50 Frugal Living Tips That Will Save You Money (2024)

Frugal Ways To Save Money

Are you looking to save more money? If you are, you are in the right place. Whether you are looking to lower your household expenses or pay down some debt you will find some amazing frugal living tips that will help you save money below.

Frugal Living

Now is the time to start living frugally and saving money. Below you will find 50 frugal tips that will help you save money, ditch the debt and save for that vacation or weekend away you really need.

What Is Frugal Living?

Frugal living is about being smart with your money and living below your means. It is also about making smart choice. Opting out of the drive thru to bring your own coffee to work.

Frugal Living Ideas

Or hanging your clothes to dry instead of tossing them in the dryer. It’s also about assessing where you’re spending your money.

You can learn the 21 things we stopped buying in order to save $1000 off our monthly budget.

Benefits Of Budgeting

Budgeting is on of the best ways to save money. Knowing how much you have coming in and what your household expenses are is important.

Frugal Budget

Budgeting your monthly expenses also gives you a clear picture of where you can cut your expenses in order to save more money.

Frugal Budget Tips

Actively live below your means. Spend less than you make. Find ways to save more money each month. Learn how to increase your income and pay down your debt.

Importance Of Being Frugal

Being frugal is super important if you are looking to pay down debt, save for a big ticket item or plan for your future.

Simple Frugal Changes

And it’s not hard to do. It’s about making simple changes to your everyday that make a big impact in your savings.

How To Be More Frugal

Start with simple. Are you a coffee and breakfast drive thru morning kind of person? Or do you join the work gang for lunch at the local pub? Try one or two days a week bring coffee or lunch from home and seeing how much money you save.

Living A Frugal Life

Keep track and assess your expenses. See where you can decrease your spending or change an item to save some money.

Frugal Tips

Being frugal is all about making changes that work for you and help you save money. Below are 50 frugal tips that can help you put more money back into your wallet.

Related Frugal Tips:

  • Stop Living Paycheck To Paycheck
  • 275+ Money Saving Tips
  • The Must Have Essentials Of A Frugal Home

50 Frugal Tips That Will Save You Money:

1. Use a budget and stick to it

2. Grow your own vegetables and fruit

3. Regrow fresh food from your kitchen scraps

4. Can and preserve the bounty of the season

5. Make your own bread

6. Learn to sew and mend your clothes

7. Wear it, mend it, re-purpose it

8. Hang your laundry to dry instead of using the dryer

9. Make your food from scratch

10. Don’t shop when hungry

11. Eat out less

12. Use a meal plan

13. Cook cheap recipe based foods

14. Use your slow cooker

15. Cook once and eat twice

16. Eat meatless meals

17. Invest in an Instant Pot

18. Make breakfast for dinner

19. Brown bag your lunch

20. Eat healthy on a budget

21. Shop at your local thrift store

22. Order freebies and samples

23. Buy in bulk

24. Use the Rakuten App to save money

25. Shop with a list

26. Stop buying pop, drink water

27. Enjoy cheap dates

28. Treat family to budget friendly activities

29. Cut the cable, cellphone or landline

30. Turn the heat down

31. Unplug electronics when not in use

32. Make your own cleaners

33. Use cloth napkins, ditch the paper

34. Make your own gifts

35. Buy and restore used furniture

36. Buy or rent a house that fits your needs

37. Use reusable cloth bags

38. Get a library card

39. Enjoy super fun, super cheap activities

40. Bike to work or take public transport

41. DIY everything and anything

42. Shop at garage sales and flea markets

43. Sell your old items online or at garage sales

44. Shop around your cellphone, mortgage, banking plans

45. Pay with cash

46. Checkout your free local attractions

47. Enjoy kids eat free places

48. Play in the park or go for a hike it’s free

49. Shop smart, don’t lead with temptation

50. Share the abundance of your garden, your extra fresh bread, your old clothes or unused items

Living Frugally

Living frugally is super simple and easy to do. Pick one or five of the tips above and work them into your daily or weekly activities. You will start seeing savings results immediately. It may be just a dollar or to but the more you do the more results you will see.

Frugality Tips

Frugal living in action. A frugal mom may pack her husband coffee and lunch before he heads to work. She may wash the laundry in cold water and hang it to dry. In her frugal home you may find a fully stocked pantry and a full freezer ready for meal planning and baking.

Frugality

Other examples of frugal living are carpooling with your co-workers. Planting a community vegetable garden and baking homemade bread. Frugality has many faces with the main goal living well on less.

