Aflac NewsMore News
TipRanks
Buy Rating Affirmed on Aflac with Raised Price Objective Amidst Yen Appreciation and Strategic Financial Moves
Zacks
Aflac (AFL) Up 7.9% Since Last Earnings Report: Can It Continue?
Zacks
Aflac (AFL) Is Up 2.46% in One Week: What You Should Know
Zacks
Are Finance Stocks Lagging Aflac (AFL) This Year?
Historical Prices for Aflac
| Date | Open | Close | Daily High | Daily Low |
|---|
Price change over selected period:0%0
Aflac Analyst Data
Total Analysts: 44
Buy Ratings: 19 Neutral Ratings: 23 Sell Ratings: 2
Analyst: {{ANALYST_DATA}}
Price-Target: {{PRICE_DATA}}
Rating: {{RATING_DATA}}
Price *Price Target
Lowest: 66.00 Median: 78.68 Highest: 105.00
*The average price target includes all analyst analysis, not just the most recent analysis presented in the chart.
Aflac Analyst Opinions
- All
- Buy
- Hold
- Sell
| Date | Analyst | Rating | Price | |||
|---|---|---|---|---|---|---|
| 07/23/24 | Citigroup Corp. | Maintained Hold | $93 | neutral | ||
| 07/11/24 | Bank of America Merrill Lynch | Maintained Buy | $105 | gut | ||
| 07/02/24 | J.P. Morgan | Maintained Hold | $83 | neutral | ||
| 06/28/24 | Jefferies & Company Inc. | Maintained Hold | $83 | neutral | ||
| 06/28/24 | Piper Sandler | Maintained Buy | $100 | gut | ||
| 05/10/24 | Wells Fargo & Co | Maintained Hold | $82 | neutral | ||
| 04/15/24 | Morgan Stanley | Maintained Hold | $84 | neutral | ||
| 04/11/24 | Wells Fargo & Co | Maintained Hold | $81 | neutral | ||
| 04/10/24 | Keefe, Bruyette & Woods, Inc. | Maintained Hold | $87 | neutral | ||
| 04/05/24 | Piper Sandler | Maintained Buy | $95 | gut | ||
| 03/01/24 | Morgan Stanley | Maintained Hold | $80 | neutral | ||
| 02/06/24 | Wells Fargo & Co | Maintained Hold | $83 | neutral | ||
| 02/02/24 | Raymond James Financial, Inc. | Maintained Buy | $88 | gut | ||
| 01/10/24 | UBS | Maintained Hold | $84 | neutral | ||
| 01/09/24 | Goldman Sachs | Maintained Sell | $75 | schlecht | ||
| 01/04/24 | Evercore | Downgraded to Sell | $78 | schlecht | ||
| 11/15/23 | Morgan Stanley | Maintained Hold | $80 | neutral | ||
| 11/02/23 | J.P. Morgan | Maintained Hold | $80 | neutral | ||
| 09/26/23 | Raymond James Financial, Inc. | Maintained Buy | $83 | gut | ||
| 09/14/23 | Jefferies & Company Inc. | Maintained Hold | $74 | neutral | ||
| 08/18/23 | Morgan Stanley | Downgraded to Hold | $75 | neutral | ||
| 08/15/23 | Wells Fargo & Co | Maintained Hold | $78 | neutral | ||
| 08/09/23 | Citigroup Corp. | Maintained Hold | $76 | neutral | ||
| 08/02/23 | J.P. Morgan | Maintained Hold | $74 | neutral | ||
| 08/02/23 | Morgan Stanley | Maintained Buy | $74 | gut | ||
| 07/17/23 | Wells Fargo & Co | Maintained Hold | $71 | neutral | ||
| 06/09/23 | Keefe, Bruyette & Woods, Inc. | Maintained Hold | $74 | neutral | ||
| 06/05/23 | Bank of America Merrill Lynch | Maintained Buy | $77 | gut | ||
| 06/02/23 | Morgan Stanley | Maintained Buy | $71 | gut | ||
| 04/27/23 | Morgan Stanley | Maintained Buy | $70 | gut | ||
| 04/25/23 | Wells Fargo & Co | Maintained Hold | $73 | neutral | ||
| 04/12/23 | Morgan Stanley | Maintained Buy | $72 | gut | ||
