Accessing bank details of husband without his consent (2024)

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You must not worry at all, didnt your lawyer tell you that a wife has every right to know a husband's salary or income after marriage, these are not my words, i have reference to the same effect stated by court

See being a wife you could have asked for these statements from bank vide RTI or through court from husband but being banker taking printouts yourself and presenting before court amounts to misuse of your authority and further deficiency on part of the bank.

So if it is proved and established you took print out bank can take action against you for same.

So firstly kindly elobrate what are allegations husband has put against you and bank based on same it can be denied and defended.

Yes

1. This is surely invasion of privacy, for which your husband can file a criminal complaint against you and bank under Section 406 IPC for criminal breach of trust.

2. Apart from the criminal breach of trust, he can also sue you and bank for damages under civil law. If damages are ordered against the bank also then it can recover the same with cost of litigation from you. Bank can also terminate your services for this. Even bank has a cause of action to lodge a FIR against you for criminal breach of trust.

3. It goes without saying that statement of accounts of your husband which you obtained in an illegal manner is inadmissible in evidence.

bank cannot give such statement to a third party without the account holder’s authorization. The bank’s action was a clear breach of the account holder privacy

consumer forum would impose fine on bank

further disciplinary action would be taken against you

You have committed no crime unless his account was hacked or any internet fraud was done.

2. It is not clear by what means you obtained such details.

3. if no illegality was adopted then it is at best a civil suit for which your employment should not be put to risk.

1. By doing what you did, you have become liable for prosecutable offences like Fraud, Intimidation, Breach of Trust, etc....

2. Further you have left yourself vulnerable with no choice but to try for amicable settlement.

Hello There,

the answer lies in to your appointment rules and nothing else...

just go through your rule books and see if you are not authorized to check the bank details of any customer or not..

and what i feel, you should not be so threatened to feel that you would lost your job..

just check with your banking rules and revert again..

regards.

You should have not done it. Now you need deny the same. If you accept you will face termination

Wife has access to husband account but as an employee, you committed offense. Where you used that statement ? Are you nominee to account ?

You should not have done the same.

Without authority of the customer and bank, you can not use your account to take out personal details of the client

What is the case that he has filed against you.

If he has filed a data theft case, being a banker you may state that he asked you to take this when he was in good terms hence it was at his instance that you got this statement prepared.

Without knowing the nature of complaint and status of your case, it may not be possible to render a proper opinion on this hence you may approach an advocate for a second opinion by contacting them in person or over phone or even someone from this forum too.

Without knowing what case he has filed against you, whether it is a police complaint or a private complaint, whether it is a civil case or a criminal case, no opinion can be arrived at your case.

Bank employed are part and parcel of the bank and they can check and monitor the activity of the account without permission of any client. But without consent of holder you cannot take statement printout.

Dear madam

Have you admitted the statement as evidence in the divorce case if yes then

You have done an offence by accessing your husband account without his consent.

If you want to save your job and also want to get divorce ask him to settle the matter by way of compromise. If he agrees than you both can go for mutual divorce but dont give any written promise until he withdraw the complaint/case against you. Or does not give any statement regarding this case in written.

And if no don't submit the statement as evidence and destroy the statement and try that some official in your bank can help you in this matter.

i can provide you the reference. here you go:

While dealing with the Section 8(1)(j) of the Act, we cannot lose sight of the fact that the appellant and the respondent are husband and wife and as a wife she is entitled to know what remuneration the respondent is getting.

1. Actually, as per the information mentioned in the present query, makes it clear that you being bank employee had the access of your husband data by somehow.
2. And his data is actually his private property, no body can access it until there is a court order or any authority for statehood purpose or with his consent.
3. But, if you can prove that you wanted this record to prove something before there court of law in your contested divorce which has been trying not to disclose then there will be no case made out against you.