The difference between AARP and AAA is that AAA is an auto club focused on providing auto services like roadside assistance, while AARP is an organization dedicated to providing services geared to seniors. AARP and AAA also differ in their prices, the discounts they have and how they offer their memberships.
AARP vs. AAA
Organization | AARP | AAA |
Offers auto insurance? | Yes via The Hartford | Yes |
Offers roadside assistance? | Yes via Allstate | Yes |
Price for auto insurance | $674 per year | $502 per year |
Price for roadside assistance | $66 to $143 per year | $38 to $171 per year |
Number of discounts for auto insurance | 8 | 17 |
*Note: Auto insurance rates are based on a 55-year driver in California. Actual rates will vary.
*To get auto insurance via the AARP Auto Insurance Program from The Hartford, you must be at least 50 years old.
Is AARP or AAA Better?
AAA is better for auto insurance and roadside assistance than AARP since AAA offers lower prices, more robust services and a variety of discounts. AARP is better for those looking for information on and assistance with important issues affecting seniors like Medicare and Social Security.
It could be beneficial to join both organizations if you want to take advantage of AARP’s healthcare services and get cheap auto insurance through AAA. Both organizations offer a wide range of discounts on common expenses, though the discounts vary by location.
AARP is a national organization that people can join from anywhere in the U.S., while AAA has regional clubs that people can join based on their location.
This answer was first published on 11/15/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
The difference between AARP and AAA is that AAA is an auto club focused on providing auto services like roadside assistance, while AARP is an organization dedicated to providing services geared to seniors.
Is it better to have AAA or AARP? ›
AAA and AARP are quite evenly matched, but ultimately The Zebra recommends AAA for most drivers due to higher JD Power scores, broader eligibility requirements, and discount opportunities. Both options are solid, though, and drivers over 50 should consider both companies.
Is AARP membership worth the money? ›
AARP offers big discounts tailored to its members
Through AARP, members can access reduced rates on gym memberships, fitness trackers and even telemedicine services — all of which may be crucial for staying healthy during your senior years. And, travel discounts have been, and remain, a cornerstone of AARP benefits.
What are the main benefits of AARP? ›
AARP offers a variety of insurance options tailored to seniors' needs, including supplemental health insurance, dental and vision coverage, life insurance, long-term care insurance and auto insurance.
What is better than AARP? ›
AMAC is a membership organization for people age 50 and over. The group calls itself "the conservative alternative to the AARP."
What is the downside of the AAA? ›
AAA Cons: Auto insurance is only available to AAA members. No discounts offered for teen drivers. Customers report long response times.
Is insurance cheaper with AARP? ›
Up to 20% Savings for Members
You can customize your coverage with benefits and services designed especially for AARP members, including “New for Old” Protection and Disappearing Property Deductible†. Plus, you could save up to 20% when you bundle your home and auto policies.
Does AARP offer gas discounts? ›
AARP Gas Discounts
AARP members can get additional points by using their membership at Exxon Mobil gas stations. It's not a direct discount, per se, but when you realize that every 100 points equals a dollar, you can apply it to your gas purchases — saving you money.
Is AARP free for seniors? ›
AARP membership is open to anyone 18 or older. While AARP's mission is dedicated to the needs of the 50+ population, anyone can become an AARP member for as low as $12 for the first year with automatic renewal. Once you're a member, you'll gain access to hundreds of discounts, programs and resources.
Does AARP charge a monthly fee? ›
Membership is as little as $12 for your first year with automatic renewal and $16 per year after that; it's risk-free and can be canceled at any time. AARP also offers multi-year membership plans. Save 10% off annual rate if you sign up for three years and 21% if you enroll in a five-year membership term.
Yes! Save $20 off a Walmart+ annual plan with your AARP Membership. To receive your discount, enter your AARP Membership number when you sign up for Walmart+. To learn more, go to plus.walmart.com.
Do AARP members get discounts on groceries? ›
CoinFlip: AARP discount gives you instant savings on grocery items without coupons or a new loyalty card.
How much is Amazon Prime for AARP members? ›
To join Prime Access, you can visit Amazon's website. AARP members get access to hundreds of benefits. Sign up today for only $12 per year.
Is it better to have AARP or AAA? ›
AAA is better for auto insurance and roadside assistance than AARP since AAA offers lower prices, more robust services and a variety of discounts. AARP is better for those looking for information on and assistance with important issues affecting seniors like Medicare and Social Security.
Is AARP really worth getting? ›
An AARP membership is great for anyone who's always on the hunt for the best deal. Its discounts can help when you shop for a rental car, hotel, or a better deal on your car insurance, and often the deal is good enough to more than offset the cost of membership.
Why do doctors not like Medicare Advantage plans? ›
Many doctors and healthcare physicians don't like Medicare Advantage plans due to coverage restrictions, limited networking, and overpayment rates, which cause increasing difficulties for patients.
Who has the best roadside assistance? ›
Compare Roadside Assistance
Top Roadside Assistance Company | Overall Rating | Roadside Assistance Award |
---|
1. Better World Club | 9.6 | Best Roadside Assistance Company |
2. Good Sam | 9.5 | Best Roadside Assistance For RV |
3. Allstate | 9.4 | Best Roadside Assistance Deals |
4. Travelers | 9.3 | Cheap Car Insurance With Roadside Assistance |
7 more rowsAug 9, 2024
What is the difference between AAA and AAA Plus membership? ›
The difference between AAA Basic and AAA Plus is that the Basic plan has lower coverage limits for towing, lockout reimbursem*nt, trip interruption protection and fuel delivery than the Plus plan. The Basic plan is cheaper than the Plus plan, too.
What is the best AAA membership to buy? ›
AAA Premium Membership: Our Premier membership offers our highest level of coverage. It's perfect for those who frequently drive long distances or are looking for a comprehensive package of roadside and travel assistance benefits.
Is my AAA membership good in all states? ›
Does AAA work out of state? Yes, you can call AAA for Roadside Assistance from anywhere in the United States.