| 02/24/23 | Morgan Stanley | Maintained Buy | $77 | gut | ||
| 02/02/23 | Morgan Stanley | Maintained Buy | $78 | gut | ||
| 01/30/23 | Raymond James Financial, Inc. | Maintained Buy | $77 | gut | ||
| 01/10/23 | Morgan Stanley | Maintained Buy | $76 | gut | ||
| 01/06/23 | J.P. Morgan | Maintained Hold | $66 | neutral | ||
| 11/18/22 | Piper Sandler | Maintained Buy | $80 | gut | ||
| 11/17/22 | Morgan Stanley | Maintained Buy | $72 | gut | ||
| 11/16/22 | Raymond James Financial, Inc. | Maintained Buy | $74 | gut | ||
| 11/16/22 | RBC Capital Markets | Maintained Hold | $72 | neutral | ||
| 11/02/22 | RBC Capital Markets | Maintained Hold | $68 | neutral | ||
| 11/01/22 | Morgan Stanley | Maintained Buy | $69 | gut | ||
| 10/31/22 | Raymond James Financial, Inc. | Maintained Buy | $70 | gut |
Aflac Estimates* in USD
| 2024 | 2025 | 2026 | 2027 | |
|---|---|---|---|---|
| Revenue | 17,263 | 17,341 | 17,774 | 17,509 |
| Dividend | 2.01 | 2.14 | 2.26 | 2.48 |
| Dividend Yield (in %) | 1.85 % | 1.97 % | 2.08 % | 2.29 % |
| EPS | 6.71 | 7.05 | 7.40 | 7.40 |
| P/E Ratio | 16.18 | 15.40 | 14.68 | 14.67 |
| EBIT | 6,002 | 6,043 | 5,089 | - |
| EBITDA | 6,916 | 6,977 | 5,134 | - |
| Net Profit | 3,801 | 3,792 | 3,775 | - |
| Net Profit Adjusted | 3,801 | 3,792 | 3,775 | - |
| Pre-Tax Profit | 5,036 | 4,675 | 4,695 | - |
| Pre-Tax Profit Reported | 7,763 | 6,862 | 4,792 | - |
| EPS (Non-GAAP) ex. SOE | 6.71 | 7.05 | 7.40 | 7.40 |
| EPS (GAAP) | 9.01 | 7.01 | 7.34 | - |
| Gross Income | - | - | - | - |
| Cash Flow from Investing | -2,701 | -2,845 | -2,711 | - |
| Cash Flow from Operations | - | - | - | - |
| Cash Flow from Financing | - | - | - | - |
| Cash Flow per Share | - | - | - | - |
| Free Cash Flow | 131 | 1,565 | 132 | - |
| Free Cash Flow per Share | - | 5.59 | - | - |
| Book Value per Share | 46.61 | 48.60 | 52.03 | 59.89 |
| Net Debt | -6,121 | -6,244 | -6,369 | - |
| Research & Development Exp. | - | - | - | - |
| Capital Expenditure | - | - | - | - |
| Selling, General & Admin. Exp. | - | - | - | - |
| Shareholder’s Equity | 25,101 | 24,849 | 24,721 | - |
| Total Assets | 117,735 | 117,314 | 117,019 | - |
| Previous Quarter ending 06/30/24 | Current Quarter ending 09/30/24 | Next Quarter ending 12/31/24 | Current Year ending 12/31/24 | Next Year ending 12/31/25 | |
|---|---|---|---|---|---|
| Earnings Estimates | |||||
| No. of Analysts | - | 14 | 13 | 15 | 15 |
| Average Estimate | - | 1.672 USD | 1.612 USD | 6.710 USD | 7.051 USD |
| Year Ago | - | 2.654 USD | 0.461 USD | 7.815 USD | - |
| Publish Date | - | 10/30/2024 | 1/29/2025 | - | - |
| Revenue Estimates | |||||
| No. of Analysts | - | 6 | 6 | 8 | 8 |
| Average Estimate | - | 4,086 USD | 4,106 USD | 17,263 USD | 17,341 USD |
| Year Ago | - | 4,950 USD | 3,778 USD | 18,701 USD | - |
| Publish Date | - | 10/30/2024 | 1/29/2025 | - | - |
* Average Estimates in Million (e.g. Revenue) or per share (e.g. Dividend). Source: FactSet
Income Statements in Mio. USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Sales | 18,701.00 | 19,502.00 | 22,106.00 | 22,147.00 | 22,307.00 | 21,758.00 | 21,667.00 |