50 Frugal Living Tips That Will Save You Money (5)50 Frugal Living Tips That Will Save You Money (6)

50 Frugal Living Tips That Will Save You Money (7)50 Frugal Living Tips That Will Save You Money (8)

50 Frugal Living Tips That Will Save You Money (9)50 Frugal Living Tips That Will Save You Money (10)

50 Frugal Living Tips That Will Save You Money (11)50 Frugal Living Tips That Will Save You Money (12)

50 Frugal Living Tips That Will Save You Money (13)50 Frugal Living Tips That Will Save You Money (14)

How To Live Well On Less

Living well on less is about spending less than you make and putting the extra towards paying down your debt and saving for your future. This may mean opting out of a dinner out and choosing a night in. It may mean choosing generic at the grocery store versus your favorite name brand.

Frugal Finance

Is about making smart choices with your money. Stretching that dollar to cover all of your needs while still saving some for later.

Never Pay Full Price Again!

The 50 tips above will help you cut your household expenses and save money. But I want to let you in on a secret…

The Rakuten App is a money saving app that will help you never pay full price again. Save money on shoes, make up, pasta, coffee and so much more. If you shop on Amazon, Rakuten is a money saving must. Try the Rakuten App today and get $10 free my treat.

Cheap Living Tips

If you are looking to live a more thrifty lifestyle then you need to checkout our Thrifty Living Guide it is full of cheap living tips that will help you save more money. Simple, actionable daily things you can do to save more money.

Frugal Money Saving Tips

Living frugally is essentially about living well below your means and saving money. If you are looking for more frugal money saving tips be sure to checkout these links:

  • 7 Money Saving Starbucks Hacks
  • 75 Super Frugal Tips To Cut Your Household Expenses
  • 21 Things We Stopped Buying To Save Money

How To Be More Frugal

If you already follow a frugal lifestyle and are looking to be more frugal creating a money saving frugal home is where you need to start. Discover the secret must haves of a frugal home and what frugal homemakers say makes their life so much easier.

How To Live Extremely Frugal

We all know someone who lives frugal, checks all the boxes that we do but some how they just seem to be able to save more money than we do.

Extreme Frugal Living

It’s called extreme frugal living and it’s not super hard to do. You can learn more about how to live extremely frugal and discover 42 extremely frugal tips that can help you save more money.

Living A Frugal Lifestyle

Living a frugal lifestyle is super easy to do and it can save you a huge amount of money. The more frugal tips and thrifty living ideas you follow the more money you will save.

♥ More About Saving & Simplicity

Welcome! I am so glad you are here I am Cynthia, primary frugal mom blogger at Saving & Simplicity.

Where you will find frugal, money saving posts and articles along with DIY projects, cheap & easy recipes and so much more.

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CREATE the life you want and learn to live more frugally living.

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Updated June 21, 2023

50 Frugal Living Tips That Will Save You Money (15)

50 Frugal Tips That Will Save You Money

50 Frugal Living Tips That Will Save You Money (2024)

FAQs

50 Frugal Living Tips That Will Save You Money? ›

A simple life is not filled with complications and distractions, it is a life that is lived focused on things that matter to the person. It can also have varying extremes. For some, it's as simple as cutting their cable bills and getting rid of the ​TV, while others can go as far as living “off the grid.”

How to be frugal and save money? ›

Ten Frugal Habits to Save Money
  1. Track Spending.
  2. Automate Your Savings.
  3. Save Loose Change.
  4. Compare Prices & Comparison Shop.
  5. Avoid Spending Triggers.
  6. Shop Second Hand.
  7. Save Windfall Income & Use a Spending Rule of Thumb.
  8. Institute a Waiting Period.

How to live extremely frugally? ›

Frugal shopping tips
  1. Stick to a list and take other steps to avoid impulse buying. ...
  2. Hit up thrift and consignment stores. ...
  3. Browse in-person and online garage and rummage sales.
  4. Join a local clothing swap or monitor buy-sell-trade groups in your area on social media.
  5. Download a free coupon app.
Jul 26, 2024

How to live cheaply without being poor? ›

15 Tips for Living Frugally Without Looking Cheap
  1. Eliminate monthly subscriptions.
  2. Shop for new insurance.
  3. Reduce prescription costs.
  4. Buy used items.
  5. Rent, don't own.
  6. Purchase at the right time.
  7. Buy high-quality products.
  8. Enlist your friends.

