About Us
Based in La Jolla, California, Silvergate is a Federal Reserve member bank and the leading provider of innovative financial infrastructure solutions and services for the digital asset industry.
We leverage our technology platform and management team's expertise to develop solutions for many of the largest fintech and digital asset companies and investors around the world. Our solutions are built on our deep-rooted commitment and proprietary approach to regulatory compliance.
Our stock is publicly traded on the NYSE (SI).
Core Values
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Challenge Convention
We innovate continuously and create success through small and big improvements, being intellectually curious, and embracing change.
Cultivate Awesome
We stay engaged and unified through a healthy balance of hard work, celebrating together, and building our fun, vibrant, and driven culture.
Do What's Right
We act with integrity and humility, building trust with our clients and each other through openness, respect, and radical candor.
Empower People
We create inclusive growth by empathizing, supporting, and inspiring every person in our community to reach their full potential.
Exceed Expectations
We set others up for success by listening carefully, answering clearly, and doing more than what’s expected for each other and our clients.
Take Ownership
We take pride in our work, hold each other accountable, and embrace the entrepreneurial spirit with grit, passion, and resourcefulness.
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Our Team
We work with entrepreneurs to create opportunity and prosperity in our communities. Our culture, experience, and dedication make Silvergate a valuable, collaborative partner for our clients and a great place to build careers.
Alan Lane | Chief Executive Officer
Mr. Lane has been with Silvergate since December 2008. He is the Chief Executive Officer of Silvergate Capital Corporation and Silvergate Bank.
With over 40 years of corporate and financial institution leadership experience, he formerly held the positions of Director, President and Chief Operating Officer of Southwest Community Bancorp; Vice-Chairman and Chief Executive Officer of Financial Data Solutions, Inc.; and Director and Chief Executive Officer of Business Bank of California. In addition to his financial institution experience, Mr. Lane has served as President/CEO or Chief Financial Officer of both manufacturing and retail companies.
He earned his B.A. in Economics from San Diego State University.
Kathleen Fraher | Chief Risk Officer
Kate Fraher joined Silvergate in 2006. Prior to her current position she served as Vice President, Compliance and BSA Officer, and was responsible for overseeing the audit function.
Ms. Fraher has over fifteen years of banking, insurance, and securities experience with local financial institutions and has a broad-based background in all aspects of banking, with emphasis on managing regulatory relationships, examinations, and compliance with all major banking-related laws and regulations.
She has designed and implemented scalable compliance management programs as well as control structures and policies for commercial, consumer, and mortgage lending operations, and deposit and branch operations. Ms. Fraher holds a Bachelor of Science degree in Business Administration from Mount St. Mary's College in Los Angeles, CA and completed the ABA Graduate School of Compliance Management.
“I look forward to coming into work every day because I just love all the people that I work with. We definitely are a family.”
Zine Majid, Account Manager
Given the provided information about Silvergate, let me first demonstrate my expertise. The details provided about Silvergate, its operations, core values, and key personnel align with the information I have in my database up to January 2022. My understanding encompasses the digital asset industry, regulatory compliance in fintech, and the roles of financial institutions like Silvergate in providing infrastructure and services for this sector.
Now, let's break down the concepts and elements presented in the article:
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Silvergate's Background:
- Location: Based in La Jolla, California.
- Role: It's a Federal Reserve member bank.
- Industry Focus: Provides financial infrastructure solutions and services primarily for the digital asset industry.
- Public Trading: Its stock is listed on the NYSE under the ticker symbol "SI".
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Core Values:
- Challenge Convention: Emphasizes innovation, improvement, intellectual curiosity, and embracing change.
- Cultivate Awesome: Promotes a vibrant, fun, and driven culture through hard work and celebration.
- Do What's Right: Prioritizes integrity, openness, respect, and candor.
- Empower People: Aims for inclusive growth, empathy, support, and inspiration.
- Exceed Expectations: Highlights listening, clarity in communication, and surpassing set standards.
- Take Ownership: Values accountability, entrepreneurial spirit, grit, passion, and resourcefulness.
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Key Leadership:
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Alan Lane (CEO):
- Joined Silvergate in December 2008.
- Has over 40 years of corporate and financial leadership experience.
- Previous roles include positions in Southwest Community Bancorp, Financial Data Solutions, Inc., and Business Bank of California.
- Academic background: B.A. in Economics from San Diego State University.
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Kathleen Fraher (Chief Risk Officer):
- Joined Silvergate in 2006.
- Has more than fifteen years of experience in banking, insurance, and securities.
- Expertise in regulatory relationships, compliance, and audit functions.
- Holds a Bachelor of Science degree in Business Administration from Mount St. Mary's College and completed the ABA Graduate School of Compliance Management.
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Company Culture: The team at Silvergate emphasizes collaboration, opportunity creation, and community prosperity. Statements like those from Zine Majid, an Account Manager, reflect a family-like environment and a sense of unity among employees.
In summary, Silvergate stands as a pivotal financial institution in the digital asset landscape, headquartered in California. Their core values and leadership reflect a commitment to innovation, integrity, and community. The details provided showcase their dedication to regulatory compliance, employee empowerment, and exceeding client expectations.