| Change of sales in % | -4.11 | -11.78 | -0.19 | -0.72 | 2.52 | 0.42 | -3.95 |
| Gross profit on sales | - | - | - | - | - | - | - |
| Gross profit on sales change in % | - | - | - | - | - | - | - |
| Operating income | 5,457.00 | 4,830.00 | 5,608.00 | 4,401.00 | 4,673.00 | 4,205.00 | 4,271.00 |
| Operating income change in % | 12.98 | -13.87 | 27.43 | -5.82 | 11.13 | -1.55 | -4.49 |
| Income before tax | 5,262.00 | 4,604.00 | 5,322.00 | 4,159.00 | 4,445.00 | 3,983.00 | 4,018.00 |
| Income before tax change in % | 14.29 | -13.49 | 27.96 | -6.43 | 11.60 | -0.87 | -1.20 |
| Income after tax | 4,659.00 | 4,201.00 | 4,325.00 | 4,778.00 | 3,304.00 | 2,920.00 | 4,604.00 |
| Income after tax change in % | 10.90 | -2.87 | -9.48 | 44.61 | 13.15 | -36.58 | 73.15 |
Balance Sheet in Mio. USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Total liabilities | 108,893.00 | 113,014.00 | 131,300.00 | 138,737.00 | 128,996.00 | 121,194.00 | 116,970.00 |
| Long-term liabilities per share | - | - | - | - | - | - | - |
| Equity | 21,985.00 | 22,365.00 | 33,253.00 | 33,559.00 | 28,959.00 | 23,462.00 | 24,598.00 |
| Equity change in % | -1.70 | -32.74 | -0.91 | 15.88 | 23.43 | -4.62 | 20.10 |
| Balance sheet total | 130,878.00 | 135,379.00 | 164,553.00 | 172,296.00 | 157,955.00 | 144,656.00 | 141,568.00 |
| Balance sheet total change in % | -3.32 | -17.73 | -4.49 | 9.08 | 9.19 | 2.18 | 8.23 |
Key Data in USD
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|
| Sales per share | 31.23 | 30.58 | 32.67 | 30.92 | 29.88 | 28.09 | 27.16 |
| P/E ratio (year end quote, basic EPS) | 10.60 | 10.92 | 9.14 | 6.67 | 11.95 | 12.09 | 7.61 |
| P/E ratio (year end quote, diluted EPS) | 10.60 | 10.92 | 9.14 | 6.67 | 11.95 | 12.09 | 7.61 |
| P/E ratio (year end quote) | 10.60 | 10.92 | 9.14 | 6.67 | 11.95 | 12.09 | 7.61 |
| Dividend yield in % | 2.04 | 2.22 | 2.26 | 2.52 | 2.04 | 2.28 | 1.98 |
| Equity ratio in % | 16.80 | 16.52 | 20.21 | 19.48 | 18.33 | 16.22 | 17.38 |
| Debt ratio in % | 83.20 | 83.48 | 79.79 | 80.52 | 81.67 | 83.78 | 82.62 |
Aflac Insider Activity
| Name | Date | shares traded | shares held | Price | type (sell/buy) | option |
|---|---|---|---|---|---|---|
| AMOS DANIEL P | 08/22/2024 | 44,700.00 | 678,029.00 | n/a | Sell | No |
| MOSKOWITZ JOSEPH L | 08/07/2024 | 600.00 | 26,962.00 | 99.55 | Sell | No |
| KENNY THOMAS J | 08/06/2024 | 2,000.00 | 18,158.00 | 98.95 | Sell | No |
| AMOS DANIEL P | 08/01/2024 | 75,650.00 | 722,537.00 | n/a | Sell | No |
| AMOS DANIEL P | 08/01/2024 | 4.00 | 1,535.00 | n/a | Buy | No |
| AMOS DANIEL P | 08/01/2024 | 192.00 | 722,729.00 | n/a | Buy | No |
| Miller Virgil Raynard | 06/23/2024 | 756.00 | 7,729.00 | 90.43 | Sell | No |
| LAKE CHARLES D II | 05/20/2024 | 22,378.00 | 61,522.00 | 87.47 | Sell | No |
| LAKE CHARLES D II | 05/20/2024 | 22,378.00 | 83,900.00 | 30.73 | Buy | No |
| MOSKOWITZ JOSEPH L | 05/07/2024 | 600.00 | 27,550.00 | 84.84 | Sell | No |
| Rohrer Katherine | 05/06/2024 | 900.00 | 20,480.00 | n/a | Sell | No |
| Hosoda Miwako | 05/05/2024 | 2,125.00 | 5,656.00 | n/a | Buy | No |
