4 Ways To Do Offline UPI Transactions: Making Digital Payments Without Internet Even In Aeroplane (2024)

FAQs

How to do UPI payment without internet? ›

To access offline upi payment services, all you need to do is dial *99# from your registered mobile number with your bank. It is important to note that there is a low transaction limit for offline UPI payments, typically around Rs. 5,000 per transaction.

Offline payments are made via cash, checks, bank transfers, postal orders, or any other offline means besides online payment methods such as cards, online wallets, etc.

Yes, UPI payments can be activated without the internet. To send money, dial *99# on your phone and enter 1. Select your preferred method and enter the recipient's UPI ID, phone number, or bank account number. Next, enter your UPI PIN along with the amount.

Yes, some NFC payments work without internet:

Some contactless cards: Some contactless debit and credit cards may also allow for offline transactions within a certain limit. This functionality is determined by the card issuer and merchant's payment system.

Google Pay allows you to make payments in offline mode (when you're unable to use your data or Wi-Fi), or during a call. Just make sure that you complete the required steps to make a Google Pay payment.

Offline Mode

UPI Lite X allows users to make payments offline, without an internet connection. NFC technology is used for communication in these offline transactions. It currently has limitations, allowing only 10 credit transactions and 1 debit transaction per day.

123PAY UPI:

123PAY UPI offers feature phone users the ability to make UPI payments without the internet. To use this feature, users must complete onboarding formalities by dialing *99#, selecting the bank, providing details like the last six digits of the debit card and expiry date, and then setting up a UPI PIN.

You'll just need an active data signal or WiFi connection for this to work. Tap to Pay is great for on-the-go businesses. Whether you're a personal trainer or a roaming vendor, you can now run your business from the palm of your hand without fumbling around for a terminal.

You can access different banking services and make purchases using the on-screen interactive menu after dialling *99# from your registered phone number. What is the limit of offline UPI transactions? The current maximum limit for offline UPI transactions is Rs. 5,000.

How to do offline UPI payment in Jio? ›

Step 1: Dial *99# from the mobile number that is connected to your UPI ID and bank account. Step 2: Choose the desired language. Step 3: Enter the bank name. After this, you will see the list of the bank accounts which are linked to your mobile number.

An offline POS (Point of Sale) machine, also known as an offline card terminal, is a device used by businesses to process card payments without the need for a constant internet connection.

To make offline UPI payments, dial 99#, select language, choose 'Send Money' or 'Transfer Money', enter beneficiary's number or VPA, specify amount, enter UPI PIN, and confirm transaction details. NPCI introduced UPI payments without internet using NPCI's short code, *99#.

DO I NEED A SMARTPHONE FOR A UPI PAYMENT ? No, you do not require a smartphone for a UPI Payment using UPI 123PAY. WILL INTERNET BE REQUIRED FOR MAKING PAYMENTS, AS FEATURE PHONE DOES NOT HAVE INTERNET ? Internet is not required for making payments through Feature Phone.

*99# is a USSD (Unstructured Supplementary Service Data) based mobile banking service from NPCI that brings together diverse ecosystem partners such as Banks & TSPs (Telecom Service Providers). Using *99# service, a customer can access financial services by dialling *99# from his/her mobile registered with the bank.