz offers only $25,000 more in medical expense coverage than Travelex. However, Allianz provides double the amount of lost baggage and emergency evacuation coverage.

Where can I get the best travel insurance? ›

The best travel insurance
  • Santander. Times Money Mentor award winning cover. ...
  • Saga. Best for over-50s. ...
  • Post Office. Best for those with pre-existing medical conditions. ...
  • Aviva. Best for those wanting substantial medical cover. ...
  • LV= ...
  • Switched On. ...
  • Cover for you. ...
  • Just Travel Cover.
Jul 31, 2024

Is it better to buy travel insurance early or late? ›

We suggest you buy a travel protection plan as soon as possible. We suggest you buy a travel protection plan as soon as possible. Here's why: That way you maximize your coverage period in case you need to cancel your trip. All sorts of things can impact your travel plans and force you to cancel your trip.

How is Allianz travel insurance rated? ›

Allianz travel insurance is highly regarded, and for good reason. Allianz offers five plans, so travelers' policies can cover what's important to them. As well, children under 17 can be included for free on an eligible plan, so it can make sense that those seeking a plan that they can customize will consider Allianz.

Does Travel Guard pay claims? ›

If you need to go home early, contact Travel Guard's World Service Center representatives, and they can help change your flights, cancel your reservations, and more – saving you time and hassle. Once you are home, you can file a claim for any covered lost or extra costs associated with getting back home.

Is travel guard owned by AIG? ›

Travel Guard is the product name for travel insurance and assistance services provided by AIG Travel and American International Group, Inc.

What is the other name for Allianz insurance? ›

Once known as Manufacturers Mutual Insurance Limited (MMI), we became Allianz Australia in July 2000.

What is the previous name of Allianz insurance? ›

Previous company names
NamePeriod
ALLIANZ CORNHILL INSURANCE PLC10 Jan 2003 - 27 Apr 2007
CORNHILL INSURANCE PUBLIC LIMITED COMPANY18 May 1905 - 10 Jan 2003

What is the difference between Allianz and Allianz SE? ›

Allianz SE is the holding company of the Allianz Group and holds the legal form of a European company (Societas Europaea). The Societas Europaea is the legal form for stock corporations under European Law. The European company (also: Societas Europaea - SE) is a legal form for companies in the EU.

What company owns Allianz insurance? ›

Since 1890, the worldwide Allianz Group has been working hard to secure people's lives. As a wholly owned subsidiary of Allianz Group, Allianz Australia has been insuring customers for over 100 years.

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