| Rohrer Katherine | 05/05/2024 | 2,125.00 | 21,380.00 | n/a | Buy | No |
| MOSKOWITZ JOSEPH L | 05/05/2024 | 2,125.00 | 28,150.00 | n/a | Buy | No |
| BOWERS WILLIAM P | 05/05/2024 | 4,781.00 | 66,842.00 | n/a | Buy | No |
| Mori Nobuchika | 05/05/2024 | 2,125.00 | 12,526.00 | n/a | Buy | No |
| Kiser Georgette D. | 05/05/2024 | 2,125.00 | 17,518.00 | n/a | Buy | No |
| KENNY THOMAS J | 05/05/2024 | 2,125.00 | 20,046.00 | n/a | Buy | No |
| Collins Arthur Reginald | 05/05/2024 | 2,125.00 | 7,732.00 | n/a | Buy | No |
| Lloyd Karole | 05/05/2024 | 2,125.00 | 47,036.00 | n/a | Buy | No |
| Mori Nobuchika | 04/30/2024 | 721.00 | 10,401.00 | 84.57 | Sell | No |
| Hosoda Miwako | 04/30/2024 | 1,514.00 | 3,531.00 | 84.57 | Sell | No |
| Broden Max | 04/28/2024 | 8,894.00 | 99,073.00 | 84.54 | Sell | No |
| Dyslin Bradley Eugene | 03/24/2024 | 5,368.00 | 11,364.00 | 84.81 | Sell | No |
| KENNY THOMAS J | 03/19/2024 | 5,000.00 | 17,920.00 | 84.62 | Sell | No |
Aflac Dividend Calendar
| Date | Name | Dividend | *yield | Currency |
|---|---|---|---|---|
| 2023 | Aflac Inc | 1.68 | 2.04 | USD |
| 2022 | Aflac Inc | 1.60 | 2.22 | USD |
| 2021 | Aflac Inc | 1.32 | 2.26 | USD |
| 2020 | Aflac Inc | 1.12 | 2.52 | USD |
| 2019 | Aflac Inc | 1.08 | 2.04 | USD |
| 2018 | Aflac Inc | 1.04 | 2.28 | USD |
| 2017 | Aflac Inc | 0.87 | 1.98 | USD |
| 2016 | Aflac Inc | 0.83 | 2.39 | USD |
| 2015 | Aflac Inc | 0.79 | 2.64 | USD |
| 2014 | Aflac Inc | 0.75 | 2.46 | USD |
| 2013 | Aflac Inc | 0.71 | 2.13 | USD |
| 2012 | Aflac Inc | 0.67 | 2.52 | USD |
| 2011 | Aflac Inc | 0.62 | 2.84 | USD |
| 2010 | Aflac Inc | 0.57 | 2.02 | USD |
| 2009 | Aflac Inc | 0.56 | 2.42 | USD |
| 2008 | Aflac Inc | 0.96 | 2.09 | USD |
| 2007 | Aflac Inc | 0.80 | 1.28 | USD |
| 2006 | Aflac Inc | 0.55 | 1.20 | USD |
| 2005 | Aflac Inc | 0.44 | 0.95 | USD |
| 2004 | Aflac Inc | 0.38 | 0.95 | USD |
| 2003 | Aflac Inc | 0.30 | 0.83 | USD |
| 2002 | Aflac Inc | 0.23 | 0.76 | USD |
| 2001 | Aflac Inc | 0.19 | 0.77 | USD |
| 2000 | Aflac Inc | 0.17 | 0.47 | USD |
| 1999 | Aflac Inc | 0.15 | 0.32 | USD |
*Yield of the Respective Date
Aflac Calendar
| Event | Estimate | Info | Date |
|---|---|---|---|
| Earnings Report | 1.672 USD | Q3 2024 Earnings Release | 10/30/2024 |
| Earnings Report | 1.612 USD | Q4 2024 Earnings Release | 01/29/2025 |
| Earnings Report | 1.756 USD | Q1 2025 Earnings Release | 04/23/2025 |
| Earnings Report | 1.797 USD | Q2 2025 Earnings Release | 08/05/2025 |
| Earnings Report | 1.784 USD | Q3 2025 Earnings Release | 10/29/2025 |
Aflac Past Events
| Event | Actual EPS | Info | Date |
|---|---|---|---|
| Earnings Report | 3.109 USD | Q2 2024 Earnings Release | 07/31/2024 |
Aflac Profile
Aflac, Inc. is a holding company, which engages in the provision of financial protection services. It operates through the following segments: Aflac Japan and Aflac U. S. The Aflac Japan segment offers life insurance, death benefits, and cash surrender values. The Aflac U. S. segment sells voluntary supplemental insurance products for people who already have major medical or primary insurance coverage.
