Bankrate guides savers and spenders through the next steps of their financial journey. Whether you’re buying a home, paying off a loan or saving up for college, we offer free tools and resources to help you reach your goals.
Who We Are
For every next, Bankrate is there
No financial journey is a straight path. It's an odyssey, full of twists, turns and unexpected detours. When you arrive at a fork in the road, you can depend on Bankrate to help you choose the right direction.
From our product comparison tools to award-winning editorial content, we provide objective information and actionable next steps to help you make informed decisions. It’s why over 100 million people put their trust in us every year.
Over four decades
The trusted name in personal finance
Founded in 1976 as the Bank Rate Monitor, a print publisher for the banking industry, Bankrate has a long track record of helping people make smart financial decisions.
We’ve maintained this reputation over four decades by prioritizing facts and experience over hype and hearsay, and quickly responding to economic trends that offer our users a more relevant experience.
Bankrate Through The Years
Our mission
To empower people to make smarter financial decisions
We believe...
integrity is priceless
We must be honest and ethical in everything that we do.
We prioritize...
People over profits
Achieving business goals happens naturally when you put people first.
We know that...
Personal finance is personal
We must meet people where they are and approach every decision with empathy.
What we offer
Rates, tools and guidance for every step of your financial journey
Bankrate offers a number of free resources that empower you to take command of your finances — and control of your life.
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Award-winning editorial content
Read 300+ pieces published monthly, from financial news to general advice.
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Product comparison tools
Shop and compare personalized offers from top banks, lenders and carriers.
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Financial calculators
Crunch the numbers with 200+ calculators available sitewide.
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Objective reviews
Find the right financial institution with our extensive in-house reviews.
why millions turn to bankrate
The go-to source for all things finance
Bankrate demystifies financial decision-making and gives you confidence in which actions to take next. For example, let’s say you’re looking to purchase a home.
- Our home affordability calculator can help you set a budget
- Our editorial content can help you determine the type of loan you may need
- Our comparison tools can help you find your perfect mortgage match
We can even pinpoint your best offers and provide next steps — all while protecting your privacy, personal information and credit score.
Bankrate Editorial Team
Meet our award winning reporters
Bankrate employs some of the top personal finance reporters in the business. Their work is reviewed for accuracy by a third-party financial review board of experts.
Bankrate reporters
See all Bankrate reporters
James Royal, Ph.D.Arrow RightPrincipal writer, investing and wealth management
Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington Post, The New York Times and more.
Sarah FosterArrow RightPrincipal U.S. Economy and Federal Reserve Reporter
Principal writer Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy for Bankrate, where she helps readers understand how the world’s most powerful policymakers in Washington, D.C., impact their personal finances. She’s covered the Federal Reserve and U.S. economy since 2018, when she joined the economics news team at Bloomberg News.
The trusted provider of accurate rates and financial information
In the News
Media mentions and coverage
Our breadth of experience fuels our reputation as a financial authority that’s trusted and relied upon by media outlets, financial institutions and government agencies alike.
Our reporters and financial insiders are often tapped by mainstream news outlets to share their perspective on Fed updates and other trending topics. Additionally, our surveys, studies and "best of" lists are frequently cited in the media.
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Our financial review board of experts
Read about our review board
Kenneth Chavis IVArrow RightSenior wealth advisor atVersant Capital Management
Kenneth Chavis IV is a senior wealth counselor at Versant Capital Management who provides investment management, complex wealth strategy, financial planning and tax advice to business owners, executives, medical doctors, and more.
Shashank ShekharArrow RightCEO, InstaMortgage
InstaMortgage (formerly Arcus Lending) CEO Shashank Shekhar is a top 15 loan officer and has been named the No. 4 broker in the country.
How we make money
Our editorial integrity is not for sale
Bankrate is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for featured placement of sponsored products and services, or your clicking on links posted on this website. This compensation may impact how, where and in what order products appear. We do not include all companies or all available products.
While we adhere to strict editorial integrity, our published work may contain references to products from our partners.
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