How to live simple and cheap? ›

12 Tips for Frugal Living
  1. Choose quality over quantity. ...
  2. Prioritize value over price. ...
  3. Use credit wisely. ...
  4. Declutter regularly. ...
  5. Use a budget to guide your spending. ...
  6. Know the difference between wants and needs. ...
  7. Be a savvy consumer. ...
  8. Prioritize your values.
Oct 17, 2023

How can I save enough money? ›

28 ways to save money
  1. Automate transfers.
  2. Count your coins and bills.
  3. Prep for grocery shopping.
  4. Minimize restaurant spending.
  5. Get discounts on entertainment.
  6. Map out major purchases.
  7. Restrict online shopping.
  8. Delay purchases with the 30-day rule.
Mar 26, 2024

How can I trick myself into spending less money? ›

'Avoid the 1-click option 100% of the time': 5 ways to trick yourself into saving money
  1. Automate your savings. ...
  2. Think of purchases in hours worked, not dollars spent. ...
  3. Do your spending with cash. ...
  4. Do a spending cleanse. ...
  5. Wait 24 hours before making big purchases.
Apr 20, 2023

What is the least expensive way to live? ›

13 Cheap Housing Alternatives
  • Renting a Guest House. ...
  • Living in a Mobile Home. ...
  • Moving into a Tiny Home. ...
  • Living in a Shipping Container Home. ...
  • Living as a Live-In Caretaker. ...
  • Being an On-Site Property Manager. ...
  • Renting Out a Room in Your Home. ...
  • Move in with Friends or Family.
Nov 10, 2022

How can I live a full life with little money? ›

10 Ways to Live the Big Life on a Small Budget
  1. Eat Well on Less. ...
  2. Take Advantage of Nature for Exercising. ...
  3. Consider Alternative Accommodations. ...
  4. Take Short Trips Instead of Long Vacations. ...
  5. Don't Write Off Discount Stores. ...
  6. Look for Other Free Entertainment. ...
  7. Embrace Secondhand and Vintage Home Stylings. ...
  8. Give Back to Others.

How to live life with low income? ›

Tips to help you live below your means
  1. Create a plan for your money. The act of assigning a job for every dollar can be empowering. ...
  2. Automate your savings. ...
  3. Pay yourself. ...
  4. Live off one income if possible. ...
  5. Look for ways to lower your discretionary expenses. ...
  6. Reflect on your financial habits. ...
  7. Drive used. ...
  8. Pay less interest.
Jul 10, 2024

What is the simplest lifestyle? ›

A simple life is not filled with complications and distractions, it is a life that is lived focused on things that matter to the person. It can also have varying extremes. For some, it's as simple as cutting their cable bills and getting rid of the ​TV, while others can go as far as living “off the grid.”

How can I make living alone affordable? ›

Sharing a home or apartment. Someone who has the same schedule as yours will help save on rent and utilities. If living with people isn't for you. Find out if there is an option of living alone in a studio - but only share it if it doesn't get too loud at night!

How to enjoy life without spending money? ›

Whatever your situation, here are 13 fun things to do that don't cost money with friends and family:
  1. Go on a picnic. ...
  2. Go to no-cost museum and zoo days. ...
  3. Give geocaching a try. ...
  4. Leverage your chamber of commerce. ...
  5. Take a historical city tour. ...
  6. Visit a farmers market. ...
  7. Go camping. ...
  8. Do a photography challenge.
Feb 14, 2024

What is the 70 money rule? ›

The 70% rule for retirement savings says that you can estimate your future retirement spending by multiplying your post-tax income by 70%. For example, if your income is currently $72,000 per year after taxes, your future annual retirement spending would be around $50,400, or $4,200 per month.

What is the 30 rule for money? ›

The idea is to divide your income into three categories, spending 50% on needs, 30% on wants, and 20% on savings. Learn more about the 50/30/20 budget rule and if it's right for you.

How to be frugal like a millionaire? ›

Here are six things frugal self-made millionaires never waste money on.
  1. Sports Equipment. Many might assume that the wealthy would splurge on the best sporting equipment for their hobbies or fitness routines. ...
  2. Financial Advisor Fees. ...
  3. Gym Memberships. ...
  4. Hair Services. ...
  5. Luxury Handbags and Shoes. ...
  6. Streaming Services.
Jul 1, 2024

How can I stop being so cheap? ›

Here are some things I've thought about that can help cure the cheap ass disease.
  1. 1) Know your finances inside out. ...
  2. 2) Take baby steps towards spending more. ...
  3. 3) Take notes on how you feel spending XYZ amounts every month. ...
  4. 4) Recognize the value of more expensive items. ...
  5. 5) Figure out what you value most.

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