Moody’s Daily Credit Risk Score
Risk
- Low
- Medium
- High
6
Moody’s Daily Credit Risk Score is a 1-10 score of a company’s credit risk, based on an analysis of the firm’sbalance sheet and inputs from the stock market. The score provides a forward-looking, one-year measure of creditrisk, allowing investors to make better decisions and streamline their work ow. Updated daily, it takes intoaccount day-to-day movements in market value compared to a company’s liability structure.
Aflac Shareholder
| Owner | in % |
|---|---|
| Freefloat | 89.92 |
| The Vanguard Group, Inc. | 9.36 |
| Japan Post Holdings Co., Ltd. | 9.34 |
| Japan Post Holdings Co., Ltd. | 9.34 |
| Vanguard Group, Inc. (Subfiler) | 8.70 |
| State Street Corp. | 4.61 |
| Vanguard Total Stock Market ETF | 3.20 |
| BlackRock Fund Advisors | 3.01 |
| Vanguard 500 Index Fund | 2.40 |
| Geode Capital Management LLC | 2.21 |
| Wells Fargo Clearing Services LLC | 2.08 |
| BlackRock Institutional Trust Co. NA | 2.05 |
| Fidelity 500 Index Fund | 1.13 |
| SPDR S&P 500 ETF Trust | 1.10 |
| iShares Core S&P 500 ETF | 1.01 |
Shareholder percentage totals can add to more than 100% because some holders are included in the free float.
Aflac Management
| Name | Job |
|---|---|
| Daniel Paul Amos | Chairman, President & Chief Executive Officer |
| Robin Blackmon | Chief Accounting Officer & SVP-Financial Services |
| Thomas L. McDaniel | Chief Auditor, Senior VP & US Compliance Officer |
| Max K. Brodén | Chief Financial Officer & Executive Vice President |
| Matthew D. Owenby | Chief Human Resources Officer & Senior VP |
| J. Peter Kelso | Chief Information Officer & Executive VP |
| Timothy L. Callahan | Chief Information Security Officer & Senior VP |
| Teresa Q. McTague | Chief Investment Officer-Global Investments & MD |
| Garth Knutson | Chief Marketing Officer |
| Daniel S. Trsic | Chief Tax Officer |
| Frederick John Crawford | Executive Vice President |
| Audrey Boone Tillman | Executive Vice President & General Counsel |
| Brad E. Dyslin | Global Chief Investment Officer & Executive VP |
| Albert A. Riggieri | Global Chief Risk Officer & Senior Vice President |
| Arthur R. Collins | Independent Director |
| Georgette D. Kiser | Independent Director |
| Joseph L. Moskowitz | Independent Director |
| Karole F. Lloyd | Independent Director |
| Katherine T. Rohrer | Independent Director |
| Miwako Hosoda | Independent Director |
| Nobuchika Mori | Independent Director |
| Thomas J. Kenny | Independent Director |
| David A. Young | Investor Contact |
| William Paul Bowers | Lead Independent Director |
| Virgil R. Miller | President-Alfac US |
| Thomas P. McKenna | SVP & Deputy General Counsel-Legal Division |
| Joey Matthew Loudermilk | Secretary & Vice President |
| Bradley Knox | Senior Vice President & Counsel-Federal Relations |
